Home > Author Archives: Steve Rhode (page 27)

Author Archives: Steve Rhode

Bank of America – CFPB Complaint – 1300172

Consumer Said: “My name is XXXX XXXX, I am a customer with Bank of America. I am a service connected XXXX veteran with XXXX XXXX issues. I was waiting in line at the XXXX XXXX branch in the XXXX, NY XXXX XXXX XXXX, after 30 mins. on line the bank got really crowdedI started XXXX real bad. asked the manager ... Read More »

    Solidus Group LLC. – CFPB Complaint – 1316461

    Consumer Said: “Left a detailed message on my husband ‘s voicemail ( attached ). Contacted a number of my other relatives sharing information about the alleged debt. Indicated that he was working with the XXXX XXXX Attorney ( who is actually the attorney for the XXXX XXXX XXXX XXXX, not involved in criminal or civil suits ). Alleged debt is ... Read More »

      Equifax – CFPB Complaint – 1312265

      Consumer Said: “I disputed my Equifax report in XXXX with supporting documentation showing the account status in the Equifax report are incorrect. However, it still shows incorrect information and Equifax agency is disregarding the supporting documentation to support my dispute with the XXXX XXXX XXXX account XXXX.” Date Complaint Filed With CFPB: 04/02/2015 Product: Credit reporting Type: Issue: Incorrect information ... Read More »

        TransUnion – CFPB Complaint – 1307109

        Consumer Said: “XXXX/XXXX/XX/XX/2015 – While attempting to correct date of birth error in my credit profile via TransUnion website, I received an error message that instructed me to call TransUnion customer service at XXXX XXXX XXXX XXXX. I then called customer service representative at XXXX XXXX PDT and was told I needed to call TransUnion dispute resolution center at ( ... Read More »

          Equifax – CFPB Complaint – 1310661

          Consumer Said: “I submitted an FTC Affidavit with report number, an FTC Complaint number and a Postal inspectors complaint to Equifax and the Reporting Agency has failed to properly investigate fraudulent accounts on my credit file. I have submitted the same information to substantiate my claim of ID Theft numerous times to no avail. The following account ( s ) ... Read More »

            CHS, Inc. – CFPB Complaint – 1294541

            Consumer Said: “SCA Credit Service, XXXX, Virginia, is falsely reporting to XXXX and XXXX that I owe a medical debt ( {$76.00} ) that I do not owe. I am a XXXX XXXX XXXX Veteran, and my medical care is 100 % free at the XXXX Medical Centers. SCA Credit Service is communicating to the aforementioned credit reporting bureaus that ... Read More »

              Bank of America – CFPB Complaint – 1302268

              Consumer Said: “I sent the below letter to Bank of America for a resolution, which they denied. I believe their actions are unjust. I am writing you with a very heavy heart. I am extremely dishearten and dissatisfied with the level of insensitivity and lack of understanding and communications received from Bank of America ‘s representatives regarding my closed account, ... Read More »

                Enhanced Recovery Company, LLC – CFPB Complaint – 1318270

                Consumer Said: “I ‘m getting things put on my credit report that i dont owe at all.and its really ruinning my credit all up” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: Cont’d attempts collect debt not owed State of Consumer: PA Company Public Response: Company Response: Closed with non-monetary relief Was ... Read More »

                  Monterey Financial Services, Inc. – CFPB Complaint – 1317802

                  Consumer Said: “I purchased a stereo from XXXX XXXX back in XXXX 2014. I paid for the stereo in full. A month ago a collection company contacts me stating I owe {$3000.00}? I do not owe this company any more money. This is fraud.” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: ... Read More »

                    First Advantage LNS Inc. – CFPB Complaint – 1302694

                    Consumer Said: “I resided at XXXX from XXXX ( see attached ), and I had a move out balance of {$110.00}. The apartment collection agency ( XXXX ) posted this on my credit report TWICE. The balance has been paid to XXXX since XXXX XXXX, XX/XX/XXXX ( see attached ), however it is still showing up on all credit bureau ... Read More »

                      TransUnion – CFPB Complaint – 1299659

                      Consumer Said: “I have written the credit reporting agenecies Transunion and XXXX numerous times in the past serveral months about a company reporting a debt on my file from XXXX XXXX MANAGEMENT that sent me a letter stating and i quote as it states in the letter To XXXX XXXX the purpose of this letter is to advise you that ... Read More »

                        Gateway Funding – CFPB Complaint – 1303324

                        Consumer Said: “On XXXX XXXX, 2015, I contacted XXXX XXXX, who is a Branch Manager ( XXXX # XXXX ) with GATEWAY FUNDING, and learned I can lower my mortgage monthly payment from approximately {$2400.00} to {$2000.00}. I was ecstatic because I would have saved over {$400.00} each month. XXXX XXXX sent me via email the DETAILS OF TRANSACTION detailing ... Read More »

                          U.S. Bancorp – CFPB Complaint – 1314691

                          Consumer Said: “The issue is with Private Mortgage Insurance ( PMI ) charged during Loan Payoff. PMI was charged for the whole month. After refinancing my mortgage loan, although I closed on XXXX of the month and lender charged PMI fro the whole month” Date Complaint Filed With CFPB: 04/02/2015 Product: Mortgage Type: Conventional fixed mortgage Issue: Loan servicing, payments, ... Read More »

                            JPMorgan Chase – CFPB Complaint – 1304327

                            Consumer Said: “We have our current mortgage with Chase Home Finance. Have excellent payment history. We kept getting letters about refinancing at a lower interest rate. When I did call the rate was not as low as my letter but they could still get us a lower rate than we currently have and less years. They describe the letter as ... Read More »

                              Encore Capital Group – CFPB Complaint – 1294960

                              Consumer Said: “Originally owed XXXX XXXX Credit Card. At some point they referred to collection or sold to Midland Credit Management who sent me an offer. Their letter said : If we receive {$240.00} by XXXX, we will consider your account balance paid ”! I sent check # XXXX for {$240.00} on XXXX/XXXX/XX/XX/ On XXXX XXXX, XX/XX/2015, they sent me ... Read More »

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