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Home > Author Archives: Steve Rhode (page 650)

Author Archives: Steve Rhode

I’m Three Years Behind on Property Taxes. – Darin

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“Dear Steve, A partner and I just dissolved a small business which had seriously declining revenue over the past few years. I owe 48k in credit card debt, 78k on a mortgage for a house that needs a ton of work, and 8k on a car. I still have my job which gives me 50K, but that’s not enough to ... Read More »

    The Second Attribute to Getting Out of Debt – Gratitude

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    This is an excerpt from my ebook “The Path to Happiness and Wealth” that you can download for free here. The Second Attribute – Gratitude You know someone has achieved internal prosperity if they are grateful for the life they have. So, if someone else does something kind for you, be grateful. The only thing you are entitled to in ... Read More »

      http://twitpic.com/on7ua In case you had a craving for a moon pie.

      getoutofdebtguy: In case you had a craving for a moon pie. Read More »

        http://twitpic.com/omvvf Just pulled up on the motorcycle in Mayberry RFD, Mt Airy, NC

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        getoutofdebtguy: Just pulled up on the motorcycle in Mayberry RFD, Mt Airy, NC Read More »

          Any Suggestions for Good Budgeting Tools to Dig Out of Debt? – Scott

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          “Dear Steve, My wife and I currently have credit card debt of about $60,000. In addition to that we have 2 mortgages and 1 car payment with about 1 year remaining. We both have incomes, and are barely able to make the minimum payments. We aren’t behind on any of our debts, but continue to live a lifestyle where we ... Read More »

            Should We Take Money From Our IRA to Buy a Car? – Brenda

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            “Dear Steve, Retired – husband 69 and I am 65 Husband worked for a now defunct airline for 28 years so pension is minimal from PBGC. I have an IRA worth about $210K (withdrawing $10K lump sum annually). We are both currently collecting social security. My husband has two part-time jobs and I have one part-time job producing an insignificant ... Read More »

              Is It Better to Go Bankrupt or Settle My Debt With 401(k) Money? – Lynn

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              “Dear Steve, Hi Steve, first let me tell you what agreat comfort you are to many people. Honest advice is hard to find. I have written you before and value your opinion. If there is a way to settle debt with the creditor for a decent amount, is it not better to do that than go bankrubt? I will have ... Read More »

                http://twitpic.com/ohz2p How’s this for an unexpected bonus. The lunch rainbow.

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                getoutofdebtguy: How's this for an unexpected bonus. The lunch rainbow. Read More »

                  I’m Disabled and Falling Into Debt But the Bankruptcy Lawyer Said Bankruptcy is Not for Me. – Dorothy

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                  “Hi Steve, I am in a situation that I need good sound advice about. I am 39 years old and permanently disabled, having become so in 2002. I receive Social Security benefits monthly. I have a caregiver who permanently lives with and cares for me. His only income is from the state for providing my care. We both have unsecured ... Read More »

                    Citibank in Dubai Wants Blank Cheques From Me to Repay Debt. – James

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                    “Dear Steve, Having left the country due to losing my job in the early part of the year (a common occurance in Dubai!). However I had left about 40,000 AED of debt on my Citi Bank credit card. I managed to make payments till July but had not paid for 3 months. Fortunately I have kept constant contact with them ... Read More »

                      Is It True My Creditor Might Take Less Than The Full Balance as Payment in Full? – Larry

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                      “Dear Steve, I have credit card debt, can afford more than the minimum payments but not the entire balance. Is there truth to the fact that issuers will accept a lower amount as a balance payoff? And is there any formula to this? e.g., would Chase take 2k in one payment to settle a 5k balance that’s been on time ... Read More »

                        Should We Stop Paying Our Mortgage. We Are So Stressed. – Beth

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                        “Dear Steve, A little over a year ago my husband lost his job. He got a new job two hours from our home. We were approved for and bought a home in the new town with the idea that we would be able to sell our first home. Of course, at that time, the economy took a total dive and ... Read More »

                          We Got Scammed By a Company That Promised to Eliminate Our Debt. – Sdmom

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                          “Dear Steve, We got scammed and now we are in deep trouble with debt. We used a company that promised to help us eliminate our debt. We paid them double digit thousands of dollars for their help and now they do not exist. They told us to stop paying out debt and gave us tips on going to court. We ... Read More »

                            Can a Collection Company Charge Us For a Letter Saying We Paid? – Meyam

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                            “Dear Steve, My husband and I are saddled with credit card debts including unpaid utilities from 3 foreclosed properties. We are looking to rent in an income restricted community which is the only one we can afford. However, to qualify, we were told to pay off our utilities as the first step to clear our credit. We called one of ... Read More »

                              If We Stop Paying Our Credit Cards Will it Affect Applying for a Loan Modification? – Wong

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                              “Dear Steve, My husband and I owned a small business, the harsh economy has make our income lower than we expected. We purchased our house 4 years ago, the value has gone down a bit but I don;t think we are up-side-down on our mortage. Our credit used to be really good but because we have maxed out all the ... Read More »

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