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Home > Author Archives: Steve Rhode (page 42)

Author Archives: Steve Rhode

Start Being Freaking Awesome

calm

I got some bad news for you. Life is a one way trip. If you are bored or not satisfied with your life, don’t waste it complaining. Take action. Do something. Be awesome! Read More »

    Well Done Debt Settlement Solutions

    connecticut

    Debt Settlement Solutions, a Florida company, had been previously contacted by the State of Connecticut about operating without a license. Usually these things end badly but in a rare occurrence it looks like one company, Debt Settlement Solutions, This situation shows how flexible state regulators can be when debt relief companies participate in the process. According to the State, “By ... Read More »

      Independence Law Group Slapped by Connecticut

      connecticut

      The Connecticut Department of Banking has announced Independence Law Group has engaged in acts or conduct, violating the laws of the state regarding debt adjusters and debt negotiation. The company was ordered to cease and desist and was imposed a civil penalty of $100,000. According to the State, “On July 11, 2013, the Order and Notice sent to Respondent’s agent ... Read More »

        Vanguard Consumer Solutions New Effort by Jeffrey Hyslip & Macey

        Travelers Reflection

        A tipster (send in your tips here) let me know about a website for Vanguard Consumer Solutions called FDCPA Help at fdcpahelp.com (ownership hidden). For those not familiar with Hyslip he was part of the Legal Helpers Debt Resolution debt settlement company that was the focus of a number of complaints. Apparently Hyslip is now trying to help consumers beat ... Read More »

          The Absolute Key to Failure

          success copy

          We all have tough days and face uncertain times but I suppose we can never lose sight of the fact no matter how hard we try to do a good job at least half the people are not going to like it. Listen to your heart. Read More »

            Western Sky Financial Pulls up Stakes

            Western Sky Financial Heads Into Sunset.

            You know those pesky Western Sky Financial payday loan commercials that have infected our televisions? They will soon be a thing of the past apparently. Western Sky Financial had been making payday loans all over the United States and charging problematic interest rates. The company felt they were exempt from state laws because they are owned and operated by the ... Read More »

              What to Wear and Say at Your Bankruptcy Hearing

              You don't need to dress like a fashion model but nobody is going to kick you out if you do.

              Actually, when it comes to what to wear, just don’t dress for a cookout. But as far as what to expect at your bankruptcy hearing, this article by Cathy Moran is great advice. Going to court for your first meeting of creditors? What are they going to ask me?, you wonder. My bankruptcy clients imagine a quiz on the contents ... Read More »

                More Florida Land Trusts Busted: Cambridge Land Trust and Hartford Land Trust

                wtf

                Thanks to a great reader, word out of Florida is more land trust schemers have been the unfortunate focus of law enforcement. The interesting part is how they all tie together. “The Florida attorney general’s office shut down two more South Florida land trusts Monday, continuing a yearlong pursuit to stop multiple intertwined firms from selling a complex foreclosure rescue ... Read More »

                  Stress Sucks!

                  stress

                  Don’t know why I’m feeling so much stress today. Just feels like working is backing up and I will never get to it all. Hey, maybe that’s why. Read More »

                    My Grandfather Cosigned for My Private Student Loans and I Can’t Pay. – Tasha

                    broken piggybank with dollar notes

                    Dear Steve, My grandfather co-signed for me a few student loans through aessuccess.org in 2004. Within 3 days, I received the funds. The debt collectors started calling and harassing in 2009 claiming my 5 years was up, so it was time to start paying the debt. They wanted me to pay over $700 a month in payments. I was only ... Read More »

                      I’m a Disabled Former Law School Student and I Can’t Pay My Student Loans. – Tony

                      black-hole

                      Dear Steve, I have amassed a huge student loan debt from law school over 20 years ago. I never completed law school because of mental health issues. My loans went into default and I have not been in an economic position to make regular payments all of these years. The student loan company (American Student Assistance) takes money from my ... Read More »

                        Massachusetts One Step Closer to Regulating Debt Settlement

                        law books

                        Collections & Credit Risk is reporting the State of Massachusetts is a step closer to regulate for-profit debt settlement companies operating in the state. Debt settlement companies would have to disclose their fees and create a budget analysis before enrolling consumers. “The longer Massachusetts waits, choosing not to oversee this industry, the more consumers will be taken advantage of by ... Read More »

                          Alleged Student Loan Assistance Employee Warns Consumers

                          404 error

                          Both the National Consumer Law Center and this site have provided warnings to consumers over student loan assistance programs that can do more potential harm than good. But an insider with a student loan assistance company and now tipster (send in your tips here) sent in the following warning for readers. “I’m not using my real name for employment reasons. ... Read More »

                            Make Time for Yourself

                            you are important

                            It’s important in our busy days to make a bit of time available for yourself. Sometimes an undisturbed 15 minutes can go a long way to helping to find some peace in a stressful day. Read More »

                              American Debt Mediators Scares Woman

                              Screen Shot 2013-08-22 at 10.01.17 AM

                              “Dear Steve, She has been scammed, and it is affecting her health. I sometimes wish I hadn’t said anything to her. Please advise me how to help her. I have worked in small claims court and have a feel for the process. But I told her this was a scam and now she is scared to death. I need to ... Read More »

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