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Home > Author Archives: Steve Rhode (page 689)

Author Archives: Steve Rhode

I’m Thinking of Bailing Out My 30 Year Old Son and Payoff His Debts. – Irma

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Irma “Dear Steve, Mother of only son with serious debt. My son is 30 years old and has $10,000 in debt. All of his bills are late accruing late charges etc. 7 months ago he lost his job. He earned $50,000 / year. He is single. He bought a house and recently worked out a deal with Countrywide and lowered ... Read More »

    I’m Saving $20,000 in Electricity Because I Don’t Want to Work to Pay the Bill


    This morning I had to wake early to greet the electrician. He was kind enough to come over to help me install my latest gadget, the TED, the electricity detective. It was advertised as a DIY kit, and for some homes I’m sure it is a breeze to install. But for some unexplained reason, my house does not have a ... Read More »

      Are Thre Any Stimulus Packages or Grants That Can Help Me Get Rid of My Debt? – Julie

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      Julie “Dear Steve, I’m 18 and went through a lot trying to make it possible for me to go to college I couldn’t save up the money to go so I got credit cards to pay for it because I didn’t even think about getting a loan now I’m in $9,000 worth of debt and am paying all my money ... Read More »

        My Husband Just Got Laid Off. How Can We Fix Our Debt Problem Without Ruining Our Credit? – Amanda

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        “Dear Steve, My husband and I have recently bought our first home and made some other big purchases using credit and have gotten ourselves into debt and then to top it off, he was just laid off, so we are down to just my income and much more than that in monthly payments. How can I fix this without completely ... Read More »

          I’m Thinking About Canceling My Chapter 13 Bankruptcy. – Sandi

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          Sandi “Dear Steve, I was forced to start bankruptsy 13 procedure to save my house I purchased in Colo in June 06. I got behind on payments due to a guardianship issue with my mother. I no longer have that issue & feel that I can work with my mortgage co and my debtors without filing bankruptsy. My bankrupsty attorney ... Read More »

            We Are Drowning in Debt and Can Barely Buy Food. – Kay

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            Kay I asked my friend, Gerri Detweiler, to also answer this question so you could get two independent points of view. You can learn more about Gerri and contact her by visiting her blog. “Dear Steve, I’m a 42 year old married woman with 2 little girls. All the credit cards are in my name. Several years ago, I added ... Read More »

              Do I Need Term Life Insurance or Whole Life Insurance? – Amy

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              Amy “Dear Steve, Do I need term life insurance or whole life insurance? I have both and I have cash value in my whole life policy that I am considering cashing in to pay off my credit card debt. Is it a good idea to cancel my whole life policy to pay off my credit card debt so I can ... Read More »

                My Husband is Going to Be Laid Off This Friday. – Lori

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                Lori “Dear Steve, My husband is going to be unemployed Friday. We aren’t in dire straights just yet however there are only so many hours I can work. He is making the radar but with 9 interviews underfoot and 2 more scheduled he still has found no work. We have submitted over 50 applications to still have no job. The ... Read More »

                  I Want You to Meet Who You Helped Today – Rosita Barrios


                  It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the site so we can help more ... Read More »

                    Debt Settlement Companies in for a World of Hurt in the U.S.

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                    Debt settlement companies in the United States had better brace for some interesting times, and not good times for them. The Attorney General of New York recently issued subpoenas to fourteen debt settlement companies, not in an interest to learn more about them, but to give him the evidence he need to close down the industry. Seriously, New York has ... Read More »

                      I Started to Get Into Debt at 19. – Jon

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                      Jon “Dear Steve, Hello, My story is a bit different, and longer than most. feel free to edit as you like. Coming out of high school, I had a job with great perks, and really good pay about a year and a half ago. The problem was, that with all these perks and money at the age of 19, I ... Read More »

                        I’m Getting Married to a Guy That Has Not Paid His Credit Card Bills in 6 Months. – Monique

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                        Monique “Dear Steve, My fiance and I are getitng married soon. He has been laid off, has not paid his credit card bills in over 6 months and I want to know if these credit card companies can take my taxes when we file becuase we will file jointly but he’s had no income this year. We’re barely making it ... Read More »

                          I Bought a House and Slowly My Credit Has Been Getting Worse. – Sheila

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                          Sheila “Dear Steve, When I bought my house about 9 years ago, I underestimated the expenses that come along with home ownership and began living above my means. I began using my credit card more and more (paying for home services, car repairs, fees and living expenses). I accumulated more cards to “take advantage of” the no interest incentive periods, ... Read More »

                            I’m Stuck in South Africa With U.S. Debts. – Anthony

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                            Anthony “Dear Steve, American, forced to live in South Africa due to spouse not being recognized for immigration to the U.S. I was forced to make the very difficult decision of leaving my spouse who could not remain in America or leaving America to be with my spouse. I of course left America because who would leave their spouse just ... Read More »

                              I Attended Digipen Institute of Technology in Redmond, WA and Now I Can’t Pay the Bill. – Orion

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                              Orion “Dear Steve, I attended Digipen Institute of Technology in Redmond, WA, from 2001 through 2004. The school was not accredited at the time, so I had to take personal loans from Key Bank (the only bank in Digipen’s area who would loan to students attending Digiepn) to pay for living & college expenses. A few years after I graduated, ... Read More »

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