Home > Author Archives: Steve Rhode (page 689)

Author Archives: Steve Rhode

Do I Meet the Four Traits of a Top Financial Blogger?

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Earlier today a Twitter message passed by me with an interesting link to an article in the Globe and Mail about an article, ‘Four Traits of a Top Financial Blog‘. The article got me thinking about the subject so I thought I’d take a moment to revel myself to you. The Four Questions to Ask to Find a Good Personal ... Read More »

    Get Out of Debt Podcast – Answers for Peggy About Allegro Law

    Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

      I Have to File Bankruptcy But My Husband Says He Won’t Support It And Will Leave Me. – Julie

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      Julie “Dear Steve, I have a failed business and am looking to bankrupcy to receive discharge from SBA personal guarantees and from personal credit card debt used in the business. My husband’s income puts us over the median in our state, I have already been advised by a lawyer that for this reason I will have to file Chp. 13 ... Read More »

        I Dated a Loser Who Took My Money And Left Me With Debt But Now I Want to Get Married to a Great Guy. – Aleah

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        Aleah “Dear Steve, I am currently in debt of an estimated $7-8,000. (this is including late fees and interest accrued) Its all about 5-6 years old. It is in collections and only one of the collectors still calls me and I don’t receive mail from that one anymore. I also have not received mail from the others in years. I ... Read More »

          I Owe $40,000 on Student Loans. My School Closed And I Just Found Out They Were Not Accredited. – Tenisha

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          Tenisha “Dear Steve, I graduated from a school which stated they were accredited and I find out 3 years later that it wasn’t accredited and has been closed down. For loans, I know that I our roughly $40,000. Another school has taking over, but they claim that my credits can be transfered. I need to know what should I do ... Read More »

            I’m Retired And Afraid to Deposit My Money Into My Checking Account Because of My Foreclosure. – Kris

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            Kris “Dear Steve, I am a 69 yr old state of ohio retiree. My home foreclosed, also a timeshare that I had to let go. I could no longer afford to pay the mortgages on either . My retirement check is auto. deposited into my checking account monthly. Steve, I would like to know if the mortgage companies can put ... Read More »

              I’m Leaving the Country But Have a Lot of Debt. What Should I Do? – Worried in Ontario

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              Worried in Ontario “Hi Steve, My wife and I have run up a debt of around $54,000 in credit cards and lines of credit due to medical problems. We haven’t as yet missed a payment on any of our cards and lines but….know that there is no way we will ever be able to repay this debt. We are planning ... Read More »

                I Almost Can’t Resist Draining my 401(k) to Payoff My Credit Card Debt. – Blake

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                Blake “Dear Steve, mortgage: $193,000 ($1556.40 payment) Car: $25,000 ($600.00 payment) Combined Credit Card and Bank Credit Line: $18,600.00 Salary: $75,000 I am only 29 (30 in December) and am having a hard time resisting the urge to take out the $15,000 dollars in my rollover IRA (401k from previous employer) to pay off the majority of my CC and ... Read More »

                  Bank of America Sent Me to CCCS and They Rejected Me. – Loretta

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                  Loretta “Dear Steve, Am about $50,000 in credit card debt. To date I have made payments (Help of my son) but it is getting harder. Was considering a debt management but would like a name of a good honest one. Chase bank did work out a repay plan but Bank of America will not. Sent me to their cccs and ... Read More »

                    HSBC is Suing Me But I Already Told Them I Can’t Afford Their Minimum Payment. – Wayne

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                    Wayne “Dear Steve, Over the past six months or so we have gotten behind on an HSBC account. With each letter we received from HSBC and now a debt collection company we have explained our financial situation and asked for a lower payment we canmake. Each letter (the first two were sent with delivery confirmation and the second two were ... Read More »

                      I Was Working in the Mortgage Lending Industry Making Good Money. Now I’m in Financial Trouble. – Todd

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                      Todd “Dear Steve, I have a mass amount of credit card debt due to a big drop in income over the last 2 years. I was working in the mortgage/lending industry for 10 years making a six figure income. That industry has suffered tremendously over the last 2 years. I was out of work for almost a total of a ... Read More »

                        Peoples First Financial and FHA All Day in the News Again.

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                        Several loan modification companies made an appearance in a recent Atlanta Journal Constitution article, ‘Companies Promise Foreclosure Help, Don’t Deliver‘ about the dangers of loan modification or foreclosure rescue companies. Companies are facing both civil and criminal charges in different states for their actions which are generally considered to rip-off consumers by promising services these companies either can’t or don’t ... Read More »

                          The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey.

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                          I’m finally sitting back at my desk, at home, after my week long tour of the Northeast U.S., talking to people about the economy, money, credit, and debt. My travels took me from NC through VA, WV, PA, NY, VT, NH, MA, CT, MD. I traveled through some of the hardest hit counties in the Mid-Atlantic from these difficult economic ... Read More »

                            I Interview Allie, the Navy Wife in Charlottesville, VA

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                            Allie and I sat down in Charlottesville, Virginia and since she had been unemployed we talked about looking for a job, how to find a job, the economic opportunities in her area and her opinion about people that have faced or may be facing money troubles and tough times. I was really surprised when she talked about landing jobs and ... Read More »

                              An Interview With Two Guys Standing Atop a Burning Coal Mine

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                              Centralia, PA is an interesting place. It is said that map makers and GPS providers want to take it off the maps. Ever since a seam of coal caught fire below ground decades ago, a smoldering coal fire has burned below this town. From a town of 2,000 residents, it is down to about 10, but some houses still remain. ... Read More »

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