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Home > Author Archives: Steve Rhode (page 686)

Author Archives: Steve Rhode

I Came to Aussie Last Year and Can’t Afford My Mobile Phone. – Johnny

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Johnny “Dear Steve, I came to aussie in december last year and i got on a mobile phone contract i lost my job and i cannot pay it anymore. My phone got cut and they are threatening to report me to dun and bradstreet. I got a new job but i get very little and they are asking for a ... Read More »

    I’ve Ignored My Debt for a Long Time and I’m Not Sure How to Proceed. – Brian

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    Brian “Dear Steve, I had about $47K in credit card debt and then lost my job and was sick and in a hospital. I was planning on filing bk, but due to the knew bk laws, I was unable to file bankruptcy. I was out of a job for about a year, and used any income I made to live ... Read More »

      Mortgage Lenders Start to Foreclose but Stop to Leave Owners On The Hook

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      I just finished reading a really great article titled “Lenders Abandoning Foreclosed Properties” that was eye opening. Apparently lenders are beginning the foreclosure process, the home owner moves out, but before the foreclosure sale is finalized, the lenders are halting them. This seems to leave the home vacant and still the financial responsibility of the owner that thinks they lost ... Read More »

        I Just Signed Up For the Allegro Law Debt Settlement Program That Was Closed Down. What Do I Do Now? – June

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        June “Dear Steve, Considering the recent news about “Allegro Law” how would you advise someone who is in their debt settlement program? We just signed up for a 4 year program in March 2009 and have sent them $2400. Should we stop the bank draft and notify Allegro we want out. June”   Dear June, If it is possible to ... Read More »

          Should My Husband Cash in His 401K to Buy Some Cars? – Kris

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          Kris “Dear Steve, My husband worked for a company that filed bankruptcy. He got another job and has 401k with them now puttin in the max. He received a letter the other day telling him he had to do something with his 401k from the previous job. We just bought a house, I lost my job and we both have ... Read More »

            How Can I Get My Discover Home Loan Rate Lowered? – Glen

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            Glen “Dear Steve, Work in Construction and only working 25-35 hours a week, girlfriend left me who payed half of home loan, first mortgage is $1035 a month includes taxes and pmi, 30 year fixed at 5.9%. I am fine with that. Home equity loan by Discover Home Loans remains $23,600 and 13 1/2 years left on it. Fixed rate ... Read More »

              Bounced Mortgage Check and My Dad’s Back Credit. – Mary

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              “Dear Steve, My father and his brother got a loan to purchase a house for their mother about 12 years ago through BOA. Apparently, back in April of this year my dads brother wrote the April mortage check for the payment and it bounced. The next month my dad writes the May mortgage payment and so and so on. Well ... Read More »

                I Want You to Meet Who You Helped Today – Oscar

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                It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the GetOutOfDebt.org site so we can help more ... Read More »

                  California Sues Individuals, Lawyers and Companies That Offered Loan Modification Services

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                  Attorney General Brown Sues 21 Individuals and 14 Companies Who Ripped Off Homeowners Desperate for Mortgage Relief As part of a massive federal-state crackdown on loan modification scams, Attorney General Edmund G. Brown Jr. at a press conference today announced the filing of legal action against 21 individuals and 14 companies who ripped off thousands of homeowners desperately seeking mortgage ... Read More »

                    New Jersey Goes After Loan Modification and Debt Settlement Companies. Suits Filed.

                    Continuing the State’s effort to combat mortgage-related fraud, New Jersey Attorney General Anne Milgram announced today the filing of two new lawsuits charging a total of 10 individual and corporate defendants with selling bogus loan modification services to distressed homeowners. Defendants in the two unrelated cases are charged with collecting unlawful “up-front” fees for loan modification services that either never ... Read More »

                      I Feel Mentally and Physically Sick About Our Debt. – TamaraJane

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                      Tamara “Dear Steve, I feel sick about this debt and it’s taking it’s toll mentally and physically! My husband & I are in huge credit card debt ($83,000) due to some tax issues and his unemployment for more than a year. We currently rent a home, but just before my husband lost his job we purchased a small cabin and ... Read More »

                        I Went Chapter 13 Bankruptcy Twelve Years Ago. How Do I Get Out? – Tammy

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                        “Dear Steve, FILED FOR CHAPTER13 IN NOV.97 AND HAVE PAID ALL PAYMENTS .BUT NOW WOULD LIKE TO GET OUT.CAN I GO BACK TO PAYING CREDITORS MYSELF Your Question I FILED FOR CHAPTER 13 IN NOV.97.WHAT HAPPENS IF I WANT TO DISMISS THE CASE? Tammy” Read More »

                          Facts Reveled in National Arbitration Forum Lawsuit Should Make You Want to Puke

                          The state of Minnesota recently filed a lawsuit against the National Arbitration Forum, the entity that claims to independently resolve consumer issues with creditors through binding arbitration. We’ve known for year this is a well controlled scheme in which the outcome is all but certain when a case goes to arbitration, the consumer will lose. In the lawsuit, download a ... Read More »

                            I Owe on a Cell Phone Bill for Downloads That Are Not Mine. – L

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                            L “Dear Steve, There is an outstanding cell phone bill from more than 6 years ago that the phone co kept adding download charges to for a phone number that had been terminated by us. We tried to have the situation resolved and even offered to pay only what we knew we owed if they took the other charges off ... Read More »

                              Minnesota Attorney General Sues National Arbitration Forum. Claims Consumer Deception.

                              Today the Attorney General of Minnesota, Lori Swanson, filled a lawsuit against the largest consumer arbitration company, National Arbitration Forum. She claims that the National Arbitration Forum tells the public and government that it acts fairly and impartially to help mediate complaints between consumers and credit card companies. It appears that Attorney General Swanson finally found the magic word to ... Read More »

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