Question: Dear Steve, I attend Westwood college online a handful of years ago. It seemed at the time they were being extremely helpful about getting me enrolled, it appears now, all they really cared was getting me...
Question: Dear Steve, I am reading all the horror stories related to student loan interest and basically, we are all just screwed! Right? We are in the same boat and so is our daughter. It is so...
Question: Dear Steve, Parent Plus loan was originally taken at 23,000 now at 39,000. I am 67 and would like to make good on original loan at 23,000 but can’t afford 39,000. I’m in kind of unfair...
Question: Dear Steve, Received an agreement settlement for a debt on the second mortgage that is in collections. How to know if this letter has enough in order to get the lien release and when I sign...
The Federal Deposit Insurance Corporation (FDIC) recently took action against Cross River Bank and “its institution-affiliated party, Freedom Financial Asset Management, LLC (FFAM), San Mateo, California, for unfair and deceptive practices.” The FDIC says, “Cross River Bank...
Question: Dear Steve, I was dealing with a loan modification company that didn’t do anything for me & instead I got a foreclosure notice. When that happened they said they were connected to a company that could...
I had this idea for an article to look back to my early days in the debt relief world, back when I was running Myvesta, a non-profit credit counseling group, and show you examples of what I...
Question: Dear Steve, I went to Full Sail University, I graduated and since have never been able to get a good job. Most jobs I have applied for laugh off Full Sail University as a viable college....
Question: Dear Steve, My elderly mother and I are both named on our mortgage.($80,000) She owns the car. She has about $25,000 in credit card debt and $2,000 for a personal. loan. I would like to know...
Three marketers who allegedly sold phony debt relief services, including fake loans, have agreed to be banned from selling debt relief, credit repair and financial products and services, to be banned from telemarketing, and to turn over...
Enough time has now passed since the subprime meltdown of the 2008 timeframe. Lenders are predictable in their ability to forget and be cyclical. When times are feeling good, they expand lending into riskier areas. It happens...
Question: Dear Steve, I am 51. Was fired from my job of 15 years because of State budget issues. It was financially easier for the former employer to fire than to lay off. I have student loans...
Question: Dear Steve, Parent Plus Loans. The college my son attended encouraged Parent Plus Loans. They led us to believe that we could transfer this loan back to our son after graduation. We didn’t check into this...
Question: Dear Steve, I’m in a huge dilemma… I attended a community college in fall 2010 to spring 2011… I then transferred to a private university (Millikin University) from the fall of 2011 to spring 2012 and...
A kind reader sent in a mailer from National Debt Relief through my I Buy Junk Mail Program. This mailer from Arthur Khmura at National Debt Relief contains one word used many times which I think can...