Home > Author Archives: Steve Rhode (page 689)

Author Archives: Steve Rhode

CCCS of Greater Atlanta Said They Can’t Help Me. – Wanda

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Wanda “Dear Steve, My husband and I are retired on a Gross Yrly income of $43,452. Our unsecured debts are over $94K. I ran all my information through CCCS Atlanta online counseling. They said I couldn’t do the Debt Management Plan because my income was to low. My net worth is a little over $69K. We have no cash savings; ... Read More »

    Can They Garnish My Husbands Wages for My Student Loans? – Liz

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    Liz “Dear Steve, Went back to school and do to high risk pregnancy did not finish so I have student loans and I owe the school as well. My husband makes minimum wage and I only work about 20hr a wk at minimum as well. I received a call from a collections office and was told that if I did ... Read More »

      Candy Has Concerns About Creditor Interchange and the Settlement Offer – Get Out of Debt Podcast

      Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

        Daisy Calls Again. Uncertain if Debt Settlement or Debt Management is Right for Her. – Get Out of Debt Podcast

        Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

          Jannelle is Young, Homeless and Starting Over.

          Jannelle

          Jannelle is only 21 but for the past six weeks she has lived at the rescue mission and has had a place to sleep off the streets. In fact today she landed a job at a new restaurant at the local mall. While she previously worked in a management position in Atlanta at a marketing firm, she has struggled with ... Read More »

            Meet Virginia. Homeless But Hopeful.

            Virginia Crowder

            Virginia was a very nice woman that I met in front of the Rescue Mission. She was nice enough to share her story about being homeless and starting over. She was working but the company went bankrupt and her unemployment ran out and then she found herself homeless. What surprised me the most was the story she told me about ... Read More »

              Bank of America is Dragging Their Feet on My Loan Modification and Citibank is Suing Me. – Angela

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              “Dear Steve, I have been trying to work out a loan modification with my lender Bank of America for several months now. Bank of America granted me a 3 month forbearance to allow me to repair my home from Hurricane Ike damages. During that time, they asked me if I wanted to attempt a loan modification. I said, yes that ... Read More »

                Budgeting in Tough Times Increases Emotional Pain During Money Troubles

                I was listening to the radio today and heard a very interesting story. Listen below. The story appears at the point with six minutes left in the show. Listen to The Symbolic Power of Money It mentioned a recent study “The Symbolic Power of Money: Reminders of Money Alter Social Distress and Physical Pain” People often get what they want ... Read More »

                  Emily, 14 Years Old and Already Wise About Money and Credit?

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                  Emily is 14 and the daughter of Hillary who I also interviewed (click here). At 14 Emily is already working and saving her money for something in the purchase. Is it college, riding horses, or another kind of horse, a Mustang? Listen as Emily shares with us what she has learned so far about money and how she plans to ... Read More »

                    Daisy Calls In And Wonders How to Get an Allegro Law Refund – Get Out of Debt Podcast

                    Here is the latest Get Out of Debt show podcast. Do You Have a Question You Want to Ask? If you have a credit or debt question you’d like to ask call 919-321-2378. Leave your first name and question and I’m happy to help you totally for free. Get Out of Debt Guy – Twitter, G+, Facebook Need More Help? ... Read More »

                      Paul Reddam, Race Horse Stable Owner, Founder of DiTech, Slapped By California AG for CashCall

                      paul-reddam

                      Attorney General Edmund G. Brown Jr. today forced CashCall, Inc., an Anaheim-based fast-money lender, to stop using “loan shark tactics” in collecting debt, including abusive calls at all hours of the day and night and empty threats of law enforcement action. The court-ordered judgment also forces CashCall to stop misleading consumers with deceptive advertising and pay $1 million in civil ... Read More »

                        My Ex-Husband Said He’d Pay My Student Loans in Our Divorce. But He’s Not. – Amanda

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                        “Dear Steve, My ex husband and I consolidated our student loans. I had $2,000 in loans, he had $97,000. We divorced in 2007. In the divorce, he got the student loans. I was held harmless (or some such term and released from them). Unfortunately, he is not paying them. He waits until the very last second to file for deferments ... Read More »

                          I’m 21, Permanently Disabled and Trying to Deal With My Credit Cards. – Anna

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                          “Dear Steve, My name is anna I am a 21yr old women trying to get on my feet. I am recently perm. disabled and behind on credit card payments at least 3-6 months. I only recive a monthly income of $570.00. I live with family but have to provide my own food/personal items. I have no bank account (since the ... Read More »

                            The Selling of Debt Settlement Services. It’s Easy to Sucker You In.

                            jcrdebttv

                            Did you know that for only $10,950 any person of unknown character and intent can launch a national advertising campaign and sell debt settlement services? On my last tour of the country I was laying half awake in bed and on came this commercial that certainly appeared as if it was a news broadcast or message from the government. It ... Read More »

                              How Should I List My Past Due Taxes on My Chapter 13 Bankruptcy Filing? – David

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                              “Dear Steve, I live in California, I was married and my wife and I got into severe ($80,000+)debt and($50,000+) tax trouble. We filed for Chapter 13 in 2004 and erased the debt but left the taxes with the plan of filing Chapter 13. That never happened. We were separated then and finally got divorced in 2009. I remaried in 2009. ... Read More »

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