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Home > Author Archives: Steve Rhode (page 660)

Author Archives: Steve Rhode

Should We Stop Using Credit Cards Altogether in America?

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An interesting story on Marketplace about the possibility of living a life without the use of credit cards in the America. Listen to story online. Get Out of Debt Guy – Twitter, G+, Facebook Read More »

    Solar Power Production – July 8, 2009

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    This post is part of an update on solar power production at my house after the installation of solar panels and other efforts to reduce power consumption. You can read more about the project here.   Total Power Produced: 16.63 kWh Weather: Sunny and then partly cloudy midday. The chart shows the problem that I currently have in the afternoon ... Read More »

      I Want You to Meet Who You Helped Today – Clorinda

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      It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

        I Left Dubai and My Mercedes at the Airport to Avoid Going to Jail for Debt. – Christopher

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        Christopher “Dear Steve, I guess my situation is nothing new. I got caught up in the economic meltdown. I was in Dubai for 2.5 years and had a very good job. As my job went out of business I got fired. I had several credit cards and a large personal loan. I did not intend on stealing anything from anyone. ... Read More »

          Capital One is Suing Me and I’m Really Depressed. – Genie

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          Genie “Dear Steve, Hi, I’m so glad I found this site. I’m 26, just graduated from school…and I have a ton of debt which is driving me crazy. Right now, I have a few collections agencies after me. Last week, I go home on Friday and find 3 letters- 2 of them being summons and one from the lawyer who ... Read More »

            I’m in Debt in Dubai. – Matthew

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            Matthew “Dear Steve, I need an guidance from you. sir, i have outstanding totaling to 200,000dhs in dubai. i am still in dubai and with 6500dhs salary it has become impossible for me to repay all of them. i worte to all banks to allow me start paying of for small cards and switch to bigger cards and then loans. ... Read More »

              Can I Eliminate and Discharge My Student Loans With Bankruptcy? – Matt

              Matt “Dear Steve, In April of 2004 I graduated from college with an associates in applied business. Quickly upon graduation i was startled at what i was expected to pay per month for my recent, what I thought was self improving, endeavor. Stuck with the inability to repay these student loans, I really have no idea on what to do….as ... Read More »

                Where Can I Get a Loan for $800 to Payoff My Debt With Bad Credit? – Terri

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                Terri “Dear Steve, I NEED $ 8,000.00 TO GET OUT OF DEBT. I HAVE BAD CREDIT. IF I CAN GET THE MONEY, I WILL BE ABLE TO REPAY THE LOAN IN EIGHT MONTHS. THE DEBT IS NOT DUE TO CREDIT CARDS, IT’S DUE TO FALLING BEHIND ON HOUSEHOLD BILLS, SUCH AS RENT, ELECTRIC AND SO ON. NO ONE WILL EVEN ... Read More »

                  Solar Power Production for July 7th, 2009 and June Electric Bill

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                  This post is part of an update on solar power production at my house after the installation of solar panels and other efforts to reduce power consumption. You can read more about the project here.   Total Power Produced: 17.32 kWh Weather: Sunny and then partly cloudy midday. June Electric Bill Update: The June 2008 bill was for 3,390 kWh ... Read More »

                    Solar Power Production July 6, 2009

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                    This post is part of an update on solar power production at my house after the installation of solar panels and other efforts to reduce power consumption. You can read more about the project here.   Total Power Produced: 10.36 kWh Weather: Cloudy with some morning rain and then partly cloudy. Get Out of Debt Guy – Twitter, G+, Facebook Read More »

                      Credit Counseling, Credit Repair, Debt Settlement and Other Scams Are Target of FTC Sweep

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                      The Federal Trade Commission recently annound operation Short Change, an effort to help curb abuses of consumers by groups claiming to offer help. Here is a summary of the companies targeted under Operation Short Change. California Mezey & Associates, Inc., Campos Chartered Law Firm, The Consumer Protection Law Center dba Consumer Law Center, LLC Desist and Refrain Order issued for ... Read More »

                        Should We Walk Away From Our Mortgage? – Phyllis

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                        Phyllis “Dear Steve, We bought a house three years ago – ARM, two mortgages, total payment 2562. One year after we purchased the house, we were in the middle of refinancing when my husband lost his job. He was unemployed for four and a half months and we had to use our retirement to keep our bills current. My husband ... Read More »

                          Why I’m Betting the High Personal Savings Rate Will Fall

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                          Currently some people are all excited about the personal savings rate in America. They feel it shows that people are becoming more frugal and prudent in the way they handle their money. The last reported personal savings rate as I write this was 6.9% in May, 2009. And that’s great, but it is not the mark of a fundamental way ... Read More »

                            California Attorney General Sues Foreclosure Consultant and Attorney Over Avoid Foreclosure Scheme

                            Attorney General Edmund G. Brown Jr. today sued a foreclosure consultant and an attorney — Paul Noe Jr. and Mitchell Roth – who conned 2,000 desperate homeowners into paying exorbitant fees for “phony lawsuits” to forestall foreclosure proceedings. These lawsuits were filed and abandoned, even though homeowners were charged $1,800 in upfront fees, at least $1,200 per month and contingency ... Read More »

                              I Cosigned for My Daughters Law Degree Loans Which She Refuses to Pay Back. – Pam

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                              “Dear Steve, I cosigned on private student loans for my daughter’s grad school years (these are not federal loans.) I’ve since then, been diagnosed with a brain lesion which required treatment, have subsequent seizures, spinal problems and multiple other medical problems. I had to sell my home and move in with my mom and step dad. I have not been ... Read More »

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