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Home > Author Archives: Steve Rhode (page 60)

Author Archives: Steve Rhode

Can I Get Macy’s and Capital One to Please Charge Off My Credit Cards? – Brigitte

End of stress.

“Dear Steve, I live in California, I’m 55yrs old woman, my 3 daughters just finished college, last month I lost my job, I have 2 credit cards, one is Macy’s for $5,000 and the other Capital one for $5,000, do you think if I call them and let them know I’m unemployed they will charge off my cards? is it ... Read More »

    Is Home Remedy Center, Affiliated with Prudent Law Group, a Scam? – Alana

    Drive Carefully

    “Dear Steve, I own a home and have a jumbo loan (over 700K) with 6.5% interest with Wells Fargo, and loan is with a private lender, not a Fanny Mae or Freddie Mac loan. Wells Fargo refused modifying the loan or reduce theinterest. We are current on payments. I was contact by Home Remedy Center, affiliated with Prudent Law Group, ... Read More »

      A Brain Tumor and Private Student Loans Led to a Life Lesson. – Sally

      medical-bills

      “Dear Steve, Daughter was dx with brain cancer while attending college away from home. She went through brain surgery, radiation and chemo. She was able to obtain her degree (took 7 years). She has private student loan debt for approx $50,000. We co-signed her loans. We also have Parent Plus loans for her and her sister totaling another $50,000. During ... Read More »

        My Credit Was Hit by an Uninsured Motorist and Left With a Traumatic Injury

        paramedic-square

        “Dear Steve, Dear Steve, I was in an automobile accident in 11/’05, hit by another driver who had stolen a car, therfore I was unable to sue anyone for the accident. I had no health insurance and my uninsured motorist policy was $100k, which of course the hospital negotiated a payment towards my $300,000 bill. I was in an automobile ... Read More »

          Will I Be Stopped at the U.S. Border if I Leave Australia With Debt I Can’t Pay?

          Passport with US visa and "admitted" stamps

          “Dear Steve, In 2011 I went to the United States I am a US citizen when I returned to Australia I thought I would still have my job but that didn’t happen and have been unable to get a job I have not contacted the bank in 2 years out of fear. I’m on centerlink benefits because I had to ... Read More »

            Can I Get My Vehicle Out of Pawn With a Title Loan? – Kelly

            money down the drain

            “Dear Steve, Currently have a title pawn for $5000. I know these are stupid, but desperate people do desperate things sometimes. the monthly payment I have to pay is $500 which is the interest. more if I want to bring down the principle balance. Are there any legitimate companies out there that will assist with a title loan payoff. Meaning, ... Read More »

              Maybe You Should Not Go to College

              Praying

              I hear all the arguments about the value of a college education. And I agree with much of that. But the fact is not everyone who goes to college and takes on student loan debt graduates or even graduates into a field that pays enough to service the student loan debt. In fact 75 percent of people with student loan ... Read More »

                Should I Use My Retirement Money to Pay Off My Student Loans? – Cynthia

                process

                “Dear Steve, I would like to know if I would be better off paying off student loans with a retirement plan disbursement from former employer I have about $26,000 in SallieMae student loans. I will be receiving a disbursement from a former employer for Profit Sharing and Money Purchase plans. I want to know if I would be better off ... Read More »

                  6 Ways to Not Be a Broke Ass American After Kicking Your Debt

                  retirement Paul Revere

                  I spend almost all of my time focused on helping people to get out of debt. But today I wanted to take a moment and focus on what to do once that crisis has passed and I’ve added a new section about life after debt to my free guides on dealing with debt. Let’s talk about the power and necessity ... Read More »

                    Is the Legal Advocate Network a Mortgage Modification Scam? – Bobbie

                    Black Leather Flogging Whip and money on white background. Not i

                    “Dear Steve, I was looking into a mortgage modification and my mortgage company said they can’t do one for us. I received information for a mortgage modification from Legal Advocate Network. I can’t find any info on them and their web site has not address. When I called them all they would tell me is that they are in Orange ... Read More »

                      How to Pay Off a Shitload of Credit Card Debt

                      happy woman in wheelchair outdoors beach showing victory sign

                      How to Pay Off A Mountain of Credit Card Debt (via Credit.com) Credit card debt is a big problem in America today. One recent study found that 1 in 4 people have more credit card debt than savings. Households with credit card debt on average have about $15,000 in debt, and that makes it incredibly hard to make ends meet ... Read More »

                        I Can’t Afford My UK IVA Payments and Go to Bed Hungry. – Paulette

                        hunger

                        “Dear Steve, I am currently on IVA debt management plan. At the moment am unemployed. Struggling to pay my plan. Am a single mother of four children. This is surpose to take five years to be written off or get out of the debt. I am not coping with it. some days we go to bed hungry. Is there a ... Read More »

                          Foreclosure Rescue Scammers Plead Guilty to Fraud

                          White Collar Criminal

                          The Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) today announced that Mark S. Farhood, 49, formerly of San Diego, Calif., and Jason S. Sant, 37, of Lecanto, Fla., pleaded guilty on Friday to conspiracy charges in connection with their operation of a nationwide online foreclosure rescue scam that went by various names, including Home ... Read More »

                            I Have an Old Credit Card on My Credit Report. Will It Go Away? – Julie

                            goodbye

                            “Dear Steve, There is a credit card debt on my credit report that is more than 10 years old. I can’t get any questions answered or removed from my credit report. I’m in California. How long is the debt collectable? What is the statute of limitation on collecting the debt? What can I do to get it removed? Julie” The ... Read More »

                              Dealing With Debt Demands Action

                              change7

                              I think this really sums up how we all feel when living with debt and needing to take action. Read More »

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