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Home > Author Archives: Steve Rhode (page 678)

Author Archives: Steve Rhode

I’m Waiting For My Mortgage Modification to Be Reviewed by Bank of America. – Noel

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Noel “Dear Steve, I am an officer for the State of California, and lost 15% $1,100 of my income and it’s caused a hardship because we can’t afford our payment now. It was tough anyway, but after that it’s became impossible. We’ve sent in all the information you advised and a check for what we can afford to pay Bank ... Read More »

    Why I’m Investing $1,000 to Help People Consolidate Their Debt.

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    I’m old enough now to learn that I should never say never about anything. There was a time that I was very anti peer-to-peer lending and thought there were no longer any opportunities for people to get unsecured debt consolidation loans. My initial uncertainty and hesitancy about this form of lending was supported by what I observed in the early ... Read More »

      How Can I Get Out of My Agreement With The Credit Exchange? – Stephanie

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      Stephanie “Dear Steve, Signed up with The Credit Exchange but creditors still harrassing. I have tried to contact agent for 2 weeks but no response. Luckily It has only been one month and one payment made but want to get out of agreement and try to work with creditors. I have been laid off since January and still looking for ... Read More »

        I Want to Clean Up My Credit But I Live Overseas Now. – John

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        “Dear Steve, I ran into work trouble a few years ago and neglected to keep up with most all of my debts. Most have been bounced around from collection agency to collection agency and to some law firms. I am now where I can start paying off some of these debts, the biggest problem is I now live overseas and ... Read More »

          Jim, Charles and Cheryl Get Their Questions Answered on This Get Out of Debt Podcast

          Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

            I Am A College Student With Good Credit and Bad Debt. – Matt

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            Matt “Dear Steve, I am a college student and currently have 10,000 in credit card debt. I have been able to make the min payments for them but have not made much progress. I am getting married in a year and a half and really dont want to have credit card debt. I applied for a loan to consolidate all ... Read More »

              What a Week. Mom’s Ovarian Cancer Surgery, My Dog Dude Needed Surgery, And Back and Forth

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              As far as productivity on answering questions this week to help people, I’d have to give myself an A for effort but and F for execution. Life just got in the way. But that’s the way it works, in good times and in debt times. Times like these really help to make it clear what your priorities should be. My ... Read More »

                Should My Boyfriend Face Up to His Debts and Sell His House? – Jan

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                “Dear Steve, Hi – I am 48; I have no debt; I own my home with less than $80,000 left on the mortgage and I pay 1-2 extra payments each year; no credit card dept -I pay ithem both off each month; no car payments; low income ($1500 pm) but I am working on a masters so I hope that ... Read More »

                  My Chevrolet Aveo is Broken and I Might Have to Let The Bank Take It. – Gary

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                  Gary “Dear Steve, Well, my current situation goes like this…..I bought a used 2004 Chevrolet aveo and have had it for about 3 years. The recommended service for a timing belt change came at 60,000 miles. I had 63,000 miles on the car when it broke. the car is not covered under any warranty. my mechanic said it’s going to ... Read More »

                    Two of My Credit Card Companies Have Doubled My Payment. – Pam

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                    “Dear Steve, Two of my credit cards have decided to more than double my payment and I cannot afford the payments. I am current and in good standing at this time but I know I cannot pay these amounts. The company I was employed with closed on March 20, 2009 , so I am now unemployed. I have always done ... Read More »

                      Meet Paul: LendingClub.com Borrower Taking Control of Debt Influenced by His Bipolar Condition

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                      Since I heard about Lending Club, I have been fascinated with the concept and its potential to allow anybody help others with personal loans that will get them out of debt. I became a lender on Lending Club a couple of months ago and have since chipped into more than 40 loans already. I asked Lending Club if I could ... Read More »

                        Where Can I Get a Consolidation Loan to Pay Off My Motorcycle? – Andrew

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                        Andrew “Dear Steve, I have a motorcycle i bought in 06 and i haven’t been able to pay on it for almost a year now. I am about to be sued for the balance i am in default on the loan and it has gone from the credit card company to a collection agencey. Can i get a consolidation loan ... Read More »

                          Wage Garnishment Exemptions and Garnish Wages Information By State

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                          If you have questions or concerns about having a garnish of wages this information below will help you to better understand what the wage garnishment laws exemptions are by state. If you have any worries or specific questions about wage garnishment or getting your wages garnished in your state, you need to find an attorney licensed in your state to ... Read More »

                            DirectBuy Sent Me to Collections With Beta Finance for a Membership I Can’t Afford Since I Lost My Job. – Rosie

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                            Rosie “Dear Steve, I acquired an account with Direct Buy. I was making enough money and thought that i could someday use this, a short week later I lost one of my jobs and my income was cut in half. I never used the direct buy account it’s like a wholesale place to buy merchandise later at a lesser price ... Read More »

                              CCCS of Greater Atlanta Said They Can’t Help Me. – Wanda

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                              Wanda “Dear Steve, My husband and I are retired on a Gross Yrly income of $43,452. Our unsecured debts are over $94K. I ran all my information through CCCS Atlanta online counseling. They said I couldn’t do the Debt Management Plan because my income was to low. My net worth is a little over $69K. We have no cash savings; ... Read More »

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