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Home > Author Archives: Steve Rhode (page 694)

Author Archives: Steve Rhode

I Was Jobless For a While And I’m 120 Days Late. – Billy

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Billy “Dear Steve, I was jobless for awhile. I am 120 days late on alot of my bills… Credit cards etc.. right now im barely making enough to keep me a float. Im able to just pay neccessities right now. With different companies calling me everyday wanting me to pay, I have told all of them my situation. I dont ... Read More »

    CACH Letter Says a Sheriff Would Be Sent Shortly. – Douglas

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    Douglas “Dear Steve, My mother received a collection letter at her home of which I have not lived for a number of years. The letter stated that a sheriff would be sent shortly to serve a complaint. The collection letter said that they are not a law firm, that they were just trying to collect a debt. The letter says ... Read More »

      I Got My Credit Report But How Can I Improve My Credit Score? – Melissa

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      “Dear Steve, I received a credit report print out from all 3 credit bureaus. My credit score ranges from 604-639. I have an outstanding debt from a collection agency for $1500. And another for $183. I have paid a car loan off and I have one credit card with a $250 limit,which is current with a zero balance. I also ... Read More »

        American Express Teleconference Lawsuit. – Ernie

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        Ernie “Dear Steve, I have a notice to appear in a judges chamber for a teleconference call with a law firm of Wagner and Hunt (American Express), In the past we have corresponded each time I gave them an offer to settle but they have never responded and now we are about to go to this step. I do not ... Read More »

          The SCH Corp, ACCS Corp and American Corrective Counseling Services Postcard. – Melissa

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          “Dear Steve, I received a postcard about SCH Corp. , ACCS Corp., and American Corrective Counseling Services Inc. , filing Ch. 11 (Bankruptcy), in this postcard it is talking about a claim I might have. Melissa”   Dear Melissa, A lot of people have received the postcard about the American Corrective Counseling Service company filing for Chapter 11 bankruptcy. American ... Read More »

            I Want You to Meet Who You Helped Today – DANNY MARILU

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            It is important for you to meet who we helped today through this site. As I mention, all over the place, revenue from people clicking on ads and using the service of advertisers is used to help sponsor people in poverty through Kiva. Please visit or use the services of advertisers on the site so we can help more people. ... Read More »

              Debt Relief USA Ordered Out of Georgia and Must Pay Over Half a Million in Refunds and Fines

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              Joe Doyle, Administrator of the Governor’s Office of Consumer Affairs (OCA), announced that the agency has entered into a settlement with Debt Relief USA, Inc., a debt adjustment company, over allegations that it violated Georgia’s Debt Adjustment Act. The company agreed to refund all fees it has received from its Georgia clients, a total of $527,205.55, reimburse OCA for administrative ... Read More »

                I’m Over My Head in Debt. – Laura

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                “Dear Steve, Hi. I’m in just under £3,000 of debt. I really need to get it paid of asap any ideas that could help? Laura”   Dear Laura, The amount of debt is not the critical issue, it is how is it impacting your life that is the key. Debt in the UK is overcome just like it is in ... Read More »

                  Can I Go Bankrupt Myself Without Including My Husband? – Leanne

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                  Leeanne “Dear Steve, I have multiple credit card accounts that I have maintained for years but in the past couple of years I have fallen behind, used the existing credit on the cards unwisely (paid tuition, paid other credit card bills, etc) and have lost all control. My minimum payments have skyrocketed, my interest rates are the highest I’ve ever ... Read More »

                    You May be Down and Unemployed But You Are Still a Hero to Me.

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                    When I was growing up my Dad found himself unexpectedly unemployed. He went from being an executive to without work, through no fault of his own. I often think back about those days as I read the emails of people that write to me for help who are now unemployed and struggling. I asked my father to share with you ... Read More »

                      I’ve Heard About Companies That Can Drastically Reduce Your Debt. Is That True? – Drew

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                      Drew “Dear Steve, My student loans, rent, car payment, electric, phone, internet, and other bills are piling up. I don’t make much money, and my job is insecure. I have heard of companies that can drastically reduce your debt. Is this true? Is there anything I can do to get out of debt fast and relieve some stress??? Drew”   ... Read More »

                        I Was Told I Had Quit, But I Hadn’t. – Henry

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                        Henry “Dear Steve, I worked for a company for 4years,I quit do to alot of stress ,personal and from my work .I was a sanitation supervisor at a produce packing company.I was required to work a lot of hours under the gun and after all the stress i was going through I went to my boss and told him I ... Read More »

                          How Long Will it Take Me to Raise my Credit Score by 100 Points? – Thomas

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                          Thomas “Dear Steve, 530-590 credit score… have gone late on several payments on credit card and car loan over past year… (current for the past 3 months) Had one item (an old utility bill) go to collections. I had no clue my score was this low. How long does it take to raise your credit score by approximately 100 points. ... Read More »

                            I Am Bipolar and Deep in Debt. – Susan

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                            “Dear Steve, I’m recently diagnosed as bipolar – and have 25K in credit card debt that I’ve racked up over the last 18 months. I thought the problem started less than a year ago, and have blanked on anything prior to March 2008 with regard to finance trouble. How do I quickly get out of debt? I’m an at-home mom ... Read More »

                              Unemployed, Underemployed, and Class S Stamps. – Joe

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                              “Dear Steve, Unemployed since nov 08. I was selfemployed until I had to close the buisness. My wife works 19 hrs per week at low wage. We lost our home last July as we were unable to keep up payments on it, but were lucky to sell it and clear the morgage with no money left over. At present owe ... Read More »

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