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Home > Author Archives: Steve Rhode (page 671)

Author Archives: Steve Rhode

I Did a Really Stupid Thing With My Credit. – BG

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BG “Dear Steve, First – let me open by saying that I did a very stupid thing that I will never repeat. I’m looking for the best way out without killing my otherwise good credit rating. Here’s my situation. I have worked for an employer for 10 years. During the last 3 years he personally hit hard times and could ... Read More »

    Would It Be Better To Use a Home Equity Loan to Pay Off Credit Cards or Go Bankrupt? – Carolyn

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    “Dear Steve, With only $30,000 left on current equity loan and $29,000 in credit card debt – what would be better – cash out with new equity loan (which I can do) or file for bankruptcy? With bankruptcy – I’m afraid that a I would not be able to help my disabled daughter and end up worse off if my ... Read More »

      I Found You Through Mary Hunt and Debt Proof Living. – Shelly

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      Shelly “Dear Steve, Thank you so much for this website and helping people like myself get out of debt. I was inspired by Mary Hunt and joined as a member on her website debtproofliving to work my way out of debt. I have over 36k of credit card debt and I am using Mary’s system to pay on this debt ... Read More »

        I Am So Stressed Over My Debt I Can Hardly Breathe. – Doug

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        Doug “Dear Steve, i lost my job in January 09 where i was making about 67K/year. at that time, i was pretty much just surviving financially, i had gotten divorce a year earlier and was having trouble adjusting to new expenses (W4 withholdings killed me). i was out of work for 4 months collecting unemployemnt and went through my savings. ... Read More »

          Should I Drain My 401(k) to Buy a Second House? – Armando

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          Armando “Dear Steve, I am currently 38 years old, and married to a 24 year old. Between us we have about $25,000 in debt. My 401k is currently valued at $51,889, mind you I have been puting almost $600 in a period just to keep it at this level as most of it goes keeps going away do to stock ... Read More »

            I Want You to Meet Who You Helped Today – Zamira Tulelieva’s Group

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            It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

              I’m $211,000 in Student Loan Debt to Become a Lawyer. I Don’t Want to Be an Attorney Anymore. – Jacob

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              Jacob “Dear Steve, I’m a 26 year old male who is a third year law student. I have a significant amount of debt. I have 26K in personal unsecured debt, and $211K in student loan debt. The student loan debt was amassed from attending a private university for five years and three years of law school. While in undergrad, I ... Read More »

                Recently Married But Brought My Sexually Transmitted Debt Into the Relationship. – Jeff

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                “Dear Steve, Over the past few years I have incurred about $20,000 in credit card debt. I am not at the point where I have missed any payments, so I haven’t been harassed by creditors. But the reality is that I barely get by now month to month and if some emergency came up where I needed funds, I don’t ... Read More »

                  I Want You to Meet Who You Helped Today – Betty Nansubuga’s Group

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                  It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

                    Topaz Financial Services, Swiftrock Financial, & Mesa Rock Financial. Odd & Curious.

                    Topaz Financial Services

                    I’m not quite sure how this little article first began. What I can tell you is that it didn’t begin with me looking for any of these companies. But in my research I noticed something very odd, three debt settlement companies were advertising themselves as the “leader in debt resolution” but they were all using the same site layout and ... Read More »

                      The Dark Side of Debt Settlement – MSNBC

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                      I’m probably going to get a stern email from the folks at MSNBC saying that I shared too much of one of their stories with you. But the information is so important, you need to read it. I urge you to click through and read the rest of the story. The basic strategy these firms employ is to instruct consumers ... Read More »

                        I Had to Flee the UK. Will I Be Arrested For Debts When I Fly Back In? – Ann

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                        “Dear Steve, I had to flee the uk for me and my kids safety , i had lots of debts and credit cards . now im in another country , im scared , my mother is severly ill and i need to try and get back to the UK , i havent paid any of my debt from last august ... Read More »

                          We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia

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                          Barcia “Dear Steve, Do to lower salary can only pay mortgage or credit cards of 100k. Went to bankrupcty attorney and he said we do not qualify for chap7 and chap 13 was not a good thing. Told us to stop paying credit cards and only mortgage. We have done that but are afraid credit cards will come and sue ... Read More »

                            I Used Credit Cards to Get By While in College. Now They Want Me to Pay. – Tracy

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                            Tracy “Dear Steve, I have recently completed my degree, but cannot find a job in my field. I am working for $9.00 an hour. I unwisely charged $16,000.00 on a credit card-misc. expenses while I was completing my degree. Now I am struggling to pay the minimum, and I have made some late payments-causing the interest rate to skyrocket to ... Read More »

                              Even Rich Kids Need to Learn How to Handle Money in a Bad Economy

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                              In uncertain economic times, money troubles and worries are not limited to middle class incomes and lower, even the high flying richy rich families and parents are worried about how to pass on good messages and education about making ends meet. But the rich and the not-so-rich do have something in common this summer: worrying about their children’s financial future. ... Read More »

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