Home > Author Archives: Steve Rhode (page 679)

Author Archives: Steve Rhode

I Was Never Over My Limit But I’m Getting Charged an Overlimit Fee. – Kay

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Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I have two credit cards that are charging ... Read More »

    I Added My Husband as a Cosigner on My Truck Loan to Improve His Credit But Now I Can’t Make My Payments. – JS

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    Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I am going through a divorce. I have ... Read More »

      I Didn’t Include All of My Debts in My Bankruptcy. – Kim

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      Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, Filed Chapter 7 bankruptcy two weeks ago. I ... Read More »

        I Can Afford Only The Minimum Payment. Where Can I Get a Debt Consolidation Loan? – Patricia

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        Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, 3 major credit cards. Total debt approximately 17K. ... Read More »

          How Can I Increase My Credit Score in the Next Couple of Months? – Kristine

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          Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I have a credit score of about 458 ... Read More »

            Advanta Bank Raised My Interest Rate From 10% to 37%. – Barbara

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            Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, Like most, credit card debt but one major ... Read More »

              We Pay Large School Tuitions Right Now and Having Problems Paying Our Bills. – Adam

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              Adam “Dear Steve, We’re currently have about $85,000 in unsecured debt. Also have two school tuitions. Right now, we both have 700+ credit scores and are current. We are considering 4 options. 1) Debt Management Progam – the problem is the payments are higher than our budget allows. 2) Debt Settlement – I’ve read all about it and still don’t ... Read More »

                I’m 33, Just Married, and Drowning in Debt. – Sean

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                “Dear Steve, I am 33 years old and just married in August of 2008. My wife and I bought a home last September but I was laid off in February of this year. So now I have a $1200 mortgage, $300 car payment, and tons of credit card bills which I cannot pay. I recently started a temporary position which ... Read More »

                  Should We Put the House in My Husbands Name So He Can Go Bankrupt On It? – Barbara

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                  Barbara “Dear Steve, I bought my home in 1999 and have two mortgages. The 2nd mortgage was in 2005 for home improvements. I was married a year ago and my husband and I were both laid off, he is Dec. 08 and I in March 09. Currently the 2nd mortgage is headed for foreclosure, the payment is $260.00 but was ... Read More »

                    I’m Thinking of Using Debtmerica Relief. What Are the Ramifications? – Joseph

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                    “Dear Steve, I am on ssi and va disability without a job and no assets. I am 6 months behind on 5 cc for a total of $10,000. I want to pay them when I start to earn money. If I wait to pay then use Debt America, what will be the ramifications credit wise, legally and any other long ... Read More »

                      Should I Be Worried About First Consumer Debt Consolidation? – Misti

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                      “Dear Steve, Current customer with Allegro law firm. I am concerned about the information I’ve seen on this site regarding this firm and Keith Nelms. I currently pay 59.00 monthly fee to First consumer debt consolidation, I guess this is the third party they have given the info to. Should I be concerned with the posts about him losing his ... Read More »

                        My Car Was Picked Up By The Repo Man. What Happens Next? – Michelle

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                        Michelle “Dear Steve, I was laid off last Fall, and have been unable to find work (not even part-time). I fell behind in my car payments and am no longer able to afford the car. The finance company repo’d the car without notice, and will not talk to me about what I am supposed to do next. Am I just ... Read More »

                          I Have Tried to Lower My Student Loan Payment Without Luck. – Scott

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                          “Dear Steve, I graduated from college with a ton of debt. From AES: Loan1 = $23,977.76 Loan2 = $35,285.42 Loan3 = $40,775.22 From Sallie Mae: Loan1 = $2,664.58 Loan2 = $3,552.73 Loan3 = $5,567.47 My income is $42,000 / year. I have tried to lower payments through AES, but according to the representative, they have made it much tougher to ... Read More »

                            I Have a Police Case Against Me For Non-Payment of Debt in Dubai. – Abhu

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                            Abhu “Dear Steve, My question is that i need help. I am based in Dubai and without a job since over 3 months and was the only bread earner of my family way back in Mumbai, India. I am in debts since had taken a loan and credit cards. It is around 1,10,000 AED but dont know how much in ... Read More »

                              What Do You Think of Everest Debt Solutions? – Margo

                              everestdebtsolutions

                              Margo “Dear Steve, I enrolled in debt settlement program with Allegro last February. I am aware of the troubles with Allegro, and the change to a receivership. I tried contacting Allegro and the receivership to find out what was going on with my account, if any crediors had been paid, and get some answers to my questions and could not ... Read More »

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