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Home > Author Archives: Steve Rhode (page 689)

Author Archives: Steve Rhode

Regions Bank Won’t Work With Me to Let Me Pay What I Can Afford. – Tony

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Tony “Dear Steve, Need help getting this payment down or we won’t be able to pay it… I’m trying to get Regions Banks to work with me and my wife on a hardship program… My wife and I borrowed $95,000 for a business that has failed due to the poor economy here in Florida… We can no longer pay the ... Read More »

    My Photo of the Day – What a Modern Pirate Should Look Like

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    One of my greatest joys, is my photography. It is something that I love to do. It is an extremely personal part of me that I thought I’d share with you. Even if you are facing difficult financial times, find something you love to do as well. Read my previous post “Don’t Let Your Debt Consume Your Life. Take Advantage ... Read More »

      I Want You to Meet Who You Helped Today – Mihail Popritac


      It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the site so we can help more ... Read More »

        I Received a Mailer From Payment Reduction Service and Core Pac Solutions to Modify My Mortgage. – Charles

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        Charles “Dear Steve, My mortgage is upside down, I am one month behind, I cannot qualify for a re-finance given my credit score. I contacted my lender to see if I qualified for the federal loan modification plan (countrywide/BOA) and they indicated that they will contact me if they think I qualify-no word. I got an unsolicited mailer advtertising a ... Read More »

          My Credit Card Company Treated Me Like Crap And Told Me to Go Bankrupt. – Marissa

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          Marissa “Dear Steve, 3 1/2 yrs divorced, had stellar credit, (lowest score was 794) bought condo just before market peak and put $45k cash down, salary has continually decreased since by 10% total in addition to losing bonuses, paid expenses, and 401k, work hours also have shortened and are unpredictable. $10,000+ in assessments since house purchase, condo dues have more ... Read More »

            Will Cashing Out My 403b Negatively Affect My Credit? – Luke

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            Luke “Dear Steve, I have a great employer pension, a decent 401k, and a small 403b($7000). I am not worried about retirement. I tried several years ago to combine the 403b into the 401k and was told I could not do that. I have no credit card debt but ridiculous student loans and a car payment. This summer I have ... Read More »

              At What Point Do Dave Ramsey and Suze Orman Compromise Themselves For Sales?

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              This is just another one of those random thoughts that flows through my head every once in a while, so forgive me. I was thinking back on my old days when I ran a large credit counseling / debt management company and dealt with the balancing act of needing to get new clients versus always doing the right thing. I ... Read More »

                I’ve Hidden My Debt From My Husband. I’m Afraid He is Going to Find Out. – Cheryl

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                Cheryl “Dear Steve, Well me and my husband have been going through some hard times lately and I have been using my credit cards unbenounced to him just to get by. I have over the last year and a half racked up about 4000 in credit. I transferred all my credit cards to a 0% interest card for one year ... Read More »

                  New York Attorney General Launches Inquiry Into Debt Collection Companies

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                  ATTORNEY GENERAL CUOMO LAUNCHES INQUIRY INTO DEBT COLLECTORS ACROSS NEW YORK STATE Cuomo Shuts Down NY Collection Agencies That Threatened and Intimidated Consumers Into Paying Debts They Didn’t Owe Sends Subpoenas to Nearly 20 Debt Collectors Statewide Attorney General Andrew M. Cuomo today announced that his office has launched a statewide inquiry into debt collection companies. As part of the ... Read More »

                    Get Out of Debt Podcast – Answers for James, Charlene, and Duff

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                    Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Get Out of Debt Guy – Twitter, G+, Facebook Questions Included in This Show: Question From James My wife and i live in las vegas where property values have ... Read More »

                      Two Women Running Credit Repair Firm Lose to Arkansas Attorney General

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                      Two women who ignored a lawsuit filed against them by the Arkansas attorney general’s office have not responded to a federal judge’s order that they pay nearly $700,000 in penalties for defrauding at least 139 Arkansans through a credit-repair scam. Meanwhile, the two women, Sherrye Mance and Tiffany Morris, are believed to have simply changed the name of their operation ... Read More »

                        I’m 19 With $30,000 in Debt and Preparing to Start College. – Elle

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                        Elle “Dear Steve, I’m 19 years hold i have a part-time job which they are cutting hours on,and im getting ready to start college in september im a little over 3000.000 dollars in debt. I just dont know what to do, any advice? Elle”   Dear Elle, I’ll have to go with, pay it? I don’t know what this debt ... Read More »

                          We Have Always Paid Our Bills On Time And I Don’t Want My Daughter to Suffer Now That We’ve Got Problems. – Kim

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                          Kim “Dear Steve, We have always paid our bills on time. We own our house. We are 85,000 in credit card debit. Both of our salaries have been cut. We have 2 kids and one of them rides horses. We pay about 800 a month on that and I can’t take that away from her. She makes all A’s, and ... Read More »

                            I’ve Got a Debt Situation. Can You Please Listen? – Noname

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                            Noname “Dear Steve, My situation now seems totally hopeless and I am facing homelessness I am not sure if I am asking a question (or questions) of you or just need you to read and listen, probably a little of both. I am a single/divorced women in her mid-fifties. I was divorced and raised my only child by myself, which ... Read More »

                              Get Out of Debt Podcast – Answers for Gina and Ernie

                              Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? Get Out of Debt Guy – Twitter, G+, Facebook Questions Included in This Show: Question From Ernie My hours have been cut back at work and I have been ... Read More »

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