Home > Author Archives: Steve Rhode (page 7)

Author Archives: Steve Rhode

Will Consolidating My Student Loans Stop My Wage Garnishment?

business and office, stress, problem, crisis concept - stressed

Question: Dear Steve, Recently contacted by consolidation group about consolidating my student loans I also have a wage garnishment on my recent paystub’s from my college institution I was wondering if consolidation would remove that garnishment from my current paystub’s the person I spoke to you about the consolidation told me that that would not remove it but your website ... Read More »

    Is This Private Student Loan Company Legitimate?

    bad dog

    Question: Dear Steve, Student Loan Help, I read your article about SLS Managers and filed a complaint myself last year. I attended Westwood College Online in Colorado for Graphic Design from Aug 2008 to Oct 2010 and am paying Sallie Mae / Navient loans in the amount of 58,000 12,000 in Private and 46,000 in Federal loans for an Associates ... Read More »

      Will I Get Any Money Back from Morgan Drexen?

      asian dragon

      Question: Dear Steve, I was a client of Morgan Drexan for over 5 years, I too paid up front fees prior to any services being rendered. Plus a lot of fees along the way. I read in your column that the court gave a verdict and found Morgan Drexan guilty and ordered them to pay damages. My question is that ... Read More »

        How Can I Get My Old Bad Credit Removed?

        credit_report_errors

        Question: Dear Steve, Years ago I had a car accident and was out of work and got in trouble with all my creditors. My credit since I got healthy has been excellent but I am haunted by stuff that is 7-12 years old on my credit report My credit report is loaded with old debt 7+ years and many 10+ ... Read More »

          What Do You Think About Curadebt and Peak Legal Services?

          payday_loans

          Question: Dear Steve, Watching you site for quite a while. Recently I took out a pay day loan to help my son. Huge mistake. They are charging over 300 dollars every two weeks. We were making the payments and then got hit with a auto renewal we were not expecting. Bang! everything bounces and then we get hit with bank ... Read More »

            I’m an Attorney. Should I Default on My Private Student Loans for Law School?

            apple bobbing

            Question: Dear Steve, So you’re only the second person in the world I’m telling this to because I was embarrassed by my decision to default on my private law school student loans back in 2014, but now I’m thinking I may be a genius. So I went to law school at large private school in Manhattan. I still live in ... Read More »

              Should I Cash Out Retirement to Pay Parent PLUS Loans Off?

              bad decisions

              Question: Dear Steve, Single 60 year old woman with parent loans of $60000- 8.5%- since getting divorced have been unable to pay – loans in deferment Does it make sense to take money out of my retirement funds ($80000) to pay off the loans at this point? I am unable to save for retirement now but I don’t see any ... Read More »

                Experian Continues to Report Judgment Included in Bankruptcy

                eraser and word bad credit

                Question: Dear Steve, I filed Bankruptcy Chapter 13 in 2011 and completed in 2014. Since that time, I have tried to clean up my credit reports. With most of the issues I have had success. There is however one Reporting agency (Experian) That did nothing with my dispute about a Judgment that was included in the Bankruptcy. Most recently they ... Read More »

                  Aissac Aiono and Seila Law Deny CFPB Claim They Should Be Held Responsible

                  404 error

                  In the ongoing saga that is the Morgan Drexen mess, a new attorney was recently dragged into the quagmire. Aissac Aiono, operating as Seila Law was alleged to have taken over debt settlement clients and efforts for the chain that began with Morgan Drexen, passed through Howard Law, and now is purported to have landed on Seila Law. You can ... Read More »

                    I Lost My Job, My Husband Died, and I’m Drowning in Debt

                    church

                    Question: Dear Steve, I am 60 years old, lost my job 1 1/2 yrs ago and subsequently started my own business. I was receiving 1/2 of my ex-husbands military pension, and paying down my debt and remodeling my home. Then the bottom fell out. My house was flooded by a faulty hot water heater and very extensive repairs needed to ... Read More »

                      What Do You Think About Wealth Network Solutions Debt Relief Business Opportunity?

                      flemish cow in the field

                      A reader sent me an email and wanted to know what I thought about the recent press release and debt relief business opportunity that a company named Wealth Network Solutions had sent out. The press release seems typical. The company, Wealth Network Solutions, says they have a new web site and help people to deal with their debt. The release ... Read More »

                        Consumers Alliance Processing Corporation is Offering Me Help

                        Mature woman confused

                        Question: Dear Steve, My name is Amie and I am almost 45 years old. I became permanently disabled in 2001, due to a chemical that was passed to me by my father during his service in the Vietnam war. I have a considerable amount of debt for someone who lives off of disability and though I am not late paying ... Read More »

                          Connecticut One Strike Ruling for Consumer Law Group – Barred

                          monster under bed

                          The Connecticut Department of Banking has released information on a recent action they took against Consumer Law Group. It’s mostly the same stuff Connecticut goes after but in this case the State took a new action they might use more often; they barred the company from the state. The State said: “WHEREAS, Consumer Law Group, through its execution of this ... Read More »

                            Will I Be Chased in Mexico for My Private Student Loan?

                            Money puzzle piece

                            Question: Dear Steve, I am a Canadian who was given a USA private student loan with EdInvest that was then transferred to FirstMark Services, who now has my loan. I owe approximately 21000 USD and I am unable to make the loan payments. I do not live in the USA. I have 2 children and need the money for basic ... Read More »

                              Should I Go With Student Loan Assistance Center for Help?

                              process

                              Question: Dear Steve, Student Loan Assistance Center SLAC said that they would help me with my student loans. I currently have $307,500 worth of them right at 50 when I checked myself. I currently don’t have a source of income, and I still have two children in the home. They wanted me to come up with $799 for a loan ... Read More »

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