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Home > Author Archives: Steve Rhode (page 684)

Author Archives: Steve Rhode

I’m 19 With $30,000 in Debt and Preparing to Start College. – Elle

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Elle “Dear Steve, I’m 19 years hold i have a part-time job which they are cutting hours on,and im getting ready to start college in september im a little over 3000.000 dollars in debt. I just dont know what to do, any advice? Elle”   Dear Elle, I’ll have to go with, pay it? I don’t know what this debt ... Read More »

    We Have Always Paid Our Bills On Time And I Don’t Want My Daughter to Suffer Now That We’ve Got Problems. – Kim

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    Kim “Dear Steve, We have always paid our bills on time. We own our house. We are 85,000 in credit card debit. Both of our salaries have been cut. We have 2 kids and one of them rides horses. We pay about 800 a month on that and I can’t take that away from her. She makes all A’s, and ... Read More »

      I’ve Got a Debt Situation. Can You Please Listen? – Noname

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      Noname “Dear Steve, My situation now seems totally hopeless and I am facing homelessness I am not sure if I am asking a question (or questions) of you or just need you to read and listen, probably a little of both. I am a single/divorced women in her mid-fifties. I was divorced and raised my only child by myself, which ... Read More »

        Get Out of Debt Podcast – Answers for Gina and Ernie

        Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Get Out of Debt Guy – Twitter, G+, Facebook Questions Included in This Show: Question From Ernie My hours have been cut back at work and I have been ... Read More »

          I’ve Been Working Since I Was 15 and Made All the Right Financial Moves But Now I’m in Big Trouble. – Marcia

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          Marcia “Dear Steve, I have been working since the age of 15. Every decision I made as a young adult and onward was based on increasing my solvency. I grew up working class. My parents were an example of how not to wind up. I have a master’s degree and have been working successfully in the tech industry since 1984. ... Read More »

            What Would Happen if I Got a Mortgage With My Bad Credit Boyfriend? – Shelly

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            “Dear Steve, I am thinking of getting a VA Loan. I would be buying the house with my boyfriend. I have great credit (780) but his is low, and has 2 foreclosures. I don’t feel I have enough income to only use mine. I’m tired of renting and have done it my whole life, I’m 35. Any advice you could ... Read More »

              What’s on Your iPhone: My Favorite iPhone Apps

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              I would have to say that for me the iPhone has become one of those transformational gadgets that has changed my life for the better. Probably the iPhone and GPS (SatNav for my EU friends) make the most impact on making my life better. I thought I’d share with you the iPhone applications that have become ‘must have’ apps for ... Read More »

                Adolph Hitler Falls for Nigerian Inheritance Scam Email. Loses War.

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                Need a laugh? I think you’ll enjoy the video below. If you can see the video above click here. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Get Out of Debt Guy – Twitter, G+, Facebook Read More »

                  Court Mediation Services (CMS) Agreement – Scanned Copy

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                  I recently answered a question for Susan regarding Court Mediation Services (CMS) and she was kind enough to send in a copy of the agreement she signed. Original question is here I Signed Up With Court Mediation Services and Now I’m Being Sued by Citibank. – Susan. See below. I think others will find page one and two of the ... Read More »

                    I Want You to Meet Who You Helped Today – Adjolloh Amessika

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                    It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

                      Our Monthly Payments Are More Than We Make. – Chelsey

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                      Chelsey “Dear Steve, My boyfriend and I pay more a month in payments than we make in a monthly income we have 2 credit cards maxed, one $1000, $8000. A 1890000 mortgage, which payments are $1200 a month. a $15 000 new vehicle, a $20 000 line of credit, $8000 student loan, and $3000 in small claim loans. My boyfriend ... Read More »

                        My Mother is Disabled and Bedridden in a Nursing Home and Chased by Debt Collectors. – Carolyn

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                        “Dear Steve, My mom is bedridden and disabled in a nursing home for over 5 years. The credit cards she left behind were notified of her phsycial and finaancial inability to pay these debts over 4 years ago. I was told by her lawyer to ignore all communication about her debts which I have done and now they have tracked ... Read More »

                          The Photo of the Day – Puppy Training

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                          One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. This time it is a photo created by a photographer I only know through her work. Even if you are facing difficult financial times, find something you love to ... Read More »

                            Texas Attorney General Files Charges Against Four Debt Settlement Groups

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                            Texas Attorney General Greg Abbott today charged four debt settlement companies with orchestrating fraudulent debt settlement schemes. The defendants’ Web sites promised that they could eliminate their customers’ unsecured debts – such as credit card accounts – in as little as three years. According to the state’s enforcement action, the defendants unlawfully misrepresented and overstated the nature of their services. ... Read More »

                              The Solar Panel Project. An Update on the Greening of the Rhode House.

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                              Kim wrote in today and comments on my previous post, “I’m Saving $20,000 in Electricity Because I Don’t Want to Work to Pay the Bill.” She said: Will you provide more info about the solar panels you chose? Where does one even start w/ that kind of project? Do you call your utility and ask if they will buy back ... Read More »

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