Latest Posts
Home > Author Archives: Steve Rhode (page 682)

Author Archives: Steve Rhode

I Ran From My Husband For Protection But Now I’m in Deep Debt. – Linda

Ready to Collapse

Linda “Dear Steve, I am recently separated from my husband in 2007, I had to run to another state for protection, and without a job i started charging and charging. So now I have $25,000. in debt and no job. I am 1/2 owner of the condo i am in, but cant take a home equity cuz I am not ... Read More »

    Loan Modification Companies May Not Charge Up-Front Fees Says Florida Attorney General

    Ready to Collapse

    Attorney General Bill McCollum announced that his office has filed a lawsuit against an Orlando loan modification company alleging the company was committing foreclosure rescue fraud. Three Angels Community Action Network and company president Sherrard A. Haugabrooks are named in the lawsuit filed in Seminole County Circuit Court. The lawsuit specifically alleges violations of Florida’s Foreclosure Rescue Law, §501.1377. Members ... Read More »

      Debt Settlement Companies May Not Be Paid For Services Not Yet Delivered Says MO AG

      Ready to Collapse

      Missouri Attorney General Chris Koster has filed suit against a company that advertised to consumers it could get people out of credit-card debt and lower their monthly payments, but did not deliver the services it promised. Koster said the company, Credit Solutions of America in Richardson, Texas, marketed to Missourians that it could reduce their payments by fifty percent, lower ... Read More »

        My Photo of the Day – Fancy Formal Chair in the Jungle

        Zemanta Related Posts Thumbnail

        One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. Even if you are facing difficult financial times, find something you love to do as well. Read my previous post “Don’t Let Your Debt Consume Your Life. Take Advantage ... Read More »

          It Seems Every Answer is Bankruptcy. What Other Options Do I Have. – Noname

          Ready to Collapse

          Noname “Dear Steve, It seems to me that every answer is bankruptcy. I really do not want to give up. We probably have sixty thousand dollars of debt. But I have been able to keep up the payments plus a bit more on every thing each month. Bankruptcy can not be the only answer. I have been reading these emails ... Read More »

            I Got Blacklisted and Banned by Digg and I Can’t Get Out. It’s a Life Sentence.

            Ready to Collapse

            Look, I will be the first one to admit. I f****ed up by installing a social media plugin in 2007, for a short period of time on the GetOutOfDebt.org site. The WordPress plugin would randomly submit a post to Digg and other similar sites to help save me time. I didn’t like the way it worked and felt uncomfortable with ... Read More »

              Michigan Credit Adjustors, in Trouble and on Fire! – Vicki

              fire

              I wasn’t really sure what to do with this question or statement that came in so I thought I’d just publish it and hope that others can add something to it regarding their experience with Michigan Debt Adjustors, positive, neutral, or negative. The reason I’m doing this is that there is just little to nothing written or on the web ... Read More »

                California AG Takes Action Against Foreclosure Consultants & Loan Modification Companies

                Ready to Collapse

                Continuing his fight against scam artists who “prey on” vulnerable Californians, Attorney General Edmund G. Brown Jr. today issued a directive forcing foreclosure consultants to register with his office and post a $100,000 bond by July 1, 2009. Those who fail to do so will be in violation of state law, subject to criminal penalties of up to a year ... Read More »

                  I Want to Repay My Debts But I Can’t Stop Using the Credit Cards. – Bonnie

                  Ready to Collapse

                  Bonnie “Dear Steve, I want to deal with the best company for my debt consolidation. I don’t want to deal with money grabbers, or companies that won’t send the payments in on time and every month. I also think maybe I can do this myself in 6 years, but I can’t stop using the cards. Is CCCS the best company ... Read More »

                    I Want You to Meet Who You Helped Today – Gemima

                    326951

                    It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

                      I’m Planning to Divorce My Wife But I Don’t Want to Pay Her Debt. – James

                      Ready to Collapse

                      “Dear Steve, I am stationed in South Carolina and my wife is moving back to California at the end of summer with the kids. We are getting a divorce at some point down the road. My main question is about me being responsible for her debts. We have really maintained seperate debts by keeping things in our own names. I ... Read More »

                        Attorney General Reaches Deal With Debt Collection Companies Over Deceptive Practices

                        Ready to Collapse

                        New York Attorney General Andrew M. Cuomo today announced that his office has reached an agreement with three New York debt collection companies that failed to adequately supervise employees who engaged in deceptive and fraudulent methods to collect debts. The three companies, Creditors Interchange Receivable Management, LLC, Capital Management Services, LP and Tri-Financial, LLC, have agreed to substantially reform their ... Read More »

                          The Banks Won’t Refinance the Investment Rental Properties I Bought Using Credit Cards. – Kyle

                          Ready to Collapse

                          Kyle “Dear Steve, Quit my job to do real estate investing. Was doing well, but then banks changed lending laws and I couldn’t refinance the houses I had. I bought them using credit cards. I was able to sell one of them, but on top of living on my savings and no income, things depleted quickly. I bought another house ... Read More »

                            Just Because Your Bank Modified Your Mortgage Doesn’t Mean It Will Stick

                            Ready to Collapse

                            A very interesting article on the Mortgage law Network appeared that you should be aware of. And banks are failing at an alarming rate. When a bank is taken over by the FDIC, the FDIC is protected by law from “side deals” made with borrowers which might tend to reduce the value of your loan to them. What does this ... Read More »

                              We’ve Got a Pay Option ARM Mortgage That is Killing Us. – Bill

                              Ready to Collapse

                              “Dear Steve, My wife and I where pursuaded by a friend in the mortgage business about four years back to refinance into a pay option ARM in order to help us pay off some of our other debt and now this mortgage is killing us. Our credit card debt is all but gone, however the mortgage payment has increased to ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.