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Home > Author Archives: Steve Rhode (page 13)

Author Archives: Steve Rhode

Gateway Funding – CFPB Complaint – 1303324

Consumer Said: “On XXXX XXXX, 2015, I contacted XXXX XXXX, who is a Branch Manager ( XXXX # XXXX ) with GATEWAY FUNDING, and learned I can lower my mortgage monthly payment from approximately {$2400.00} to {$2000.00}. I was ecstatic because I would have saved over {$400.00} each month. XXXX XXXX sent me via email the DETAILS OF TRANSACTION detailing ... Read More »

    U.S. Bancorp – CFPB Complaint – 1314691

    Consumer Said: “The issue is with Private Mortgage Insurance ( PMI ) charged during Loan Payoff. PMI was charged for the whole month. After refinancing my mortgage loan, although I closed on XXXX of the month and lender charged PMI fro the whole month” Date Complaint Filed With CFPB: 04/02/2015 Product: Mortgage Type: Conventional fixed mortgage Issue: Loan servicing, payments, ... Read More »

      JPMorgan Chase – CFPB Complaint – 1304327

      Consumer Said: “We have our current mortgage with Chase Home Finance. Have excellent payment history. We kept getting letters about refinancing at a lower interest rate. When I did call the rate was not as low as my letter but they could still get us a lower rate than we currently have and less years. They describe the letter as ... Read More »

        Encore Capital Group – CFPB Complaint – 1294960

        Consumer Said: “Originally owed XXXX XXXX Credit Card. At some point they referred to collection or sold to Midland Credit Management who sent me an offer. Their letter said : If we receive {$240.00} by XXXX, we will consider your account balance paid ”! I sent check # XXXX for {$240.00} on XXXX/XXXX/XX/XX/ On XXXX XXXX, XX/XX/2015, they sent me ... Read More »

          JPMorgan Chase – CFPB Complaint – 1310893

          Consumer Said: “XXXX XXXX, 2015 both my checking and saving accounts where closed with out notice by Chase bank. The suspension of my account was noticed due to restriction of access to my account via Chase ‘s mobile app. Upon calling chases customer service I was informed that chase has the right to end any business relationship at anytime and ... Read More »

            PNC Bank – CFPB Complaint – 1307322

            Consumer Said: “I had a really great experience with PNC Mortage on my home loan. Who do I call and complain tio about good service and low rates. I don ‘ t even understand how a bank would make a loan at 2.99 % or 3.99 % and tie up their money for XXXX ur XXXX yrs at such low ... Read More »

              TransUnion – CFPB Complaint – 1310032

              Consumer Said: “You all have failed to use reasonable care in the course of business and failed to use even minimal procedures to ensure that I was not harmed. You all have also failed to adhere to federal regulations and violated several laws of the FCRA. *XXXX # XXXX # XXXX XXXX {$510.00}, {$770.00} Has agreed to delete all accounts ... Read More »

                Law Offices of Palmer, Reifler & Associates, P.A. – CFPB Complaint – 1306285

                Consumer Said: “after i was trying to figure out why i got a second notice from a city slicking debt collecting. when i called i got some foreign guy answer the phone EASILY PULLED UP MY FILE ON HIS COMP and i asked him why did i already paid this company ( he said there was XXXX companies XXXX and ... Read More »

                  TransUnion – CFPB Complaint – 1307524

                  Consumer Said: “I called Trans union and spoke to a supervisor named XXXX about a adverse account on my XX/XX/XXXX credit report, which they did a investigation on and sent me the results as deleted with a date of XXXX I am now told it was n’t verified, but that is n’t what the letter says. XXXX of the forms ... Read More »

                    Experian – CFPB Complaint – 1312985

                    Consumer Said: “On XXXX XXXX, 2015, I sent Experian a dispute regarding a judgement ( ID : XXXX ) that I was notified was showing up on my credit report, however, even through I provided them documentation showing this account was associated to XXXX XXXX XXXX, whereas, I am XXXX XXXX XXXX, Experian refuses to remove the judgement not associated ... Read More »

                      JPMorgan Chase – CFPB Complaint – 1290253

                      Consumer Said: “I have an open and current mortgage with Chase Bank # XXXX. Chase is reporting the loan payments to XXXX but XXXX is surpressing the information and reporting the loan as Discharged in BK. This mortgage was reaffirmed in a Chapter XXXX BK discharged dated XXXX/XXXX/2013. Chase keeps referring to BK Law for Chapter XXXX and we keep ... Read More »

                        Dynamic Recovery Solutions, LLC – CFPB Complaint – 1309460

                        Consumer Said: “They use a robo phone to contact me and threaten mme with a XXXX year old debt that ‘s not even mine. They harass me all day and will not provide any documentation as to what the debt is XXXX on a Visa card??? That ‘s what they say I owe. That ‘s fraudulent” Date Complaint Filed With ... Read More »

                          Enhanced Recovery Company, LLC – CFPB Complaint – 1316135

                          Consumer Said: “Enhanced Recovery has put XXXX different collection accounts on my XXXX profile. All of the Debts show different amounts and have been re-aged which is illegal. I would like to have this removed from my credit file. According to the law reaging is illegal under Creditors, collection agencies, or credit bureaus, if they try and Re-Age ” your ... Read More »

                            Ocwen – CFPB Complaint – 1294702

                            Consumer Said: “This all started around 5 years ago. I went through a XXXX and had to buy out my XXXX. My House is under the Affordable housing with the City of XXXX. They said my house was worth more, but did not take into consideration the affordable housing or the CCRs. So I had to give my ex {$33000.00} ... Read More »

                              Ocwen – CFPB Complaint – 1304057

                              Consumer Said: “Ocwen financial services claims simultaneously to have a loan with me ( despite my never having done business with them or having been notified of said loan ) and to have written off said loan with the IRS in XX/XX/XXXX. Further, they continue to insert themselves in a legal case I have against XXXX XXXX XXXX company regarding ... Read More »

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