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Home > Author Archives: Steve Rhode (page 90)

Author Archives: Steve Rhode

I Want to Charge Dominic DeSandro of Freedom Financial With Theft. – Phil

White Collar Criminal

“Dear Steve, I too am a client of Freedom Financial (www.christiandebtlaw.com) . I made monthly payments via bank draft for about 3 years to a “savings” account that Freedom Financial set up for paying settlements. Freedom Financial initially paid 2 of my accounts just as they said they would, then they haven’t paid anything since. I am no longer sending ... Read More »

    What is the Best Way to Settle My Student Loans With National Enterprise Collections? – Tina

    Drive Carefully

    “Dear Steve, I have many loans from school but one that was originally 9,000 that has had an unafforable payment for me of 208 dollars for over a year i have sent them a paymeny of 50 dollars in good faith. Of course that didnt help and i went into default and have recently been sent to national enterprise collections. ... Read More »

      My Parents Are Draining Their Retirement to Pay Their Bills. – Nora

      black-hole narrow

      “Dear Steve, My parents have some financial difficulties and I am not sure how to advise them regarding how to get out of debt and stop spending so much from their retirement account. I am living with them but I have credit card debt of about $15,000. We need to know next step overall- if we should move. and if ... Read More »

        Our Local Banks Won’t Refinance Our Country Property. – Jeff

        Friesian Dairy cows in a green pasture.

        “Dear Steve, Our mortgage was paid off in 2000. We refinanced in 2003 at 5.37% we owe 130,000.00. Went back to same lender to refinance for a lower rate (2.95 at the time) and everything was perfect as far as income/debt/credit, etc….however, they could not find enough comps for the appraisal. The work-up appraisal was 200,000.00….however the comps they found ... Read More »

          How Can I Feel Good About Resolution Law Group? – Randy

          old man headache

          “Dear Steve, I have read many of your articles about mortgage debt reduction. I am a little confused here. Is there not one “boutique” law firm in your opinion that really is trying to do something for us? I have read your postings about Resolution Law Group and am actually dealing with them now. I believe my mortgage was definitley ... Read More »

            My Ex-Husband Isn’t Paying the Mortgage Like He’s Supposed to. – Lisa

            Divorce

            “Dear Steve, I was married for 25 yrs to my ex spouse, and prior to our divorce the plan was to sell our home in California & move to Texas. In the meantime after purchasing a home in Texas, he decided to divorce me. I live in Texas and he remained in California living in our former home. Since that ... Read More »

              Our Attorney David Rogers Took Cash to Modify Our Mortgage and Then Dropped Us. – James

              End of stress.

              “Dear Steve, I need to schedule a call with someone as this issue cannot begin to be covered in 6 pages. Chase has neglected any and all communication with us, they never helped us with any loan modifications to reduce the monthly amount, no one ever kept files or records. We hired an attorney by the name of David Rogers ... Read More »

                Should I Use GreenPath Debt Solutions and Sell My Timeshare? – Briana

                Old rundown building.

                “Dear Steve, I have $20,000 of credit card debt and I own a timeshare that I can use every other year. I am interested in looking for a path to be debt free and possibly sell my timeshare. I don’t know where to start, and I have heard that timeshares are difficult to sell. I have been researching my options, ... Read More »

                  How Do I Get My Master Promissory Note From American Education Services? – Rosey

                  Student Loan Corkboard Concept

                  “Dear Steve, Cannot obtain my Master Promissory Note from my consolidated private student loans. The private student loan consolidation was done through Xpress Student Loans. Xpress Student Loans has become American Education Services. They say they do not have the promissory note for the private student loans that I consolidated with Xpress Student Loans. They told me to contact the ... Read More »

                    I Used a Online High School Diploma to Enroll in Hair School. – Jessica

                    money

                    “Dear Steve, In 2009 I took out a student loan for hair school. The requirements were to have a high school diploma. I used a highschool diploma I got online to enroll. Everything seemed ok fine and went peachy I was approved for pell grant, subsidize , and unsubsidize loan. The lady that enrolled me and did my fafsa there ... Read More »

                      What Repaying Your Debt Will Cost You in Retirement – Calculator

                      What Will Debt Repayment Cost You in Retirement?

                      This calculator demonstrates the future retirement financial loss you may experience when electing to repay your debt with an extended repayment program offered by creditors, credit counseling or debt settlement, rather than intervene on your debt with solutions like bankruptcy which terminate the debt quickly and allow you to resume saving again for retirement. Calculate how much repaying your debt ... Read More »

                        Helped a Friend Get a Car. Now They Won’t Pay. – Mel

                        car keys

                        “Dear Steve, I friend of mine, Friend A, purchased a car for Friend B in Friend A’s name in January of 2011. They agreed verbally that the car would be the “possession” of Friend B (even though it is in Friend A’s name) and that Friend B would pay all the payments for the five year term of the loan ... Read More »

                          My VA Mortgage is Being Foreclosed on. Will They Garnish My Social Security? – Harlan

                          Military

                          “Dear Steve, I am 68 years old and I draw social security retirement benefits. I also work as a sales associate for a retail company I hav a va home loan that is in forclosure. Can the va garnish my social security retirement benefit? Also, can they freeze my bank accounts? Harlan” Dear Harlan, That is an excellent question. Since ... Read More »

                            I Filed a Chapter 13 Bankruptcy and a Creditor Got a Judgment Against Me. – Joanne

                            monster under bed

                            “Dear Steve, I filed for Bankruptcy in 2010, while in the process of doing so one of my creditors went to court to receive a judgement against me. This company was informed that I had filed for bankruptcy but pursued there claim. On my credit report it shows that I have a judgement against me however they have never pursued ... Read More »

                              I Got Into Trouble With a Bill Me Later Account. – Anita

                              whispering

                              “Dear Steve, MY UNCLE HAD AN ACCOUNT WITH BILL ME LATER FOR MANY YEARS. HE RECENTLY PASSED AWAY AND THIS ACCOUNT WAS STILL USED. I HAD MADE PAYMENTS ON IT REGULARLY. THEN BML CANCELLED THE ACCOUNT AND I AM RECEIVING LETTERS FROM SIMM ASSOCIATES ADDRESS TO MY UNCLES ESTATE. CREDIT LINE WAS INCREASED PERIODICALLY FROM $1,000 TO $5.500 IN VARIOUS ... Read More »

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