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Home > Author Archives: Steve Rhode (page 690)

Author Archives: Steve Rhode

Video Update on Solar Power Interconnect

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Here is a quick tour of the hardware installed on the side of the house to connect the DC power from the solar panels to the inverter to convert it to AC to feed back into the grid. If you can’t see the video above click here. Steve Get Out of Debt Guy – Twitter, G+, Facebook Source: Video Update ... Read More »

    American Credit Experts and Legal Credit Repair Center Settles With FTC Over Credit Repair Infractions

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    A federal court has ordered a credit repair operation and its principals to stop making false claims and requiring advance payment for credit repair services. See the court order here. The agreed-upon court orders are a result of a settlement between the Federal Trade Commission and the “credit repair” defendants. The Commission sued the defendants in October 2008 as part ... Read More »

      I Can’t Afford My Car Payments. What Can I Do? – Jason

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      Jason “Dear Steve, I purchased a car about two years ago, due to the recent drop in the economy my job has been made pretty much obsolete and now i can afford to make the payments, is there anything i can do asap to fix the situation ? What can i do to fix this problem so i don’t lose ... Read More »

        I Want a Divorce From My Cheating Husband But We Have This Mortgage. – Stuck

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        Stuck “Dear Steve, I am seeking to divorce my husband who I have found out is cheating. We live in a no fault state so that is not an issue. However, though the title to the house is in both our names, the main mortgage is in my husbands. I say main because we qualified for the house from a ... Read More »

          Debt Settlement Company Debt Relief USA Files Bankruptcy

          Debt settlement company Debt Relief USA has filed bankruptcy in Texas following recent investigations and suits by the attorney general of several states. The bankruptcy petition can be viewed here and shows the ownership of Debt Relief USA to be Kelly E. Reilly, Alvin B. Bell, and James F. Wojcik. What will be significantly up in the air is going ... Read More »

            I’m a Disabled Construction Worker in Oklahoma That is Being Chased by Bank of America. – Butch

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            Butch “Dear Steve, I live in a “village” located on Lake Tenkiller in Northeast Oklahoma. I am 58 years old and have worked construction (worker, foreman, owner) all of my life. I have been married and divorced three times. After the third divorce I lost my business, my home and all of my money. I was disabled and had been ... Read More »

              I Can’t Make the Mortgage and Feed the Kids. – Lill

              Lill “Dear Steve, We are having problems making our mortgage payments and lot rent. We live in a modular home park and we are suppose to pay 21000.00 total for this place. The modular home appraised by the county is at 11,000 as I just found out not long ago. We pay 285 monthly lot rent and 295 monthly mortgage. ... Read More »

                Chase Put a Hold on My Bank Accounts and I Can’t File for Bankruptcy. – Gina

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                Gina “Dear Steve, Chase places a judgement against me for $3,700 for a credit card. I was going to include this in my bk. They got to me before I could file and put a legal hold against 3 bank accounts (joint checking, joint savings, personal checking). The hold was for $7,500 per account for a total of negative $22,500. ... Read More »

                  My Business is Melting. What Options Do I Have Other Than Chapter 11 Bankruptcy? – Robert

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                  “Dear Steve, I own a dental lab business for about 28 years. It does well enough to pay my bills and credit card debt so far. About 3 years ago i bought into an ice cream store and created an all organic ice cream. It was a great idea, i thought, but never really took off the way i thought ... Read More »

                    My Son Has Aspergers, Autism, Anxiety, Depression and College Credit Cards. – Laura

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                    “Dear Steve, My son who is 27 yrs old and currently on permanant disability for aspergers autism,anxiety disorder 300 and depression, he got caugh up in getting credits cards while attending school you know the ones, credit cards for students. Any way he will never be able to work and is currently getting social security disability benefits. what action can ... Read More »

                      I Filed a Chapter 13 Bankruptcy But Now it is Getting Dismissed. – Laketia

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                      Laketia “Dear Steve, I filed chapter 13 bankruptcy in June of 06, I was laid off of my job Jan 09 I notified my attorney and I was told I still had to make my payments. I did’nt have a option of getting my plan decreased or anything I was just told to find a job point blank! Now my ... Read More »

                        I’m Being Chased For a Repo From Six Years Ago. – Steve

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                        “Dear Steve, I went through a bad time financial about 6 years ago. In 10/2004, I turned a vehicle back into the lender that financed it MMCA. I only ever heard from them once by phone and recently, in the last 90 days, they have transferred the old debt to a collection company showing it as an unsecured debt. This ... Read More »

                          New York State Shuts Down Debt Collection Companies That Used Illegal Scare Tactics

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                          Attorney General Andrew M. Cuomo announced that his office has shut down a New York collection operation that consisted of at least nine debt collection companies across Western New York, run by Buffalo resident Tobias Boyland. This is the latest action in Attorney General Cuomo’s ongoing investigation of unlawful debt collection practices. According to hundreds of consumer complaints filed with ... Read More »

                            The Collection Company Says My Income Counts in Repayment Even Though I Am Not On the Credit Card. – Kim

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                            Kim “Dear Steve, My husband hasn’t worked a full pay period in months and therefore one if his credit cards went to collection. I am not on that card as a signer nor did my income get used for securing that card, however the debt collection company is telling him that my income is included and therefore I can pay ... Read More »

                              I’m Not Sure if Ocwen Will Modify My Mortgage. They Won’t Respond. – Rush

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                              Rush “Dear Steve, I am in Dallas, Texas and have been unable to find full time work since 9/2007 and am 6 months behind on my mortgage. I submitted a modification package to Ocwen in April but have received no response other than “Your request is still under review.” Meanwhile, I have received a bunch of foreclosure documents from some ... Read More »

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