Question: Dear Steve, In 2020 I hired a law firm to help me settle six credit cards that I could no...
Author - Steve Rhode
I Settled an SBA Loan But Got a 1099-C Many Years Later
Question: Dear Steve, We found your website looking for help with a 1099-C (G) form we received. I...
Why is My Social Security Check Being Garnished Over a Credit...
Question: Dear Steve, I charged up my Military Star card to buy food and clothing for my...
Delaware Sues Debt Settlement “Law Firm” Centerdon...
California based Centerdon Group bills itself as a “multi-jurisdictional law firm providing...
Something Crazy is Going on With Low Settlement Offers on...
If you have a Navient student loan that was being collected on or serviced by Northstar Location...
Discover Dropped Their Lawsuit But a Collector Wants the Money
Question: Dear Steve, The Discover debt that I got sued for was dismissed by the court four years...
Mother Pays Off Navient Loan Years Before and Hit With $92K...
This suit filed against Sallie Mae Student Loan Corporation, Ascension, Navient, Equifax...
Should I Settle My AES Student Loan They Want to Charge Off?
Question: Dear Steve, A debt collector (American Education Services) has, for many years, been...
Consumer Complaints Are a Chance to Shine or be in the Crosshairs
The new Acting Director of the Consumer Financial Protection Bureau is signaling what I’ve...
My Ex and I Both Got 1099-C Forms On an Old Debt
Question: Dear Steve, My ex and I took out a HELOC before the divorce. She quit claimed the home to...
Some Tribal Payday Lenders Surrender After Fraud Allegations
The owners and operators of a vast payday lending scheme that overcharged consumers millions of...
I Was Homeless, Mentally Ill, Disabled, and Desperate But They...
Question: Dear Steve, Under borrower defense to repayment rules, my student loans should evaporate...
Student Loan Cancellation Desires Push Debt Collective Effort
There is a terrific article on Market Watch on efforts to cancel student loan debt. As a consumer...
NACSO Credit Repair Lawsuit Not a Fave of CFPB and FTC
The National Association of Credit Services Organizations (NACSO) that had previously sued the CFPB...
Should I Try to Negotiate My Debt With My Own Creditor?
Question: Dear Steve, I incurred a credit card debt of about $9,000, and I stopped making payments...
