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Home > Author Archives: Steve Rhode (page 682)

Author Archives: Steve Rhode

The Photo of the Day – Puppy Training

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One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. This time it is a photo created by a photographer I only know through her work. Even if you are facing difficult financial times, find something you love to ... Read More »

    Texas Attorney General Files Charges Against Four Debt Settlement Groups

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    Texas Attorney General Greg Abbott today charged four debt settlement companies with orchestrating fraudulent debt settlement schemes. The defendants’ Web sites promised that they could eliminate their customers’ unsecured debts – such as credit card accounts – in as little as three years. According to the state’s enforcement action, the defendants unlawfully misrepresented and overstated the nature of their services. ... Read More »

      The Solar Panel Project. An Update on the Greening of the Rhode House.

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      Kim wrote in today and comments on my previous post, “I’m Saving $20,000 in Electricity Because I Don’t Want to Work to Pay the Bill.” She said: Will you provide more info about the solar panels you chose? Where does one even start w/ that kind of project? Do you call your utility and ask if they will buy back ... Read More »

        A Question Update From Sarah – Communication, Relationships, and Debt

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        “Hi Steve- I wrote you a few months ago regarding my upcoming marriage and fiance concerns. See I’m Getting Married But My Fiancee and I Don’t Seem to Be Money Compatible. – Sarah . Here is an update: My fiancee and I were not on the same page. We sat down and had a long talk (at a restaurant to ... Read More »

          New York Attorney General Sues Two Debt Settlement Firms for Deceiving and Harming Consumers

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          Attorney General Andrew M. Cuomo today announced a new development in his nationwide investigation into the debt settlement industry, filing suit against two debt settlement companies for fraudulent business practices and false advertising. Cuomo filed suit against CSA-Credit Solutions of America, Inc. (“CSA”), based in Richardson, Texas, which is one of the largest debt settlement companies in the country. He ... Read More »

            I Want You to Meet Who You Helped Today – Koffi Dzoke

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            It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

              Credit Card Industry to Punish Consumers for New Credit Card Protections

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              There is no easy way to say this, credit card company greed makes me want to vomit. Today, credit card companies and the American Bankers Association have their britches all in a bunch because new credit card limits and protections for consumers will be voted into law within the week. The banks response, more fear mongering and scare tactics to ... Read More »

                Dutch Debt Song – Warning: Funny but Contains Adult Language

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                I was killing some time and wondered if I could find a song about the repo man. I sure did. but it contained some adult language in it. I could not remember if motherfucker was one word or two so I Googled it. It’s apparently one word, well at least according to Wikipedia, which I read. Anyway, this video came ... Read More »

                  Mortgage Company Won’t Modify Loan Because it is an FHA. – Debora

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                  Debora “Dear Steve, In January I lost my job. My husbands hours were cut. We have fallen behind on all of our bills including our mortgage. I have tried to refinance so that we can save our house but our home value came back at less then what we owe so that was not an option. I am not looking ... Read More »

                    Expert Testimony Worth Reading on H.R. 2309 the Consumer Credit Protection Act (Debt Settlement Industry Regulation)

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                    The Consumer Credit and Protection Act was recently introduced in the House of Representatives to specifically address issues in some industries, including debt settlement. As boring as it sounds, I was actually reading the testimony of the expert witnesses at the recent committee meeting on the bill and found the segment below to be of specific interest. It appears that ... Read More »

                      I Have Big Debt. I am From Guatemala. – Rebeca

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                      Rebeca “Dear Steve, I have big dept. I am from Guatemala. I make 9k a month and my husband has a small bussines which makes in profit around 1k. Im trying to cut all my expenses as low as possible. I have debt in credit cards as of today for 47k I am paying a little bit more than the ... Read More »

                        I Am a City of Houston, Texas Employee and Need to Repair My Credit so I can Build a House. – Jocelyn

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                        Jocelyn “Dear Steve, I am a 15 year City of Houston, Texas employee. My gross income is about $27,000 a year. We get no raises or cost-of-living adjustments. However, despite my low income I have managed to purchase a piece of property. Years ago I became ill with a form of cancer and ended up filling for bankruptcy. My credit ... Read More »

                          What You Buy Tells Your Credit Card Company How to Treat You

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                          Thanks to @lizweston of Twitter for pointing out this very important article that all debtros need to read. What Does Your Credit-Card Company Know About You? To understand how the credit-card industry got interested in psychology, you have to go way back, to a time when many Americans didn’t have a credit card, when almost every company charged the same ... Read More »

                            I Want You to Meet Who You Helped Today – Daisy Millares

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                            It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

                              I’m Almost Drowned in Debts in India – Ram

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                              Ram “Dear Steve, This is Ram from India and i am almost drowned into the debts. My monthly earnings after my business and house expenses are Rs.25000(the max). I have debts to the extent of rs.30lacs of which rs.4lacs(against full surrender value of my insurance policies) and remaining rs.26lacs(in the form of overdrafts, personal loans and credit cards).I have nothing ... Read More »

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