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Home > Author Archives: Steve Rhode (page 668)

Author Archives: Steve Rhode

My Fiancee And an Ex Had a Joint Account at a Furniture Store. This Doesn’t End Well. – Noname

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Noname “Dear Steve, My fiancee and an ex had a joint account at a furniture store. When they split she forgot to remove him from the account and he ran up a 15,000 bill. The company has now put a judgement and garnishment against her for the full amount because they can’t find the guy. Any ideas How do we ... Read More »

    My Father Co-Signed for My Car and I’m Going Bankrupt. – Deborah

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    Deborah “Dear Steve, I’m single and deep in debt ($25,000), I just lost my job and at this point I’m living off my partime job I had before lay off and 6 weeks severance pay (UI benefits have not kicked it as of yet). I have about $6,000.00 in 401K. I have a mortgage and a car note (new 5 ... Read More »

      I’m in the UK. Is There Any Way I Can Get Out of Debt Without Paying a Fortune for Help? – Dean

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      Dean “Dear Steve, I have 2 credit cards and 2 loans totalling almost £52000, i am struggling to make my monthly repayments as the interest is crippling, one of my credit cards has recently been handed to a debt recovery agency which has helped a little as the interest on that has now been abolished. but i am still struggling ... Read More »

        Credit Card Companies Accelerate Card Closures. More to Come.

        Closures

        If you have a moment you need to take a look at Credit Card Line Reductions and Eliminations on the Credit Slips blog. Thank you Adam Levitin for posting this information. Read full post here. In the coming months and years we are likely to hear the banking industry and its supporters blame the Credit CARD Act for reductions in ... Read More »

          Dallas Based Debt Settlement Company Issues Press Release With Jaw Dropping Statements

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          I was just reading a press release issued by a Dallas, TX based debt settlement company. I’m not going to publish the whole thing here but this section actually made my jaw drop when I read it. “I have worked for a bankruptcy attorney for 13 years consulting consumers about chapter 7 and chapter 13 bankruptcies. It is plain and ... Read More »

            Majority of Bankruptcies Linked to Illness and Medical Bills

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            Harvard study finds 50 percent increase from 2001 Most of those bankrupted by illness were middle class and had insurance Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that was published today online. The data were collected prior to the current ... Read More »

              Will I Ever Be Able to Buy a House After My Bankruptcy and Foreclosure? – Michael

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              Michael “Dear Steve, I got a chpt 7 a few years back when I was going through a divorce. Ran into some money problems and got a chpt 13 repayment plan but my house was foreclosed on. I am currently renting a home but would like to save money for a big down payment on a new home. I recently ... Read More »

                I Ran From My Husband For Protection But Now I’m in Deep Debt. – Linda

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                Linda “Dear Steve, I am recently separated from my husband in 2007, I had to run to another state for protection, and without a job i started charging and charging. So now I have $25,000. in debt and no job. I am 1/2 owner of the condo i am in, but cant take a home equity cuz I am not ... Read More »

                  Loan Modification Companies May Not Charge Up-Front Fees Says Florida Attorney General

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                  Attorney General Bill McCollum announced that his office has filed a lawsuit against an Orlando loan modification company alleging the company was committing foreclosure rescue fraud. Three Angels Community Action Network and company president Sherrard A. Haugabrooks are named in the lawsuit filed in Seminole County Circuit Court. The lawsuit specifically alleges violations of Florida’s Foreclosure Rescue Law, §501.1377. Members ... Read More »

                    Debt Settlement Companies May Not Be Paid For Services Not Yet Delivered Says MO AG

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                    Missouri Attorney General Chris Koster has filed suit against a company that advertised to consumers it could get people out of credit-card debt and lower their monthly payments, but did not deliver the services it promised. Koster said the company, Credit Solutions of America in Richardson, Texas, marketed to Missourians that it could reduce their payments by fifty percent, lower ... Read More »

                      My Photo of the Day – Fancy Formal Chair in the Jungle

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                      One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. Even if you are facing difficult financial times, find something you love to do as well. Read my previous post “Don’t Let Your Debt Consume Your Life. Take Advantage ... Read More »

                        It Seems Every Answer is Bankruptcy. What Other Options Do I Have. – Noname

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                        Noname “Dear Steve, It seems to me that every answer is bankruptcy. I really do not want to give up. We probably have sixty thousand dollars of debt. But I have been able to keep up the payments plus a bit more on every thing each month. Bankruptcy can not be the only answer. I have been reading these emails ... Read More »

                          I Got Blacklisted and Banned by Digg and I Can’t Get Out. It’s a Life Sentence.

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                          Look, I will be the first one to admit. I f****ed up by installing a social media plugin in 2007, for a short period of time on the GetOutOfDebt.org site. The WordPress plugin would randomly submit a post to Digg and other similar sites to help save me time. I didn’t like the way it worked and felt uncomfortable with ... Read More »

                            Michigan Credit Adjustors, in Trouble and on Fire! – Vicki

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                            I wasn’t really sure what to do with this question or statement that came in so I thought I’d just publish it and hope that others can add something to it regarding their experience with Michigan Debt Adjustors, positive, neutral, or negative. The reason I’m doing this is that there is just little to nothing written or on the web ... Read More »

                              California AG Takes Action Against Foreclosure Consultants & Loan Modification Companies

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                              Continuing his fight against scam artists who “prey on” vulnerable Californians, Attorney General Edmund G. Brown Jr. today issued a directive forcing foreclosure consultants to register with his office and post a $100,000 bond by July 1, 2009. Those who fail to do so will be in violation of state law, subject to criminal penalties of up to a year ... Read More »

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