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Home > Author Archives: Steve Rhode (page 23)

Author Archives: Steve Rhode

Is It True My Sallie Mae Student Loan Could Have Been Discharged in Bankruptcy? – David

Student Loan Corkboard Concept

“Dear Steve, I filed Ch 7 in 2008 and had federal & private student loans. For the student loans in question, I took out federal loans (from Sallie Mae) that paid for the full cost of attendance. These loans are now in a repayment status. I also took out private loans (from Sallie Mae). these loans were not certified by ... Read More »

    Sallie Mae Won’t Forgive My Teacher Loan. – Mona

    teacher

    “Dear Steve, I have been paying on my student loans with Sallie Mae for almost 15 years. I have a perfect payment history, no defaults, no late payments, PERFECT! I took the bare minimum of a loan which is down to $26,000. Before going to graduate school, Sallie Mae told me that I would get a loan forgiveness of $17,500 ... Read More »

      My Sallie Mae Loan in Default is No Longer Listed. – Katherine

      Missing Concept.

      “Dear Steve, One of my loans is no longer listed on my sallie Mae account, or so it appears. I am not entirely positive what is happening, because I had a forbearance in effect, but I am wondering if it didn’t address all of my loans, because when I went back in to set things up since the forbearance is ... Read More »

        Why Can My College Keep My Transcript Hostage? – Kimberly

        transcript

        “Dear Steve, I seen a question that a guy asked you about owing a college and them holding his transcripts. I am in the same boat. I owe a private college in nyc a little less than 7,000 and I got my Associates Degree, I want to go get my Bachelors but its holding me back because I can not ... Read More »

          Can I Really Get My Co-Signer ReleasedFrom My Sallie Mae Loan? – Robert

          Moving Up

          “Dear Steve, I have about $25K in private student loan debt from Sallie Mae, I have been making payments since 2008, always on time. My mother is the co-signer, she is retiring soon and would like her name removed from being the co-signer or for me to pay it off….unfortunately I do not have the money to pay it off, ... Read More »

            Can I Be Sued For My Debt If I’m Disabled? – Remonica

            Smiling Disabled Senior Woman In Wheelchair

            “Dear Steve, I was working pay my credit card bill then I got sick and wasn’t able to go back to work now I get disability and now they have taken me to court. I was wondering if they could garnish my check. Remonica” The Answer Dear Remonica, I am not a lawyer and can’t give you legal advice. You ... Read More »

              Can They Garnish My Wages in Pennsylvania for Student Loans? – Inez

              Student Loans Concept

              “Dear Steve, My private student loan from Chase went into default. I worked part-time just above minimum wage while in school. When I tried to get further deferrment they told me I did not make enough payments to qualify. I continued to make payments, though under the minimum. I never received a call from the new department concerning this 3rd ... Read More »

                Debt Got You Down? Read This and Get Back Up.

                Better Days, Just Ahead Green Road Sign with Copy Room Over The

                Dealing with debt worries and stress can make you feel like your life is dark, hopeless and not worth facing another day. And while you feel that way, it’s not reality. I wish I had a magic wand to make you see the way forward but for some reason people feel compelled to make all sorts of the same mistakes ... Read More »

                  TransUnion Won’t Report My Accounts Correctly That Were in My Bankruptcy

                  credit good

                  “Dear Steve, I filed bankruptcy and my creditors are still reporting delinquent debts. Chapter 7 bk filed on 9/18/2010. Trans Union are reporting all of these account w/ delinquency after my filing. Its very frustrating I have disputing this for over 5 years! I have never been w/ any of my accounts before my filing date. Trans Union even put ... Read More »

                    Will My Social Security Be Garnished for My Student Loans? – Ruth

                    Sagging Economy

                    “Dear Steve, After graduating from college with approximately $150,000 in student loan debt I worked in my field for 9 years all the while faithfully paying about 50% of my income to repay my student loan debt. After 9 years I found myself unemployed and then underemployed. I am currently repaying on an income-based plan. This monthly payment does not ... Read More »

                      I Heard All My Student Loans Are Forgiven When I Reach 50. Is That True?

                      Zemanta Related Posts Thumbnail

                      “Dear Steve, I finished university in 1993 Having secured a student loan for the three year period. When I graduated I never really had a job that paid a high enough salary to make any repayments on the loan. Now some 20 years later I have been contacted by a debt company requesting payment of the loan! I am 57 ... Read More »

                        My Student Loan Never Goes Down Even Though I’m Being Garnished. – Charlotte

                        Mature woman confused

                        “Dear Steve, I have been a fool thinking that because my ASA student loan has been garnished from every paycheck for over 10 years that I was making a dent in the amount owed. I learned today that I owe more now than before due to collection fees. Each time an automatic payment was taken and interest accruing some kind ... Read More »

                          LegalZoom Says They Can Get My Student Loans Forgiven. – Lisa

                          raising hand

                          “Dear Steve, Your advice is much appreciated. 17 years ago my son enrolled and has since graduated for his 2 year associate degree in graphic arts and the school administrator assisted me to sign up on the student loan. I was making on time monthly payments using the coupon books I recall received from Bank One which was formerly Sallie ... Read More »

                            Is The Steadman Group Really Ed Cherry?

                            puzzled looking little boy looking to the left

                            Earlier this month I received an email asking if a new website for The Steadman Group was really related to Ed Cherry. For readers who may not recognize the name, Edward Cherry has been a name floated around for some time in the debt relief world. You can click here for some past articles. I think the reader question came ... Read More »

                              Destination Debt Solutions Denies Troubles

                              hiding

                              Recently I received a statement from a tipster (send in your tips here) who appeared to be concerned about a company called Destination Debt Solutions in Florida. The person wrote, “Destination Debt Solutions out of central Florida in dire financial straits. In process of laying off entire staff and considering filing BK. Not paying vendor marketing bills and other company ... Read More »

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