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Home > Author Archives: Steve Rhode (page 19)

Author Archives: Steve Rhode

Enhanced Recovery Company, LLC – CFPB Complaint – 1318270

Consumer Said: “I ‘m getting things put on my credit report that i dont owe at all.and its really ruinning my credit all up” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: Cont’d attempts collect debt not owed State of Consumer: PA Company Public Response: Company Response: Closed with non-monetary relief Was ... Read More »

    Monterey Financial Services, Inc. – CFPB Complaint – 1317802

    Consumer Said: “I purchased a stereo from XXXX XXXX back in XXXX 2014. I paid for the stereo in full. A month ago a collection company contacts me stating I owe {$3000.00}? I do not owe this company any more money. This is fraud.” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: ... Read More »

      First Advantage LNS Inc. – CFPB Complaint – 1302694

      Consumer Said: “I resided at XXXX from XXXX ( see attached ), and I had a move out balance of {$110.00}. The apartment collection agency ( XXXX ) posted this on my credit report TWICE. The balance has been paid to XXXX since XXXX XXXX, XX/XX/XXXX ( see attached ), however it is still showing up on all credit bureau ... Read More »

        TransUnion – CFPB Complaint – 1299659

        Consumer Said: “I have written the credit reporting agenecies Transunion and XXXX numerous times in the past serveral months about a company reporting a debt on my file from XXXX XXXX MANAGEMENT that sent me a letter stating and i quote as it states in the letter To XXXX XXXX the purpose of this letter is to advise you that ... Read More »

          Gateway Funding – CFPB Complaint – 1303324

          Consumer Said: “On XXXX XXXX, 2015, I contacted XXXX XXXX, who is a Branch Manager ( XXXX # XXXX ) with GATEWAY FUNDING, and learned I can lower my mortgage monthly payment from approximately {$2400.00} to {$2000.00}. I was ecstatic because I would have saved over {$400.00} each month. XXXX XXXX sent me via email the DETAILS OF TRANSACTION detailing ... Read More »

            U.S. Bancorp – CFPB Complaint – 1314691

            Consumer Said: “The issue is with Private Mortgage Insurance ( PMI ) charged during Loan Payoff. PMI was charged for the whole month. After refinancing my mortgage loan, although I closed on XXXX of the month and lender charged PMI fro the whole month” Date Complaint Filed With CFPB: 04/02/2015 Product: Mortgage Type: Conventional fixed mortgage Issue: Loan servicing, payments, ... Read More »

              JPMorgan Chase – CFPB Complaint – 1304327

              Consumer Said: “We have our current mortgage with Chase Home Finance. Have excellent payment history. We kept getting letters about refinancing at a lower interest rate. When I did call the rate was not as low as my letter but they could still get us a lower rate than we currently have and less years. They describe the letter as ... Read More »

                Encore Capital Group – CFPB Complaint – 1294960

                Consumer Said: “Originally owed XXXX XXXX Credit Card. At some point they referred to collection or sold to Midland Credit Management who sent me an offer. Their letter said : If we receive {$240.00} by XXXX, we will consider your account balance paid ”! I sent check # XXXX for {$240.00} on XXXX/XXXX/XX/XX/ On XXXX XXXX, XX/XX/2015, they sent me ... Read More »

                  JPMorgan Chase – CFPB Complaint – 1310893

                  Consumer Said: “XXXX XXXX, 2015 both my checking and saving accounts where closed with out notice by Chase bank. The suspension of my account was noticed due to restriction of access to my account via Chase ‘s mobile app. Upon calling chases customer service I was informed that chase has the right to end any business relationship at anytime and ... Read More »

                    PNC Bank – CFPB Complaint – 1307322

                    Consumer Said: “I had a really great experience with PNC Mortage on my home loan. Who do I call and complain tio about good service and low rates. I don ‘ t even understand how a bank would make a loan at 2.99 % or 3.99 % and tie up their money for XXXX ur XXXX yrs at such low ... Read More »

                      TransUnion – CFPB Complaint – 1310032

                      Consumer Said: “You all have failed to use reasonable care in the course of business and failed to use even minimal procedures to ensure that I was not harmed. You all have also failed to adhere to federal regulations and violated several laws of the FCRA. *XXXX # XXXX # XXXX XXXX {$510.00}, {$770.00} Has agreed to delete all accounts ... Read More »

                        Law Offices of Palmer, Reifler & Associates, P.A. – CFPB Complaint – 1306285

                        Consumer Said: “after i was trying to figure out why i got a second notice from a city slicking debt collecting. when i called i got some foreign guy answer the phone EASILY PULLED UP MY FILE ON HIS COMP and i asked him why did i already paid this company ( he said there was XXXX companies XXXX and ... Read More »

                          TransUnion – CFPB Complaint – 1307524

                          Consumer Said: “I called Trans union and spoke to a supervisor named XXXX about a adverse account on my XX/XX/XXXX credit report, which they did a investigation on and sent me the results as deleted with a date of XXXX I am now told it was n’t verified, but that is n’t what the letter says. XXXX of the forms ... Read More »

                            Experian – CFPB Complaint – 1312985

                            Consumer Said: “On XXXX XXXX, 2015, I sent Experian a dispute regarding a judgement ( ID : XXXX ) that I was notified was showing up on my credit report, however, even through I provided them documentation showing this account was associated to XXXX XXXX XXXX, whereas, I am XXXX XXXX XXXX, Experian refuses to remove the judgement not associated ... Read More »

                              JPMorgan Chase – CFPB Complaint – 1290253

                              Consumer Said: “I have an open and current mortgage with Chase Bank # XXXX. Chase is reporting the loan payments to XXXX but XXXX is surpressing the information and reporting the loan as Discharged in BK. This mortgage was reaffirmed in a Chapter XXXX BK discharged dated XXXX/XXXX/2013. Chase keeps referring to BK Law for Chapter XXXX and we keep ... Read More »

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