Home > Author Archives: Steve Rhode (page 10)

Author Archives: Steve Rhode

Using This Information Man Discharges $130K in Federal Student Loans in Bankruptcy

an Young happy woman at the computer

I’ve been going on-and-on about a July 7th, 2015 statement put out by the U.S. Department of Education that talked about how the government has made allowances to approve the discharge of federal student loan debt through bankruptcy, in some situations; namely, under the “Undue Hardship” clause of the Federal Bankruptcy Code, under the exception rule commonly known as 11 ... Read More »

    Andris Pukke / Marc Romeo Mystery Solved But Another Continues

    Pukke at observation twr Sanctuary

    Way back in 2013 I wrote an article Sanctuary Belize, Andris Pukke, Todd Cook, Peter Baker & Ameridebt in which an allegation was made that Andris Pukke was presenting himself to the public as Marc Romeo. Well I think we can say this mystery is officially solved. That is if we are to believe the testimony of Andris Pukke from ... Read More »

      I Don’t Live in the U.S. But My Student Loan Cosigner Does

      Contemplation and introspection are far better tools to deal with problem debt than knee-jerk bad solutions.

      Question: Dear Steve, I moved to NYC from France to find work in 2002, and somehow was convinced that I needed to have a Masters degree form an Ivy League school in order to get a shot at a good job. So I took out a loan with Navient (Sallie Mae) back in 2003 with the help of a guarantor ... Read More »

        MOHELA and Performant Are Telling Me Different Things But Garnished My Wages

        Frustrated

        Question: Hi, Steve. I need your help! There are 3 players in this situation: Missouri Department of Education MOHELA (loan issuer) Performant (collection agency) I defaulted on a student loan that was originally issued by MOHELA. I got a letter at the end of November from the MO Dept of Ed saying I needed to work out a payment plan ... Read More »

          The Army Said They’d Pay Off My Student Loans and Didn’t

          Military Flag

          Question: Dear Steve, I was in the army. The army said they would pay back my student loans but did not. I did not have a federal loan it was a private loan. I was in the army from 2006 to 2012. Then in the reserves from 2012 till 2015. I had a student loan from Sallie Mae. The army ... Read More »

            Starbucks App Users Still at Risk of Having Account Hacked

            Hand holding magic wand with sparks attracting money from top hat. Success wealth trick lie deception fraud cheating magic fast money concept. EPS 10 vector illustration no transparency

            My friend Bob Sullivan is warning consumers today to keep a close eye on their Startbucks app if they are using it. “…but I’d like to reiterate my warning to the 13 million or so Starbucks app users: It’s *still* not safe to link a credit or debit card to your Starbucks account; if I were you, I’d delete my ... Read More »

              How Can I Build Good Credit When I’m Legally Blind?

              Happy child enjoying spinning ride at carnival with motion blur

              Question: Dear Steve, I am legally blind. I partially see out of my right eye and am totally blind in my left. I don’t work and my finances comes from getting Social Security Benefits from my father’s retirement. I live in an apartment and trying to move because the rent has increased again in the 4 years I’ve been here. ... Read More »

                Different Options for Debt Relief – Finding the Right Solution

                Check This Out_pri

                Imagine you were sick. Really sick. Sick enough to go to a doctor or even a hospital. Perhaps you even looked up your symptoms on the Internet, visited WebMD, did a ton of internet research and were convinced that you needed a professional to help you get better – or things could get much, much worse. You have a big ... Read More »

                  It’s About the Income, Stupid

                  cartoon comedian

                  Bob Sullivan just published a really good article talking about the income inequality facing people today. He challenges all political candidates to take a closer look at why America is struggling to get ahead. Here is an excerpt. You can read the full article online, click here. “Let me give you a head start. For decades, economists have extolled the ... Read More »

                    With Forgiven Debt Both Spouses Can Get the Full Tax Bill

                    Boom! Comic Speech Bubble, Cartoon.

                    Question: Dear Steve, I came across your site doing research for a client on 1099-c from an ex spouse. Very helpful and it led me to this information on my Intelliconnect research site. You may already know this but I thought I would send it on. Thank you for your help and I just wanted to try and pay it ... Read More »

                      Community Debt Relief Mailer Gets Them in Trouble

                      Debt Relif Offer

                      An amazing reader faxed in a new debt relief mailer through my I Buy Junk Mail program. Thank you so much K for sending in this mailer from Community Debt Relief in Grand Rapids, Michigan. What struck me immediately is the BBB logo at the top of the letter. It looks like I’m not the only one who spotted that ... Read More »

                        I’ve Never Been Able to Pay My Sallie Mae Student Loans

                        black-hole

                        Question: Dear Steve, Im probably one of the more stupid people to come and ask for you help since I haven’t paid Sallie Mae a dime since I’ve graduated in 2010 thinking I could get a great job with my hospitality associates degree. But here goes. After I graduated with nearly $20,000 in debt, still eating at my credit till ... Read More »

                          Who Can Help Me With a Private Student Loan Dispute?

                          Adult Ed - Questions

                          Question: Dear Steve, Who do I need to contact to dispute my loan due to private school misleading students into loans not required? John Answer: Dear John, I would suggest you contact an attorney who is licensed in your state. There is no other authority I can think of to go after a lender and school for an individual to ... Read More »

                            Two Things to Do When You Are Asked if You Want a Store Credit Card

                            Abstract Summer Background With Sunlight

                            We’ve seen the situation a hundred times while standing in line to checkout at a store, the person in front of you is asked if they want to apply for a store credit card and get a fabulous discount on their purchase. And you know what happens next, you are going to be asked as well. But should you jump ... Read More »

                              Should I Just Stop Paying Navient and Not Tell My Cosigner?

                              Senior couple at home focusing on angry man

                              Question: Dear Steve, I have a Naivent private loan in the amount of $56,000 and just recently graduated. Unfortunately since graduating I have been unable to find a job and was forced to put my loan in forbearance. My forbearance will be up in March, yet I still have not found a job. Naivent informed me that my minimum monthly ... Read More »

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