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Home > Author Archives: Steve Rhode (page 3)

Author Archives: Steve Rhode

Why is Berges Law Group Checking Client’s Criminal History for Credit Repair?

Berges Law Group

So the strangest thing just happened. A reader filled out this debt relief company review form on Helping America Group and attached a copy of their client agreement. The agreement included Breeze Financial Solutions, Helping America Group, and 321 Financial. But here is where it got a little odd. Over in this article the relationship between a number of these ... Read More »

    Whistleblower Lawsuit Against ITT Technical Institute

    3D computer icon for my documents .

    Lawsuit filed by insider against ITT Technical Institute that is referenced in this article. Read More »

      Lawsuit Against College is a Bombshell of Deception

      time bomb

      Both for-profit and non-profit colleges and universities are going to come under much more scrutiny very quickly as more people awaken to the reality they were lied to and deceived by schools to get them to go deep in debt. Want to know more, see Millions of Federal Student Loans Lining Up to Be Eliminated and Borrowers Repaid. I’ve been ... Read More »

        Can We Take Over the Parent Plus Loan from Mom?

        The American flag hangs proudly with a blue sky background on Main Street in Hometown America.

        Question: Dear Steve, My wife and I are both active duty military. All of my college was paid for using the GI Bill and Tuition Assistance. Unfortunately, my wife did not join the military until her second year of college so she had to get a loan to pay for her out of state tuition. She took the loans out ... Read More »

          How Can We Forgiven Parent PLUS Loans Now The We Are Retired?

          retirement

          Question: Dear Steve, Took out Plus Loans when son and daughter were attending college in the 90’s. We are still paying on them and now in our 70’s. We have about $8,000 left on the loans and since we still have a mortgage, it would help significantly if we didn’t have this debt. We are both on Social Security. Is ... Read More »

            Is Lexington Law Firm Worth the Money?

            sabatoging_credit_score

            Question: Dear Steve, I was in the military young and on my own. I had a credit card that I maxed out quickly and a lot of personal loans taken out back then and a few payday loans now. I want to clean up my credit now to buy a house and start a business so I have been paying ... Read More »

              Are My National Collegiate Student Loan Trust Expired and Not Collectible?

              happy

              Question: Dear Steve, Son has private student loan. National Collegiate Student Loan Trust is now suing him. He took out loan in 2007 and they sued him a couple of months ago. When does the Statue of Limitation run out private student loan in California? When does Breech of Contract occur? If you have not paid any thing on a ... Read More »

                Success Link Processing Won’t Give Me My Money Back

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                Question: Dear Steve, I was enrolled in a program Success Link Processing through a company I saw in the Filipino Channel. The company I saw was Financial Rescue LLC owned by Rod Mercado. He promised us that our problems will go away if we enroll in his program, the said company Success Link Processing LLC. We did not know he ... Read More »

                  Horrible Debt Relief Marketing Letter Spoofs IRS

                  Deceptive Debt Relief Letter

                  A very kind reader sent in this letter to me. In my opinion it has to be one of the most deceptive looking debt relief marketing mailers I’ve seen in a while. The letter does not come from the Internal Revenue Service or the Department of the Treasury. It is a lead generation letter that is designed to get consumers ... Read More »

                    Door Prepares to Slam for Student Loan Forgiveness Due to Fraud

                    And this picture is in honor of your husband.

                    Back in October of 2014 I wrote a story titled Millions of Federal Student Loans Lining Up to Be Eliminated and Borrowers Repaid. At the time I wrote that article some people said I was crazy. After all, how could people actually have their federal student loans forgiven because they were defrauded. Well the simple answer is because it is ... Read More »

                      Is There a Private Student Loan Consolidation Program to Lower My Interest? – Adam

                      Decision time

                      Question: Dear Steve, I have about 96,000 in PRIVATE student loan debt. I got off to a rough start with payments when I graduated in 2011 but since late 2012 I have been paying faithfully and haven’t made a dent in the balance. I have written numerous times to Wells Fargo, Navient (first Sallie Mae) and AES (previously Chase) to ... Read More »

                        How Can I Hide From the Student Loan Collector?

                        Cows inside the snowy forest. High in the mountains of Navarra in Spain.
** Note: Slight graininess, best at smaller sizes

                        Question: Dear Steve, I went to college from 1994-2001 with a break from 1994-1997 for a religious mission. I studied electrical engineering but they kept changing my course requirements and I did an internship I didn’t enjoy, and it was 2001, so my final semester was basically 911. I tried to pay but I have just lost my job every ... Read More »

                          Can My Physicians Assistant Husband Find Any Help for His Student Loans? – Tammy

                          medical-bills

                          Question: Dear Steve, In our case have very low interest rates therefor we are able to pay each of the student loans in full payments every month. By the way my husband is a physicians assistant which as you know is 6 years of school so therefor we have 6 yrs of debt. The federal government loans are the ones ... Read More »

                            I Make Too Much Money to Repay My Student Loans. – Nick

                            chihuahua with a donation can collecting money for charity isolated on white background

                            Question: Dear Steve, Great credit and can afford student loan payment, but I can only afford the interest only payment. Any options for a guy who wants to pay his student loans off, but hates how Sallie Mae, Navient, etc work? Essentially I need a 0 percent 30 year loan and I could pay these things off. I know I ... Read More »

                              After Graduating My Field Can’t Support My Debt. – Julie

                              An arrow graph trend shaped 100 dollar bank note showing an economic downward trend on an isolated background

                              Question: Dear Steve, I am 58 years old and attended graduate school at a public school in an accredited program in vocational rehabilitation counseling. This degree has proven to be a dead end in my state. The state agency for which the vast majority of graduates end up working for is on the verge of collapse and employees are being ... Read More »

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