Home > Author Archives: Steve Rhode (page 682)

Author Archives: Steve Rhode

New York Files Criminal Charges Against Debt Collectors

Ready to Collapse

Attorney General Andrew M. Cuomo today announced the filing of criminal charges against 12 employees of several Buffalo-area debt collection companies for posing as law enforcement officials and threatening to have consumers thrown in jail unless they immediately paid off the debts that they supposedly owed. All of the individuals charged today worked for one or more of the debt ... Read More »

    Damn, I Was About to Enter a Debt Management Plan When a Debt Settlement Letter Arrived. – Richard

    Ready to Collapse

    “Hi Steve, Thank you again for all of the great advice you provide for so many of us in need! It is greatly appreciated. My question is regarding a single creditor. I entered into a Debt Management Plan with a legitimate organization in the industry. My single concern at this point is that one of my creditors decided to sell ... Read More »

      I’m Not Sure What Type of Lawyer I Need. Bankruptcy or Real Estate? – PJM

      Ready to Collapse

      “Dear Steve, I am not sure what type of lawyer we need Bankruptzy or realestate? We are current with or 1st and 2nd mortgage and are quickly falling behind in credit cards and car payment. What type of lawyer do I need i would like to get rid of the 2nd the bank does not want to lower the rate ... Read More »

        My Husband Walked Out on Me and Left Me Disabled and in Debt. – Maggie

        Ready to Collapse

        “Dear Steve, Divorced, disable on Social Security, 61 yrs. old. My husband walked out on me in 2005 after taking every dime of security I had worked for all my life. I have a refurbished trailor I purchased by mortgaged property I received after my mother’s death in 2003. I had two credit cards at the time of my husbands ... Read More »

          Should We Payoff the House, Make Improvements, or Neither? – Nare

          Ready to Collapse

          “Dear Steve, My wife and I would like to make about $60 K worth of improvements to our house. The problem is, the house right now (with improvements over time that we’ve made) is already worth $11 K less than the maximum selling price it would fetch on the current market. We don’t necessarily improve just to meet market demands ... Read More »

            Debt Settlement and Student Loans. Will My Student Loan Lender Negotiate With Me And Reduce What I Owe? – Alexandria

            Ready to Collapse

            “Dear Steve, Long story short: i have student debt from the mid-late 1980’s. after graduating, i ended up working in careers that helped people, but not myself (financially!). i deferred and defaulted, but finally consolidated and got back on track. i only borrowed $25000, but after all this time (and many years of payments) i owe $60000. this is really ... Read More »

              The Credit Exchange Introduced Me to Allegro Law. What Do I Do Now? – Ashley

              Ready to Collapse

              Ashley “Dear Steve, I set up with Allegro Law through what i now know was a marketing tool The Credit Exchange. When I spoke with the credit exchange they told me they had millions of customers and specialized in my situation. I am a single mother who is losing her home since my fiance left and I did not want ... Read More »

                New Regulations to Restrict Debt Settlement Forms Becomes Law, Now.

                Ready to Collapse

                Last year Attorney General Blumenthal in Connecticut fought to get new laws in place to protect consumers from debt settlement and debt negotiators that charge consumers and up-front fee to settle debts. The law has the following provisions: Obtain a Connecticut debt negotiators license and file a surety bond Not refer to state licensing or bonding as an endorsement Disclose ... Read More »

                  American Debt Control and Debt Relief USA Unfortunately Back in the News

                  Ready to Collapse

                  Interesting article worth reading out of Texas about debt settlement and the Debt Relief USA mess. People in desperate financial straits will sometimes go to desperate lengths to get out. And some companies use questionable practices to capitalize on their plights. The most recent example is an Addison-based company that promised to cut consumers’ credit card debt, but instead charged ... Read More »

                    None of that Sissy Stuff

                    Ready to Collapse

                    This made me laugh. Enjoy. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Get Out of Debt Guy – Twitter, G+, Facebook Are you tired of those sissy ‘friendship’ poems that always sound good, but never actually come close to reality? Well, here is a series of promises that actually speak of True Friendship. You WON’T ... Read More »

                      I’m Way Behind on Credit Card Bills and Just Got My First Collection Letter. – Alyssa

                      Ready to Collapse

                      Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I am way behind on credit card bills ... Read More »

                        I Was Never Over My Limit But I’m Getting Charged an Overlimit Fee. – Kay

                        Ready to Collapse

                        Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I have two credit cards that are charging ... Read More »

                          I Added My Husband as a Cosigner on My Truck Loan to Improve His Credit But Now I Can’t Make My Payments. – JS

                          Ready to Collapse

                          Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, I am going through a divorce. I have ... Read More »

                            I Didn’t Include All of My Debts in My Bankruptcy. – Kim

                            Ready to Collapse

                            Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, Filed Chapter 7 bankruptcy two weeks ago. I ... Read More »

                              I Can Afford Only The Minimum Payment. Where Can I Get a Debt Consolidation Loan? – Patricia

                              Ready to Collapse

                              Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here. “Dear Steve, 3 major credit cards. Total debt approximately 17K. ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.