Home > Author Archives: Steve Rhode (page 32)

Author Archives: Steve Rhode

Receivable Recovery Services, LLC – CFPB Complaint – 1297778

Consumer Said: “This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies ... Read More »

    GE Capital Retail – CFPB Complaint – 1308091

    Consumer Said: “I received a Synchrony Bank Credit Card in XXXX, and signed up to pay online from my checking account at another bank. I do this with all of my credit cards, and have been doing it for at least five years — without any problem. I thought I made an online payment on XXXX XXXX ( due date ... Read More »

      Wells Fargo – CFPB Complaint – 1307627

      Consumer Said: “Wells Fargo lies and continues to assert that I ‘m not listed in XXXX. I reviewed again my report I have offered evidence as such and identity theft and yet they still do nothing. They do n’t value my XXXX year relationship nor the 40k I ‘ve deposited since XXXX. I ‘m switching banks Asap if this is ... Read More »

        Debt Recovery Solutions of Ohio, Inc. – CFPB Complaint – 1307265

        Consumer Said: “Debt Recovery Solutions Of XXXX ( DRS ) did not notify me of a collection against my XXXX and reported the claim on my credit for {$470.00}. We were legally separated when she received medical services and our court orders specify that she is to pay her own XXXX above what insurance covers. I disputed the claim on ... Read More »

          Reader Expresses Concern About My Enrollment Ctr and Colonial Law Group

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          I received the following email from a reader via the tipster (send in your tips here) line. As I normally do, I looked into the concerns to see if the concerns held water. I’ve also reached out to the companies named in the reader email and asked for contact information so I can get their responses to the concerns of ... Read More »

            Foreclosure Rescue Scam Wins Woman Nearly 4 Years in Jail

            Dead man walking - Sad prisoner with handcuffs in prison with orange clothes

            Christy Romero, Special Inspector General for the Troubled Asset Relief Program (SIGTARP), and Benjamin B. Wagner, United States Attorney for the Eastern District of California, today announced that Tamara Tikal, 45, of Rio Vista, California, was sentenced on July 16, 2015, by United States District Judge Troy L. Nunley to three years and nine months in federal prison for her ... Read More »

              Debt Relief Companies Urged to Shut Down Autodialers

              french bulldog dog listening or talking on the can telephone isolated on white background

              Last week the Federal Communications Commission rolled out new rules that will significantly impact any debt relief companies with an autodialer. The penalties are significant if you get caught violating these rules. I would expect to see new lawsuits against debt relief companies for violating the Telephone Consumer Protection Act (TCPA). Collections & Credit Risk did a great job covering ... Read More »

                Is Afni Collections Really a Scam?

                Question Theme

                Question: Dear Steve, Do you know anything about Afni Collections? I recently looked into their legitimacy and was extremely confused. There are many websites that allege Afni is a scam. I was contacted by Afni recently. I checked out their website, which shows they are located in California, but many of the websites claiming Afni is a scam state that ... Read More »

                  Debt Relief Advocates Sued in Ohio Over Claiming Debt Owed, But Not

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                  I was alerted to a lawsuit that was filed yesterday against Debt Relief Advocates, out of Plano, Texas. The suit claims the consumer was approached with an offer to settle their debt and wants to turn this action into a class action lawsuit against Debt Relief Advocates. But what makes this suit interesting and newsworthy is the allegation made by ... Read More »

                    Navient is Being Rude and Nasty But I Can’t Pay


                    Question: Dear Steve, I attended UMFK, took every private and federal loan offered to me for my tuition because I was young and dumb. I graduated with a measly associates in general studies, and work full time as an insurance agent making a take home of about $17,000 ($10,000 of that goes to childcare). Granted I do pay my family’s ... Read More »

                      I Went to a Scam School and Now I Have Private Student Loan Problems

                      Adult Ed - Questions

                      Question: Dear Steve, I got suckered into a month long school that promised a job as a finance manager at a dealership upon graduation. They had all kinds of people working there with a background in dealership management, so I never thought to ask an F&I manager. Once I graduated, I walked into a dealership to apply, and they laughed ... Read More »

                        E Entertainment Television And Miranda Lambert Get Scammed to Sell Garcina Cambogia Slim

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                        The following fake E Entertainment Television page caught my eye as it crossed my browser. The average person is going to be fooled by this scam advertisement. You see, it’s a fake E News site. The site this add appears on is eOnline-Celebrit.com. Sounds legit but the site was registered on May 5, 2015 and the ownership of the domain ... Read More »

                          How Can I Stop My Perkins Loan Wage Garnishment?


                          Question: Dear Steve, 3 years ago, I received a letter from my employer stating that there was a judgment against me for a perkins student loan that I signed off on after I graduated, agreeing to pay a debtor (not knowing the damages that this would cause in the future). I should have never signed the contract because I didn’t ... Read More »

                            Should I Raid My IRA to Pay the IRS?


                            Question: Dear Steve, I have recently received letters from the IRS about taxes owed from previous filings (2012, 13, 14). I don’t have the financial resources to pay them outright. I am considering using Roth IRA funds to settle the debts. The IRA was initiated over 5 years ago. One of the exceptions to the early distribution penalty is an ... Read More »

                              CFLA Agent Apparently Goes Rogue


                              It appears an agent of Certified Forensic Loan Auditors went rogue and tied the name of the company to some unfortunate activity. According to the State of Connecticut, a James Graham, CFLA Agent, was selling debt relief services in the State and managed to run into trouble with the Department of Banking. The State of Connecticut says, “WHEREAS, James D. ... Read More »

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