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Home > Author Archives: Steve Rhode (page 29)

Author Archives: Steve Rhode

Michael Harper Appears to Toss Greenspoon Marder Under Bus to CFPB

news-hot

In this case against an alleged mortgage relief enterprise that just gets stranger and strange, Defendant Michael Harper has adopted a new approach, throw law firm Greenspoon Marder under the bus. The case filed by the Florida Attorney General and Consumer Financial Protection Bureau against Hoffman Law Group some involved recently resulted in a long and strange tale by the ... Read More »

    U.S. Bank Slapped With Massive Fines Over Unfair Billing Practices

    us

    The Office of the Comptroller of the Currency has just announced a $4 million civil money penalty against U.S. Bank National Association, Cincinnati, Ohio, and ordered restitution of $47.9 million to more than 420,000 consumer accounts. The OCC says the bank unfairly billed customers for identity theft protection products marketed by the bank and sold by its vendor. The restitution ... Read More »

      Howard Feinmel Sparks Attention of Florida Bar With Mortgage Elimination Arguments

      Drowning swimmer

      Florida attorney Howard Feinmel seems to hav in hot waeter according to the Palm Beach Post. Kimberly Miller is reporting the Florida Bar has taken action against Feinmel for his participation with the company the Florida Attorney General went after, Fidelity Land Trust. Fidelity Land Trust was closed by the Attorney General after “charging the company, its operators and affiliate ... Read More »

        Student Loan Aid – Consumer Complaint – September 24, 2014

        customer service feedback

        Update 12-7-2014 The site was contacted by a Shaw T. Scovel who said, “I need someone to call me. I want my named removed from your site. If you don’t I will take legal action.” The person responded with “Shaw Thomas” when I said I could not locate a Scovel on the site. As I told “Shaw Thomas” or Shaw ... Read More »

          My Ex-Friend Won’t Pay Me What They Owe And I Cosigned

          angry woman

          “Dear Steve, A friend asked me to use my house for a line of credit for a rental apartment about 7 years ago. I put in $45000, he put in $10000 his boyfriend paid the closing. We stopped talking two years later, but he took care of it and paid the bills. Till last October. He stopped paying the regime ... Read More »

            The Debt Collector Said I Will Be Arrested So I Paid a Debt I Didn’t Owe

            afraid alone

            “Dear Steve, “I was called about a debt that supposedly I owe I was in a consolidation payday debt agreement and I thought all of them had gotten paid got called about sending the police to arrest me at work. Did not want the embarrassment nor the file on my teaching record, therefore, I paid the debt $1200.00 in two ... Read More »

              CFPB Recognizes Dangers of Student Loan Debt. Works to Forgive More Loans.

              cfpb

              After an announcement today there can be no confusion that the Consumer Financial Protection Bureau takes the dangers of looming consumer debt seriously. I am encouraged by the focused effort by the CFPB to help more students to have their student loans forgiven after ten years. Director Rich Cordray gave a presentation in which he said, “Student loan debt is ... Read More »

                FTC Bitch Slaps Debt Collection Operation Over Phantom Debts

                ftc

                Lately I seem to be getting a bunch of reader questions about debt collectors going after old debts. See this and this. Well the Federal Trade Commission has just announced they have halted the abusive debt collection practices of an operation that used fictitious names and threatened consumers into paying debts they may not have owed. I don’t even need ... Read More »

                  Can I Take Advantage of a Debt Collector Settlement Offer Error?

                  hiding-1

                  “Dear Steve, A debt collector mailed me a bill for the total amount of $308.00. It stated in the letter that they are offering me a settlement of 75% on the past due amount. It then stated two times on the letter that the settlement amount will only be $2.31….yes $2.31. I called them to pay the $2.31 and the ... Read More »

                    Quick, Get Your Shocked Face Ready to Read About Bitcoin Scam

                    Shocked Face

                    At the request of the Federal Trade Commission, a federal court has shut down Butterfly Labs, a Missouri-based company that allegedly deceptively marketed specialized computers designed to produce Bitcoins, a payment system sometimes referred to as “virtual currency.” The FTC’s complaint against the company and its corporate officers alleges that Butterfly Labs charged consumers thousands of dollars for its Bitcoin ... Read More »

                      My Wife Went Back to School for a Special Education Teaching Credential and We’ve Got Loads of Sallie Mae Debt Now

                      Woman in home office with computer and paperwork frowning

                      “Dear Steve, My wife has $38k in new student loans for a Special Education Teaching Credential, the loan is through Sallie Mae. We make $160k/year in California with 8 children, total family of 10. We file Married Jointly. Initial repayment is around $400/month. My wife is currently employed as a special education teacher, full time. Our income may seem like ... Read More »

                        Illinois Finds Fault with Mortgage Assistance Attorneys Aleman and Macey

                        Screen Shot 2014-09-22 at 3.34.45 PM

                        A tipster (send in your tips here) just sent in a document which was filed on August 28, 2014 regarding the activities of Jeffrey Aleman and Thomas Macey or Legal Helpers fame. The Illinois Attorney Registration and Disciplinary Commission came to the opinion that Macey and Aleman had violated a number of Illinois attorney rules. However it does not appear ... Read More »

                          Is This Email I Got About an Old Debt for Real?

                          fist

                          “Dear Steve, Out of the blue I received the attached e-mail. Now I know from reading the Fair Credit Act, that this method of notification isn’t good. The 1st letter I received said they couldn’t reach me about the debt, but the 2nd letter had my name, address, ect on it. I believe this is a scam. What do u ... Read More »

                            I’m Being Sued Over an Old Debt I Don’t Recognize. What Do I Do?

                            Fight Back - Red Button

                            “Dear Steve, Some debt collector has been contacting me by phone about an old debt I know nothing about and saying I am going to miss my court date in a state I have not lived in for 10 yrs. Can they file a law suit if you are not notified in person? Donna” Dear Donna, I don’t think this ... Read More »

                              I’m Not Paying My Private Student Loan and Now Live Abroad

                              Abstract Businessman jets off with Rocket Pack.

                              “Hi Steve, I have a non-federal student loan (Sallie Mae -$12K) and have not made a payment on it in over 5 years. Apart from trying to negotiate a payment plan when i was out of work and could not afford my repayments, I have had no contact with them. For the last year or two a collection agency has ... Read More »

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