Latest Posts
Home > Author Archives: Steve Rhode (page 686)

Author Archives: Steve Rhode

I Am Bipolar and Deep in Debt. – Susan

Ready to Collapse

“Dear Steve, I’m recently diagnosed as bipolar – and have 25K in credit card debt that I’ve racked up over the last 18 months. I thought the problem started less than a year ago, and have blanked on anything prior to March 2008 with regard to finance trouble. How do I quickly get out of debt? I’m an at-home mom ... Read More »

    Unemployed, Underemployed, and Class S Stamps. – Joe

    Ready to Collapse

    “Dear Steve, Unemployed since nov 08. I was selfemployed until I had to close the buisness. My wife works 19 hrs per week at low wage. We lost our home last July as we were unable to keep up payments on it, but were lucky to sell it and clear the morgage with no money left over. At present owe ... Read More »

      Negotiate With Your Doctor For Cheaper Medical Care

      Ready to Collapse

      I’ve noticed that doctors have been doing more negotiating on the cost of services. My daughter went to a local doctor that offered to knock 40% off the cost of the visit if she paid in advance for the office visit. The other day I noticed that the local urgent care place now offers up to 30% off for bills ... Read More »

        Should I Consider Bankruptcy? – Jan

        Ready to Collapse

        “Dear Steve, My car payoff is $22,900 and I pay $450 a month. I have credit debt that adds up to $20,000. I’m receiving unemployment for the time being I am making payments on everything but I’m nearing an end as far as income coming in. I have not found a job and soon my unemployment will expire. Should I ... Read More »

          Our Friends Cashed Out Their 401K And Now Need to Walk Away From Their House. – Jody

          Ready to Collapse

          Jody “Dear Steve, I’m asking for our friends. He has two part time jobs. She just got laid off from her job. They have cashed out their 401K and are paying off all their debts but the one thing that they are wondering about is their house. They are upside down in it because they got an equity line of ... Read More »

            Suzie Orman Agrees With Me On Minimum Payments

            Ready to Collapse

            Yesterday I was watching television and this short segment on Suzie Orman came on. I’m not a huge fan of Suzie Orman but that has to do with her presentation rather than her advice. For some reason, to me, she is like nails on a blackboard. But there I was, watching her short piece on CBS Sunday Morning and she ... Read More »

              Community College is Garnishing Money for Classes Never Attended. – Serenity

              Ready to Collapse

              Serenity “Dear Steve, I lived in Arizona and was relocating to OK last spring. I had job interviews,my living situation and my whole move worked out. Then I got into an awful car wreck that totaled my car and by the grace of the gods I walked away,unbelievably so. The wreck happened the same week I was to move. I ... Read More »

                Should We Just Throw Up Our Hands And Move On? – Jennifer

                Ready to Collapse

                “Dear Steve, Relocated out of state…house did not sell for 2 years, finally sold in a short sale and we signed a 30k promissory note. ALL other credit is PERFECT, but we are treated like bad seed. CC companies raising interest rates and slashing credit limits. Go to a store to use a card and it has been cut off ... Read More »

                  Capital One is Calling Me Every Day Even Though I Am Disabled. – Debra

                  Ready to Collapse

                  Debra “Dear Steve, I haven’t wored in about 5 years due to a car accident, I’m not getting SS disability because they don’t believe I’m injured enough, I’m living with a relative, I have no assets or even a bank account. I am being sued by Capital One for a long ago credit card bill. I have already responded and ... Read More »

                    I Have No Assets And Collectors Are Coming After Me. Should I Go Bankrupt? – Tim

                    Ready to Collapse

                    “Hi Steve, Great Site, Great Photo’s. How do u make a living offering all this free help? My Question, I have around $100,000 in Credit Card Debt. I don’t own a home, it’s in my wife’s name. I lease a car 2002 Model payments $299 per month, car is worth less than the lease 100,000 Miles on it. I am ... Read More »

                      This Photograph is For Janet

                      Zemanta Related Posts Thumbnail

                      I just answered a question for Janet and I told her I would post one of my photographs for her. I took this photograph inside a trashed and abandoned house. On the inside it was dark, depressing and scary, but outside was warm and sunny. It reminded me a bit of how life feels when you are in debt. What ... Read More »

                        Are the Collectors Lying to Me? – Janet

                        Ready to Collapse

                        URGENT QUESTION! Janet “Dear Steve, I am now getting phone calls from creditors with deals to wipe half off & low monthly payments – I am worried that the wiped off half will be given to a collection agency later on. Where were these people when I asked for help before I got behind? I think we should just finish ... Read More »

                          Should I Take Money Out of My IRA to Pay My Credit Cards? – David

                          Ready to Collapse

                          “Hi Steve, My wife is out of work and I was for about a year. We have about 40K in CC debt and there is no way I see to get rid of that. We have 2 houses and can’t selll the one we do not live in as the market stinks. We have the two mortgages. I have 54K ... Read More »

                            I’m a Soon to be Homeless College Student With Unpaid Rent. – Danielle

                            Ready to Collapse

                            Danielle “Dear Steve, I currently owe $1,465 for rent cause I lost my job and now its in collections an my sister wants me and my 2 year old daughter out. How can I get help paying it I’m a full time student in college? Danielle”   Dear Danielle, It sounds like you’ll need to not be a full time ... Read More »

                              I am a College Student and Owe Bank of America $1,200. – Keith

                              Ready to Collapse

                              Keith “Dear Steve, I am a college student, with bad credit. I have one bank of America credit card that I haven’t used, but it is $1,200 past due because I haven’t made payments. With one more year of college left, I need to know how I can resolve this credit situation. My college loans do not pass 20,000 for ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.