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Home > Author Archives: Steve Rhode (page 670)

Author Archives: Steve Rhode

I Just Finished a Divorce and Want to Dissolve My Debt. – Janet

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“Dear Steve, I am currently in debt, $40,000. I just finished a divorce, had to buy a home and furnish it for my children and myself. Now I want to disolve all of my credit card bills with one monehtly payment. Because I have too much revolving credit I keep getting rejected. I do not want to go to a ... Read More »

    I Was Divorced and Debt Free, or so I Thought. – Cheryl

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    Cheryl “Dear Steve, I was divorced, debt was paid in full when the house was sold, divorce papers show debt was to be paid and all accounts closed, but Bank of America left if open after it was paid in full, and ex went back and used it up again, without my knowledge, when i did have knowledge he asked ... Read More »

      New York Attorney General Goes After Loan Modification and Foreclosure Rescue Companies for Screwing Consumers

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      Attorney General Andrew M. Cuomo announced his office is taking legal action against a leading New York foreclosure rescue company for charging illegal up-front fees and engaging in consumer fraud. The company targets homeowners facing foreclosure by claiming that it can save their homes, but often fails to provide the services promised. The Attorney General’s Office served a notice of ... Read More »

        Wells Fargo Bank Offering Title Loans. I Think the Ad is Misleading.

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        I saw an advertisement online just a minute ago. It surprised me. Consolidate Using Vehicle Consolidate Bills & Reduce Monthly Payments Using Your Vehicle-Apply! Now you can refinance your used car, which is not a new thing, companies have been doing this for years. But this is the first time I can remember that a major bank will refinance a ... Read More »

          I Am Pregnant and in Debt in the UAE But Will Not Be Able to Pay My Bills for Ten Months. – Leifam

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          Lefiam “Dear Steve, This is how the story goes,i have 2loans and 3credit cards with a local and international bank and my debts sums up to $13,000. I am currently working here in Dubai, UAE. And as we all know that UAE law with the debtors are so tight that they put everybody in jail who ever fails to pay ... Read More »

            Newlyweds With Baby on the Way, Getting Sued for Old Car Repossession. – Mariela

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            Mariela “Dear Steve, My husband had his car repossed before we got married because he lost his job about two yrs. ago. The bank now is sueing him for the amount of the car. We are newly weds and parents-to-be therefore he has no money and he owns nothing. The letter is obviously threatening that they can take his wages, ... Read More »

              My Photo of the Day – Alley Train

              One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. Even if you are facing difficult financial times, find something you love to do as well. Read my previous post “Don’t Let Your Debt Consume Your Life. Take Advantage ... Read More »

                My Ex-Husband Was an Authorized User on My Credit Cards and Ran Them Up. I Went Bankrupt. – Lauren

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                “Dear Steve, My husband and I are in a Ch. 13 Bankruptcy. I filed because my ex-husband was an authorized user on my credit cards I had when we were married. He ran it up and we got divorced. I moved with my job out of state and had an outrageous car note that he agreed to help me pay. ... Read More »

                  My Fiance Left Me With His Bills. I Am Struggling to Get By. – Angela

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                  “Dear Steve, I currently separated from my fiance and am left with 2 car payments, a motorcycle payment, mortgage, student loans, credit cards and everything else. I obviously, no longer have his income to count on. I have received payment extensions, “down-graded” phone and tv plans, but this stll leaves me negative every pay period. I have not been delinquent ... Read More »

                    My Dad Cosigned for My Car Lease I Can No Longer Afford. What Should I Do? – Annilette

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                    Annilette “Dear Steve, My situation is that i lost my job couple of months ago. I had just moved and I have a car that I leased 2 years ago but havent made payments on it for 3months now. my dad is the co-signer and I didn’t mean to hurt his credit, but my dad understands that the economy is ... Read More »

                      I Bought an HP Computer Using Their Credit Card But I’m Being Penalized – Karen

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                      Karen “Dear Steve, I bought an HP computer with their credit card deferring the payment for 6 months. Missing the first payment $65 they charged a $39 late fee. I made double the payment to cover both. Since then payments were $150, 2 @ $120, $200. The late fee is still showing as a separate entity with its own finance ... Read More »

                        I Went Bankrupt and My Financial Situation Has Taken a Turn for the Better – Roger

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                        Roger “Dear Steve, 6 months ago I filed Chapter 7 and it was discharged. Since then my financial situation has taken a turn for the better with a higher paying job allowing me to save money on a monthly basis and in turn hopefully invest and I am no longer living paycheck to paycheck. At this time I have the ... Read More »

                          I Live on a Fixed Income and Owe $52,000 in Medical Bills on Credit Cards – Patricia

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                          Patricia “Dear Steve, I owe unsecured dept in the amount of 52,000.00. These are mostly medical bills applied to credit cards. I live on a fixed income and would like to know if there is some government grant that is free. I would really like to get out from under this debt as I do not have enough money left ... Read More »

                            I’m a College Student With a Big Car Payment – Rachel

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                            “Dear Steve, I bought a Kia Spectra in 2006 and financed through Wells Farge with a 10% rate, due to my credit not being wonderful. I was just a sophmore in college and needed a car so I had no choice. I tried to find the cheapest new car so I would have a reliable form of transportation. My monthly ... Read More »

                              New York Times: Debt Settlement Industry is Nervous

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                              If you are interested in the comings and goings of the debt settlement industry I think you’ll find the artcile in the New York Times titled “The Debt Settlement Industry Is Busy, but It’s a Bit Nervous, Too“, interesting. Noting “the legal firestorm that has subsumed the debt settlement industry” in recent years, Jeffrey Tenenbaum, a lawyer representing dozens of ... Read More »

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