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Home > Author Archives: Steve Rhode (page 11)

Author Archives: Steve Rhode

Debt Recovery Solutions of Ohio, Inc. – CFPB Complaint – 1307265

Consumer Said: “Debt Recovery Solutions Of XXXX ( DRS ) did not notify me of a collection against my XXXX and reported the claim on my credit for {$470.00}. We were legally separated when she received medical services and our court orders specify that she is to pay her own XXXX above what insurance covers. I disputed the claim on ... Read More »

    Reader Expresses Concern About My Enrollment Ctr and Colonial Law Group

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    I received the following email from a reader via the tipster (send in your tips here) line. As I normally do, I looked into the concerns to see if the concerns held water. I’ve also reached out to the companies named in the reader email and asked for contact information so I can get their responses to the concerns of ... Read More »

      Foreclosure Rescue Scam Wins Woman Nearly 4 Years in Jail

      Dead man walking - Sad prisoner with handcuffs in prison with orange clothes

      Christy Romero, Special Inspector General for the Troubled Asset Relief Program (SIGTARP), and Benjamin B. Wagner, United States Attorney for the Eastern District of California, today announced that Tamara Tikal, 45, of Rio Vista, California, was sentenced on July 16, 2015, by United States District Judge Troy L. Nunley to three years and nine months in federal prison for her ... Read More »

        Debt Relief Companies Urged to Shut Down Autodialers

        french bulldog dog listening or talking on the can telephone isolated on white background

        Last week the Federal Communications Commission rolled out new rules that will significantly impact any debt relief companies with an autodialer. The penalties are significant if you get caught violating these rules. I would expect to see new lawsuits against debt relief companies for violating the Telephone Consumer Protection Act (TCPA). Collections & Credit Risk did a great job covering ... Read More »

          Is Afni Collections Really a Scam?

          Question Theme

          Question: Dear Steve, Do you know anything about Afni Collections? I recently looked into their legitimacy and was extremely confused. There are many websites that allege Afni is a scam. I was contacted by Afni recently. I checked out their website, which shows they are located in California, but many of the websites claiming Afni is a scam state that ... Read More »

            Debt Relief Advocates Sued in Ohio Over Claiming Debt Owed, But Not

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            I was alerted to a lawsuit that was filed yesterday against Debt Relief Advocates, out of Plano, Texas. The suit claims the consumer was approached with an offer to settle their debt and wants to turn this action into a class action lawsuit against Debt Relief Advocates. But what makes this suit interesting and newsworthy is the allegation made by ... Read More »

              Navient is Being Rude and Nasty But I Can’t Pay


              Question: Dear Steve, I attended UMFK, took every private and federal loan offered to me for my tuition because I was young and dumb. I graduated with a measly associates in general studies, and work full time as an insurance agent making a take home of about $17,000 ($10,000 of that goes to childcare). Granted I do pay my family’s ... Read More »

                I Went to a Scam School and Now I Have Private Student Loan Problems

                Adult Ed - Questions

                Question: Dear Steve, I got suckered into a month long school that promised a job as a finance manager at a dealership upon graduation. They had all kinds of people working there with a background in dealership management, so I never thought to ask an F&I manager. Once I graduated, I walked into a dealership to apply, and they laughed ... Read More »

                  E Entertainment Television And Miranda Lambert Get Scammed to Sell Garcina Cambogia Slim

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                  The following fake E Entertainment Television page caught my eye as it crossed my browser. The average person is going to be fooled by this scam advertisement. You see, it’s a fake E News site. The site this add appears on is Sounds legit but the site was registered on May 5, 2015 and the ownership of the domain ... Read More »

                    How Can I Stop My Perkins Loan Wage Garnishment?


                    Question: Dear Steve, 3 years ago, I received a letter from my employer stating that there was a judgment against me for a perkins student loan that I signed off on after I graduated, agreeing to pay a debtor (not knowing the damages that this would cause in the future). I should have never signed the contract because I didn’t ... Read More »

                      Should I Raid My IRA to Pay the IRS?


                      Question: Dear Steve, I have recently received letters from the IRS about taxes owed from previous filings (2012, 13, 14). I don’t have the financial resources to pay them outright. I am considering using Roth IRA funds to settle the debts. The IRA was initiated over 5 years ago. One of the exceptions to the early distribution penalty is an ... Read More »

                        CFLA Agent Apparently Goes Rogue


                        It appears an agent of Certified Forensic Loan Auditors went rogue and tied the name of the company to some unfortunate activity. According to the State of Connecticut, a James Graham, CFLA Agent, was selling debt relief services in the State and managed to run into trouble with the Department of Banking. The State of Connecticut says, “WHEREAS, James D. ... Read More »

                          Account Control Technology Didn’t Lower My Parent Plus Loan Balance

                          Problem Solving Series

                          Question: Dear Steve, Took out a Parents Plus Loan for my oldest child’s college. Right about the time payments were due had to defer them due to economy. Unable to find secure employment. Had to go on state assistance (embarrassed) have 3 minor children at home. ACT (account control technology) offered me another way. Sounded good to me being very ... Read More »

                            Home Tech Group Gets Unwanted Attention in CT & WA


                            The State of Connecticut Department of Banking just published information on Home Tech Group, LLC out of South Dakota, Arizona, and California and they claim the company was operating in Commecticut without a license. MATTERS ASSERTED 1. At all times relevant hereto, Respondent was a South Dakota limited liability company with offices at 3213 W. Main Street #239, Rapid City, ... Read More »

                              How Can I stop Making Payments on My Heald College Private Student Loans?

                              Ask Questions - Button

                              Question: Dear Steve, My student private loan was through chase now its through AES (American Education Services). The school is Heald College graduated in the year 2007. AAS degree in Medical Administration Assistant. When I first applied to the school I was promised to graduate with experience and job placement assistance. Before graduating I asked about an Internship for the ... Read More »

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