Latest Posts
Home > Author Archives: Steve Rhode (page 7)

Author Archives: Steve Rhode

CHS, Inc. – CFPB Complaint – 1294541

Consumer Said: “SCA Credit Service, XXXX, Virginia, is falsely reporting to XXXX and XXXX that I owe a medical debt ( {$76.00} ) that I do not owe. I am a XXXX XXXX XXXX Veteran, and my medical care is 100 % free at the XXXX Medical Centers. SCA Credit Service is communicating to the aforementioned credit reporting bureaus that ... Read More »

    Bank of America – CFPB Complaint – 1302268

    Consumer Said: “I sent the below letter to Bank of America for a resolution, which they denied. I believe their actions are unjust. I am writing you with a very heavy heart. I am extremely dishearten and dissatisfied with the level of insensitivity and lack of understanding and communications received from Bank of America ‘s representatives regarding my closed account, ... Read More »

      Enhanced Recovery Company, LLC – CFPB Complaint – 1318270

      Consumer Said: “I ‘m getting things put on my credit report that i dont owe at all.and its really ruinning my credit all up” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: Cont’d attempts collect debt not owed State of Consumer: PA Company Public Response: Company Response: Closed with non-monetary relief Was ... Read More »

        Monterey Financial Services, Inc. – CFPB Complaint – 1317802

        Consumer Said: “I purchased a stereo from XXXX XXXX back in XXXX 2014. I paid for the stereo in full. A month ago a collection company contacts me stating I owe {$3000.00}? I do not owe this company any more money. This is fraud.” Date Complaint Filed With CFPB: 04/06/2015 Product: Debt collection Type: Other (phone, health club, etc.) Issue: ... Read More »

          First Advantage LNS Inc. – CFPB Complaint – 1302694

          Consumer Said: “I resided at XXXX from XXXX ( see attached ), and I had a move out balance of {$110.00}. The apartment collection agency ( XXXX ) posted this on my credit report TWICE. The balance has been paid to XXXX since XXXX XXXX, XX/XX/XXXX ( see attached ), however it is still showing up on all credit bureau ... Read More »

            TransUnion – CFPB Complaint – 1299659

            Consumer Said: “I have written the credit reporting agenecies Transunion and XXXX numerous times in the past serveral months about a company reporting a debt on my file from XXXX XXXX MANAGEMENT that sent me a letter stating and i quote as it states in the letter To XXXX XXXX the purpose of this letter is to advise you that ... Read More »

              Gateway Funding – CFPB Complaint – 1303324

              Consumer Said: “On XXXX XXXX, 2015, I contacted XXXX XXXX, who is a Branch Manager ( XXXX # XXXX ) with GATEWAY FUNDING, and learned I can lower my mortgage monthly payment from approximately {$2400.00} to {$2000.00}. I was ecstatic because I would have saved over {$400.00} each month. XXXX XXXX sent me via email the DETAILS OF TRANSACTION detailing ... Read More »

                U.S. Bancorp – CFPB Complaint – 1314691

                Consumer Said: “The issue is with Private Mortgage Insurance ( PMI ) charged during Loan Payoff. PMI was charged for the whole month. After refinancing my mortgage loan, although I closed on XXXX of the month and lender charged PMI fro the whole month” Date Complaint Filed With CFPB: 04/02/2015 Product: Mortgage Type: Conventional fixed mortgage Issue: Loan servicing, payments, ... Read More »

                  JPMorgan Chase – CFPB Complaint – 1304327

                  Consumer Said: “We have our current mortgage with Chase Home Finance. Have excellent payment history. We kept getting letters about refinancing at a lower interest rate. When I did call the rate was not as low as my letter but they could still get us a lower rate than we currently have and less years. They describe the letter as ... Read More »

                    Encore Capital Group – CFPB Complaint – 1294960

                    Consumer Said: “Originally owed XXXX XXXX Credit Card. At some point they referred to collection or sold to Midland Credit Management who sent me an offer. Their letter said : If we receive {$240.00} by XXXX, we will consider your account balance paid ”! I sent check # XXXX for {$240.00} on XXXX/XXXX/XX/XX/ On XXXX XXXX, XX/XX/2015, they sent me ... Read More »

                      JPMorgan Chase – CFPB Complaint – 1310893

                      Consumer Said: “XXXX XXXX, 2015 both my checking and saving accounts where closed with out notice by Chase bank. The suspension of my account was noticed due to restriction of access to my account via Chase ‘s mobile app. Upon calling chases customer service I was informed that chase has the right to end any business relationship at anytime and ... Read More »

                        PNC Bank – CFPB Complaint – 1307322

                        Consumer Said: “I had a really great experience with PNC Mortage on my home loan. Who do I call and complain tio about good service and low rates. I don ‘ t even understand how a bank would make a loan at 2.99 % or 3.99 % and tie up their money for XXXX ur XXXX yrs at such low ... Read More »

                          TransUnion – CFPB Complaint – 1310032

                          Consumer Said: “You all have failed to use reasonable care in the course of business and failed to use even minimal procedures to ensure that I was not harmed. You all have also failed to adhere to federal regulations and violated several laws of the FCRA. *XXXX # XXXX # XXXX XXXX {$510.00}, {$770.00} Has agreed to delete all accounts ... Read More »

                            Law Offices of Palmer, Reifler & Associates, P.A. – CFPB Complaint – 1306285

                            Consumer Said: “after i was trying to figure out why i got a second notice from a city slicking debt collecting. when i called i got some foreign guy answer the phone EASILY PULLED UP MY FILE ON HIS COMP and i asked him why did i already paid this company ( he said there was XXXX companies XXXX and ... Read More »

                              TransUnion – CFPB Complaint – 1307524

                              Consumer Said: “I called Trans union and spoke to a supervisor named XXXX about a adverse account on my XX/XX/XXXX credit report, which they did a investigation on and sent me the results as deleted with a date of XXXX I am now told it was n’t verified, but that is n’t what the letter says. XXXX of the forms ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.


                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.