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Home > Author Archives: Steve Rhode (page 58)

Author Archives: Steve Rhode

My Son Has HIV and My Husband Fled the Country. My Debts Scare Me. – Suzanne

going to be amazing

“Dear Steve, I am a 63 year old woman with a 27 year old son that is not in the best of health, due to his HIV positive status. My husband fled to Canada, after an arrest for domestic violence. I am now locked into an interest only mortgage, and even if I did pay a little more each month, ... Read More »

    I Was Approved for a Debt Consolidation Loan. What Now? – Ricardo

    You want your pilot to use a checklist so they don't miss anything important, don't you?

    “Dear Steve, Thank you so much for a great site of information! I just contacted LendingClub.com and was approved for a little under $30k. I was looking for the full amount of $35k, but no need to get greedy, right? LoL very thankful for what was offered. My question involves what exactly to pay off. 5 credit cards totalling just ... Read More »

      Should I Use Credit Counseling, Do It On My Own, or File Bankruptcy? – Carol

      Financing a budget

      “Dear Steve, I currently have $34,411 in credit card debt, with most cards being close to the limit. In addition, I have $23,422 in an auto loan. My gross pay per month is $5772 and my net pay per month is $3259. My living expenses (including rent and car payment) are about $2300 a month. My monthly payments for my ... Read More »

        We’ve Struggled to Pay Off What We Can. – Maggie

        change

        “Dear Steve, In 2009 my fiance and I had an income of approximately $60,000. We lived more than comfortably. Over the course of the next two years however, we had a sick baby whom I chose to stay home and care for, he lost his job, had to surrender one of our two new cars, defaulted on personal loans, credit ... Read More »

          I Turned My Toyota Back In and Can’t Afford to Pay the Big Bill Due? – Alma

          No problem

          “Dear Steve, I purchased a vehicle from Toyota back in 2011 I believe , we’ll I got a really screwed up deal, payments of 530 a month with a co-signer , 60,000 miles on it and it was used. 19% interested rate, we’ll I was able to make payments for a while until I got pregnant and couldn’t afford to ... Read More »

            I Have Been Diagnosed With Terminal Prostate Cancer. What About My Debts? – Dave

            middle age couple

            “Dear Steve, I have been diagnosed with advanced prostate cancer which is terminal. What will happen to my debts after my death, would it be better to make myself bankrupt before this happens as I have no assets whatever? Dave” The Answer Dear Dave, First off I’d like to send you out a big virtual hug and wish you a ... Read More »

              I’m 70 Years Old and Searching for Low Income Housing. – Dave

              Lifestyle choices.

              “Dear Steve, I find myself burried in debt. While caring for 3 years for another who had Alzheimers, I ignored my own financial hole I was digging. After being thrown out of where I was living — no financial issues just a very mean spirited roommate … I wandered the California coast looking for low income housing. No luck. I ... Read More »

                My Student Loans Just Keep Getting Bigger as I Get Older. – David

                hiding

                “Dear Steve, Student Loan Repayment. I graduated in 1990 with a $15,000 loan debt. I had to defer the loan as my first job was at the college I graduated from, but didn’t pay much. Anyway, to make a long story short I paid when I could, but couldn’t ever make steady payments for a myirad of reasons. It went ... Read More »

                  What Can I Do to Payoff American Web Loan Crooks? – Ernie

                  Woman in yoga lotus  meditation at seaside

                  “Dear Steve, I got a $400 loan from American Web Loan and made my first payment to them. Then I called them and wanted to pay off my loan early and the said I would make a payment and they would take out their $120 loan fee and apply $80 dollars to my balance. I would have to let them ... Read More »

                    How Do I Get My Old Sears Account Off My Credit Report? – Priscilla

                    puzzle

                    “Dear Steve, I had a credit card with Sears back in 1996 and due to job layoff’s I fell behind in payments and the account was sold to a collection agency. Well over time I used other credit cards and I was out of control that I used a credit counseling agency to help me pay down my debt. Well ... Read More »

                      Divorced, Breast Cancer, Weak, and Child With Drug Problem. – Kathy

                      change 2

                      “Dear Steve, I am 60 years old, divorced for 7 years, with two kids. I have not gotten child support from my ex and he has not helped with the boys financially or physically. Though the government has finally caught up with him and I am now receiving 1,000 a month back support. I make 35,000 a year, pay for ... Read More »

                        Everything You Always Wanted and Needed to Know About Bankruptcy

                        future

                        Below is my growing list of bankruptcy resources and links. If there is something that’s not addressed in one of those articles, guides, then feel free to ask me your question. Bankruptcy Articles and Posts You Must Read Click Here to Find a Bankruptcy Attorney in Your Area To get ready to read the information below with the right frame ... Read More »

                          My Husband Caught MRSA and Now We Are Filing Bankruptcy. – Page

                          Cure the disease

                          “Dear Steve, My husband is 66 and I am 57. My husband lost his job soon after we bought our house in 2009. He is now on social security and was working part time until he became ill and has been in and out of the hospital ( 4 times) since October 2012. He is much better but contracted MRSA ... Read More »

                            Lloyd Ward & Associates Stopped Settling My Accounts. – Bill

                            wtf

                            “Dear Steve, 2 and a 1/2 years I have been on a Debt Relief program with Lloyd Ward and Associates. 5 credit cards have been paid off with 4 more to go. In April of 2012 they transfered from Noteworld to Global Solutions claiming the fees for me are less. Right after the transfer most of the employees defected to ... Read More »

                              Can the Creditor and Collection Agency Both Show the Same Account On My Credit Report? – John

                              thumb up

                              “Dear Steve, Have settlement letter from collection company and will complete the last payment in Oct. The original creditor continues to show the remaining balance of debt and reduces it with each payment that I make to the collection company .The collection company is also making monthly reports that I have the debt but no balance. Is it legal for ... Read More »

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