Home > Author Archives: Steve Rhode (page 90)

Author Archives: Steve Rhode

Foreclosure Advisers – Let’s Play Do They Comply

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A reader sent in a screen shot of a webpage that uses the American flag and the picture of President Obama to essentially sell foreclosure assistance services. It’s been a while since we played “Do They Comply” where readers leave comments if they think the advertisement does or does not comply with regulations. This page is for Foreclosure Advisers, foreclosureadvisers.com, ... Read More »

    Thomassen Law Group Generic Debt Relief Postcard Sent in For Review

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    An amazing reader Tissa send in a new debt relief mailer through my I Buy Junk Mail program. The mailer from “Fresh Start Legal Advocates” was sent from postal permit 1297 in Sacramento, California. The same as another mailer I just covered, here. But I’m not sure if Thomassen Law Group is embarrassed to use their name on the postcard ... Read More »

      Disturbing Wise Debt Relief Mailer Signed by David Hall / Indemnification & Disbursement Division

      clientservices

      An amazing reader Kiwi101 send in a new debt relief mailer through my I Buy Junk Mail program. This one is VERY Interesting because is uses the logos of American Express, Discover, MasterCard, and Visa to sell what appears to be a debt settlement program. The mailer does not easily identify who the company is behind the mailer. While the ... Read More »

        Student Loan Assistance Report Out. Shows Danger of Such Programs.

        broken piggybank with dollar notes

        The National Consumer Law Center has just released their latest report. This one is all about student loan assistance programs. While I have been reporting about this new debt relief solution, the NCLC report goes into more detail. I was happy to see they referenced a number of the articles I’ve written in the footnotes. The report is titled “SEARCHING ... Read More »

          Credit One Bank Platinum Visa Offer Review

          Capital One Offer5

          Thanks to an awesome reader, Almost Debt Free in Seattle, I have received the following credit offer to review as part of my I Buy Junk Mail program. This offer is from Credit One Bank for a Platinum Visa card to build a “solid credit history.” These type of major credit cards that report to the credit bureaus are a ... Read More »

            The Growing Impossibility of Affordable Student Loans

            college costs

            Student loan debt is an impossible crisis that is the result of the divergence of society assumptions and affordability. The chart below clearly shows how the cost of both a public and private college education, while assumed to be the path to success, is becoming out of reach. The chart shows the inflation adjusted increases in costs and as you ... Read More »

              If You Don’t Like It, Get the F Out. Australian Chief of Army is a Bad Ass Who Protects Women.

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              Now that some clear leadership from the Australia’s Chief of Army Lieutenant General David Morrison about people in the Australian Army that would demean women. I’d love to see a similar message from the U.S. military on the issue of military sexual abuse and rape. Maybe we can get this guy to drop by the Pentagon and share his message ... Read More »

                I Buy Junk Mail. Sell Me Your Junk Mail.

                You will help protect people when you sell me your junk mail.

                I’m back in the market for advertising letters and mailers (no emails) people receive promising some sort of debt or credit help. As a reward for helping me scout out the latest mailers so I can review them I’m reinstating my “I Buy Junk Mail” program I offered a few years ago. Why I Do This I’ve found the best ... Read More »

                  Student Loan Infographic. Yep, Student Loans Suck.

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                  Read More »

                    Payday Loan Reality: What It Is, What It Does, and Who Falls in the Trap

                    Concept of daily routine

                    The kind folks over at Pew Trust did a great series on payday loans to help make them more understandable. The videos help to explain the pros and cons of payday loans and why they can be helpful for some and incredibly expensive for most. The payday loan issue is another one of those situations where when used appropriately it ... Read More »

                      I’d Love to Find a 10 Year Loan to Consolidate My Credit Cards. – Lori

                      raising hand

                      “Dear Steve, $27k in revolving debt and another $20k already set up in low rate repayment schedule loans of debt. I just want to know if any banks offer consolidation loans for a 7 year term where they take our cards, issue payoff checks and cut our cards, anymore? I so want to pay off our debt the right way ... Read More »

                        I’m Worried About My Dubai Debt in Scotland. – John

                        Eilean-Donan-Castle scotland

                        “Dear Steve, You have probably heard this a hundred times Steve, but I have lost my job in Dubai and am in debt through a personal loan from a bank called Emirates NBD to the tune of AED 180,000. My wife is pregnant and I do not want to risk jail on default so we are returning to the UK ... Read More »

                          I Work for a Debt Relief Company and Have a Question About a Client. – Chris

                          Adult Ed - Questions

                          “Dear Steve, I work for a debt settlement company. A client believes he is free from debt after 4 yrs if they havent collected. Is this true? Chris” Dear Chris, I’m very happy to assist you to help this client. I believe the client is talking about the statute of limitations. The only states it is four years are California, ... Read More »

                            Sanctuary Belize, Andris Pukke, Todd Cook, Peter Baker & Ameridebt

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                            Please see updates on July 15, 2013 and July 23, 2013 to this article at bottom. Recently tips and information has been trickling in regarding an old debt relief industry name I had not heard for awhile, Andris Pukke. Pukke was nailed by the FTC for his operation of Ameridebt and even did some jail time for it. You can ... Read More »

                              Will My Tribal Payday Loans Recognize My Chapter 7 Bankruptcy? – Alice

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                              “Dear Steve, Just filed chapter 7 bankruptcy after years of struggling and I have 2 internet tribal loans. I currently have 2 internet loans – Great Plains & Plain Green. I have had multiple instances of these loans over the last couple years & paid all of them back in full & on time. And I have been paying on ... Read More »

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