Latest Posts
Home > Author Archives: Steve Rhode (page 20)

Author Archives: Steve Rhode

Delta Law Firm – Consumer Complaint – September 26, 2014

customer service feedback

Consumer Statement: We fulfilled all items on our end of the contract but they never met their end of the contract. They kept saying it would just take time but we finished paying and nothing has been resolved. Now the contact numbers we had are no longer valid so we can’t contact them. Consumer Action Taken: I was trying to ... Read More »

    Care One and Bernie Dancel Say What!

    stressed man

    As part of my junk mail program a reader sent in a recent copy of a letter they say they received from CareOne that has a very fit picture of founder Bernie Dancel on it. There is only one big problem, the domain name listed on the bottom of the letter, CareOneInfo.com, isn’t actually owned by CareOne anymore and it ... Read More »

      What is the Process to Get ITT Tech Student Loans Forgiven?

      raising hand

      “Dear Steve, My husband and I both went to school at ITT Tech, a for-profit college. My husband got a Bachelor’s degree and I have an Associate’s degree. We each owe $100,000 in federal student loans. I am unemployed and my husband just started getting his wages garnished. We live paycheck to paycheck. If we could afford to pay we ... Read More »

        Can I File Bankruptcy on My Federal Student Loans to Stop My Wage Garnishment?

        Question Theme

        “Dear Steve, Wage garnishment has been in effect for almost two years. I was always told that you cannot file bancruptcy on fed student loans…is this true? Currently i am garnished for 25% every two weeks. I no longer can afford my home car etc. Im losing everything. I have filed bankruptcy before and would prefer not to do it ... Read More »

          DOD Purposes Lending Rule Change to Protect Military Families From Abusive Interest Rates

          military

          The Department of Defense is proposing changes to the Military Lending Act (MLA) to extend financial protections for military members and in turn, their families. The MLA limits the amount of interest that a creditor may charge on “consumer credit” to a maximum annual Military Annual Percentage Rate (MAPR) of 36 percent. Not that it’s a fabulous rate. It appears ... Read More »

            Details on Florida Bar Complaint Against Howard Feinmel

            Problem Solving Series

            The Florida Bar has sent me a copy of the complaint they recently filed against Florida attorney Howard Feinmel. I reported yesterday about the case. But today there are more facts available after reading the filed complaint. Right off the bat I found it intriguing the Florida Bar makes the statement, “Respondent has represented various persons and entities, including but ... Read More »

              The Importance of the Asterisk in Credit Offers Using a MiLEND Example

              MiLEND Offer mailed to consumer.

              A reader sent in a mailer about an offer from MiLEND for a new mortgage. MiLEND appears to be all licensed and registered so for once that’s not the issue. The offer appears to be legit and for a new mortgage and cash back “to use any way you like for just an additional $101.18 per month.” But this is ... Read More »

                Money Management International Accused in Kick-Backs in Class Action Settlement

                Young man looking shocked in tablet pc

                Now here is something you don’t get to witness often, if at all. Apparently there is a bit of disturbed blood milling about in the credit counseling world right now. In just doing some routine checking on activity I came across a very, very odd letter from the Association of Independent Consumer Credit Counseling Agencies (AICCCA) to the U.S. District ... Read More »

                  CCR Article Brings New Life Financial Services Back to Life

                  money down the drain

                  I just love the Collections & Credit Risk magazine and website. Those folks over there hold no punches when it comes to the collections and debt relief industry problems. A recent article by Darren Waggoner reminded me of a string of past events surrounding a debt relief company New Life Financial that had been operating someplace out of the U.S. ... Read More »

                    Is Synchrony Bank and PayPal Doing Something Fishy?

                    Screen Shot 2014-09-25 at 4.08.27 PM

                    “Dear Steve, I don’t believe I have been “scammed” in the traditional sense, but I find something fishy about Synchrony Bank (Formerly GE Capital, GE Capital Retail Bank) My story is as follows: I have 3 credit cards with GE CRB and receive notices of change to Synchrony, the usual stuff (my online accts now go to them etc.) That’s ... Read More »

                      Michael Harper Appears to Toss Greenspoon Marder Under Bus to CFPB

                      news-hot

                      In this case against an alleged mortgage relief enterprise that just gets stranger and strange, Defendant Michael Harper has adopted a new approach, throw law firm Greenspoon Marder under the bus. The case filed by the Florida Attorney General and Consumer Financial Protection Bureau against Hoffman Law Group some involved recently resulted in a long and strange tale by the ... Read More »

                        U.S. Bank Slapped With Massive Fines Over Unfair Billing Practices

                        us

                        The Office of the Comptroller of the Currency has just announced a $4 million civil money penalty against U.S. Bank National Association, Cincinnati, Ohio, and ordered restitution of $47.9 million to more than 420,000 consumer accounts. The OCC says the bank unfairly billed customers for identity theft protection products marketed by the bank and sold by its vendor. The restitution ... Read More »

                          Howard Feinmel Sparks Attention of Florida Bar With Mortgage Elimination Arguments

                          Drowning swimmer

                          Florida attorney Howard Feinmel seems to hav in hot waeter according to the Palm Beach Post. Kimberly Miller is reporting the Florida Bar has taken action against Feinmel for his participation with the company the Florida Attorney General went after, Fidelity Land Trust. Fidelity Land Trust was closed by the Attorney General after “charging the company, its operators and affiliate ... Read More »

                            Student Loan Aid – Consumer Complaint – September 24, 2014

                            customer service feedback

                            Update 12-7-2014 The site was contacted by a Shaw T. Scovel who said, “I need someone to call me. I want my named removed from your site. If you don’t I will take legal action.” The person responded with “Shaw Thomas” when I said I could not locate a Scovel on the site. As I told “Shaw Thomas” or Shaw ... Read More »

                              My Ex-Friend Won’t Pay Me What They Owe And I Cosigned

                              angry woman

                              “Dear Steve, A friend asked me to use my house for a line of credit for a rental apartment about 7 years ago. I put in $45000, he put in $10000 his boyfriend paid the closing. We stopped talking two years later, but he took care of it and paid the bills. Till last October. He stopped paying the regime ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.