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Home > Author Archives: Steve Rhode (page 650)

Author Archives: Steve Rhode

How Much Debt Do I Have? – Matt

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“Dear Steve, I’m looking to find out how much debt that I have to clean up my credit, I have outstanding medical records and missed payments and several things sent to collections How do i find out how much debt that I have and how do i begin to clear up my debt? Matt”   Dear Matt, Not a problem. ... Read More »

    How to Stop Debt Collector From Calling You – Video

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    Here is a nice new video from the Federal Trade Commission to help explain what rights you have when facing debt collection. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Read More »

      James the Police Officer Calls in For Help to Avoid a Repo – Get Out of Debt Podcast

      Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

        Should I Cash Out My 401K to Pay Off My Credit Card Debt? – Angie

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        “Dear Steve, Should I cash out part of my 401k to pay off my 136,000 in credit card debt? Is the penalties worth getting rid of all that interest? The monthly payments are getting to high to pay due to the rising of interest rates. We tried to refinace our home but due to the lowering of credit limits our ... Read More »

          Single Mother, Struggling, Depressed, Anxious, Can’t Sleep. – Veronica

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          “Dear Steve, (struggling) small business owner and single mother. I owe approx 70K in credit cards & credit lines. Tapped out of credit options. In addition, I’m scared, cant sleep, anxiety, etc. I am about to close on 2nd mortgage in order to pay off debts. As an individual, can i negotiate with banks, credit card companies to reduce pay ... Read More »

            If I Don’t Pay My Mobile Phone Bills in Australia Will They Disconnect My Service? – Ankur

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            “Dear Steve, I am permanent resident of Australia, and currently back in my home country since last 5 months. I have been paying my 3 mobile phone bill on time, but now I don’t want to pay it as I don’t know when I will be returning to Australia. If I don’t pay my bill in future, will it affect ... Read More »

              Credit Card Debt Trap Video – Must See!

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              Dateline NBC did a great show about the issues surrounding consumer debt in America with my friend Elizabeth Warren was in it. She is a brilliant lawyer, consumer debt author and an overall good person. It’s worth taking some time to watch all the videos below. The information presented is eyeopening and will be disturbing to many that don’t believe ... Read More »

                I Want to Merge My Debts Into One Big Ball in the UAE. – DW

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                “Dear Steve, I live in UAE and got myself into serious financial turmoil. I have loans and credit cards and not enough to pay for them. I need some serious advice and help. I am basically looking to merge my debts into one big ball and have someone buy it out for me. I can repay back the amount over ... Read More »

                  June Reyno Still At It In California

                  I contacted June Reyno recently for an update and instead what I got was the information below. I’m posting it solely so you can make up your own mind on the case. I read through the attachments and quite frankly I think this is a smoke and mirrors exercise rather than an attempt to address the underlying issue, June failed ... Read More »

                    Secret Credit Bureaus You Don’t Know About, But They Know About You

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                    So let me tell you a story about secret credit bureaus that you don’t know about. Most of us have some knowledge about the three major credit bureaus that hold our credit report and credit score. The three biggies are Equifax, Experian and Transunion. But there are more places that hold information about you. Have you ever heard about Innovis? ... Read More »

                      Nine Companies in NJ Slammed for Offering Mortgage Loan Modification Help

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                      The Division of Consumer Affairs has mailed notices of violation to nine New Jersey-based companies that allegedly offered loan modification services to consumers without being licensed. The nine companies each were cited for violating the state’s Consumer Fraud Act for engaging in unconscionable commercial practices by allegedly offering to negotiate mortgage modifications without being licensed as a debt adjuster by ... Read More »

                        What Would Life Be Like if Jesus Was a Debt Collector for Bank of America?

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                        It does not matter what religion that you practice, seeking divine intervention is a common thread that binds us all. And that is good. Since debt does not discriminate among those of various religions we should not discriminate when we talk about a single unified higher power, in this case and for this discussion, God. There is no way that ... Read More »

                          Interesting Twist. Restaurants That Owe Loansharks Give Up Customers Credit Card Numbers to Crooks

                          This is yet another classic example of why I find it so ironic that people are afraid to use their credit cards online but think nothing of using it locally. It’s not the online world you need to worry about. Who would have expected this? A New Jersey loansharking operation that lent money to struggling restaurants in Essex, Morris and ... Read More »

                            I’m Living in Manhattan, Just Lost My Job, and Super Scared. – Elizabeth

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                            “Dear Steve, I am 36, living in Manhattan, pay $1900 in rent, owe $20,000 in debt, was laid off three months over the summer and just lost my job again. Credit cards are maxed out, severence was enough to cover rent for one month only and I have to wait one week for unemployment to kick in, which will voer ... Read More »

                              I’m Going Through a Divorce and Trying to Keep Clean Credit. – Julie

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                              “Dear Steve, Going through a divorce. Currently paying half the mortgage and rent. My daughter lives with me. FT college student-hasn’t worked in a year so I am also paying her car lease payment that I am a co-signer on. Paying utilities at home and rental property. I have maxed out on 2 different credit cards-using them to pay my ... Read More »

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