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Home > Author Archives: Steve Rhode (page 21)

Author Archives: Steve Rhode

Debt Got You Down? Read This and Get Back Up.

Better Days, Just Ahead Green Road Sign with Copy Room Over The

Dealing with debt worries and stress can make you feel like your life is dark, hopeless and not worth facing another day. And while you feel that way, it’s not reality. I wish I had a magic wand to make you see the way forward but for some reason people feel compelled to make all sorts of the same mistakes ... Read More »

    TransUnion Won’t Report My Accounts Correctly That Were in My Bankruptcy

    credit good

    “Dear Steve, I filed bankruptcy and my creditors are still reporting delinquent debts. Chapter 7 bk filed on 9/18/2010. Trans Union are reporting all of these account w/ delinquency after my filing. Its very frustrating I have disputing this for over 5 years! I have never been w/ any of my accounts before my filing date. Trans Union even put ... Read More »

      Will My Social Security Be Garnished for My Student Loans? – Ruth

      Sagging Economy

      “Dear Steve, After graduating from college with approximately $150,000 in student loan debt I worked in my field for 9 years all the while faithfully paying about 50% of my income to repay my student loan debt. After 9 years I found myself unemployed and then underemployed. I am currently repaying on an income-based plan. This monthly payment does not ... Read More »

        I Heard All My Student Loans Are Forgiven When I Reach 50. Is That True?

        Zemanta Related Posts Thumbnail

        “Dear Steve, I finished university in 1993 Having secured a student loan for the three year period. When I graduated I never really had a job that paid a high enough salary to make any repayments on the loan. Now some 20 years later I have been contacted by a debt company requesting payment of the loan! I am 57 ... Read More »

          My Student Loan Never Goes Down Even Though I’m Being Garnished. – Charlotte

          Mature woman confused

          “Dear Steve, I have been a fool thinking that because my ASA student loan has been garnished from every paycheck for over 10 years that I was making a dent in the amount owed. I learned today that I owe more now than before due to collection fees. Each time an automatic payment was taken and interest accruing some kind ... Read More »

            LegalZoom Says They Can Get My Student Loans Forgiven. – Lisa

            raising hand

            “Dear Steve, Your advice is much appreciated. 17 years ago my son enrolled and has since graduated for his 2 year associate degree in graphic arts and the school administrator assisted me to sign up on the student loan. I was making on time monthly payments using the coupon books I recall received from Bank One which was formerly Sallie ... Read More »

              Is The Steadman Group Really Ed Cherry?

              puzzled looking little boy looking to the left

              Earlier this month I received an email asking if a new website for The Steadman Group was really related to Ed Cherry. For readers who may not recognize the name, Edward Cherry has been a name floated around for some time in the debt relief world. You can click here for some past articles. I think the reader question came ... Read More »

                Destination Debt Solutions Denies Troubles

                hiding

                Recently I received a statement from a tipster (send in your tips here) who appeared to be concerned about a company called Destination Debt Solutions in Florida. The person wrote, “Destination Debt Solutions out of central Florida in dire financial straits. In process of laying off entire staff and considering filing BK. Not paying vendor marketing bills and other company ... Read More »

                  How Can I Settle My Federal Student Loan for Less? – Ella

                  Ready to Collapse

                  “Dear Steve, I owe about $55K in student loan debt. I am interested in doing a lump sum pay off at a discounted rate. When I spoke to my lender, Total Higher Education/Great Lakes, they said this was impossible since the loan was through the government. After reading a bit more, it seems that a discounted lump sum payment may ... Read More »

                    My Boyfriend is Scared of the IRS. – Journey

                    IRS

                    “Dear Steve, My boyfriend has the IRS after him from a 2009 audit that went into noncollectable status in 2010. Recently, we have had a knock on the door and a note left from the IRS with impending doom. My girlfriend said that adding a second person on the bank accounts will prevent any bank swipes from the government because ... Read More »

                      Will My Parents Have to Pay My Student Loans? – Roger

                      loans_summary

                      “Dear Steve, Hi, I have some student loan debt (a total of $82,000) and I was wondering if something should happen to me, would my parents need to pay it off? I have always wondered this, because well frankly stuff happens and we don’t always know what might happen tomorrow. I am including a copy of the types of loans ... Read More »

                        Federal Student Loan Notice Mailer Review

                        Click image for larger view.

                        An amazing reader Alicia sent in a new debt relief mailer through my I Buy Junk Mail program. Alicia received a mailer from good old postal permit 1297 in Sacramento, California which promises some amazing student loan benefits including total loan forgiveness. The outsides of the mailer does not say who the sender actually is and my opinion is it ... Read More »

                          United Debt Services Sends Official Notice Mailer That Makes Odd Sounding Statement

                          UDS Mailer Inside

                          An amazing reader Karen sent in a new debt relief mailer through my I Buy Junk Mail program. Karen lives in Alabama where she received this mailer for debt help from United Debt Services. The outside of the mailer says Official Notice and does not give the name of the company on the outside. It seems I’ve written about United ... Read More »

                            Rescue My Student Loans / Student Loan Rescue USA – Consumer Complaint – August 12, 2014

                            customer service feedback

                            Consumer Statement: First off, They are asking 500.00. 125.00 in 4 payments starting in Sept. I don’t have there phone number just the company they are calling from. 305-330-9947. The company is Student Loan Rescue, USA. then they said all money owed will be cancelled after they sent in paperwork. Consumer Action Taken: I want to know if they are ... Read More »

                              CFPB Bitch Slaps Bait-and-Switch Mortgage Scheme

                              cfpb

                              Today, the Consumer Financial Protection Bureau (CFPB) took action against Amerisave Mortgage Corporation, its affiliate, Novo Appraisal Management Company, and the owner of both companies, Patrick Markert, for engaging in a deceptive bait-and-switch mortgage-lending scheme that harmed tens of thousands of consumers. The Bureau found that Amerisave lured consumers by advertising misleading interest rates, locked them in with costly up-front ... Read More »

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