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Bankruptcy Related

I’m Looking for a Bankruptcy Attorney in Fairfax, Virginia. – Ann

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“Dear Steve, I’m in Fairfax County, VA area. I am 4 months behind on house mortgage (HFC – foreign owned). Own tree service and am a partner in a small struggling marketing firm. Anyway, I have been in the tree service for almost 12 years and while it is always slower in the winter, yet at some point in March ... Read More »

    My Mortgage Was Discharged in Bankruptcy But I’m Still Paying It. – Cliff

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    “Dear Steve, I lost my job and we had to file bankruptcy in 2011. As of August we were discharged form everything including 1st and 2nd mortgage. Our 1st is 242000.00, 2nd is 43000.00. Our home value is below 200000.00. During the bankruptcy BOA transfered our loans to new lenders, the second went to greentree and is reporting correctly on ... Read More »

      What Should I Expect from Macey Bankruptcy Law?

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      “Dear Steve, I was unemployed for while and living on CC to survive, I now have a job but cannot get out of the whole I put myself into trying to get by while i was unemployed. My interest rates are so high and i can only afford to pay minimum payments, therefore getting no where in paying them off. ... Read More »

        I Just Completed My Bankruptcy But I Have Lingering Bills and Creditors. – Carlynn

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        “Dear Steve, Well, I completed bankruptcy in November, 2011. I still have some hanging bills/creditors I need to clear and close out and I am in a worried, stressful situation where I have ran out of financial aid to complete my doctorates program at Argosy Atlanta University. I have applied for loans and have been denied. I am wondering if ... Read More »

          My Husband is Worried About Losing His Job if He Files Bankruptcy. – Sarah

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          “Dear Steve, My husband and I have $25,000 of debt on a Chase Visa Card. The card in his name with me as a co-signor. He is in a commission only job that has suffered greatly in recent years and I have a regular job making 47k a year. We live in Florida and have one child. We have a ... Read More »

            My Husband Wants to File Chapter 7 Bankruptcy and Thinks I Should File Chapter 13. – Cathy

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            “Dear Steve, Husband’s employer closed. He is now receiving Social Security and unemployment. I work a full-time and part-time job and have a little pension check. Our credit card debit is no longer manageable. My husband wants to file chapter 7. He thinks I should file chapter 13. I co-own some property and have $20,000 left in my 401K. If ... Read More »

              I Want to File Chapter 7 Bankruptcy and Keep My House. – Mar

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              “Dear Steve, I have retain a lawyer for ch7. I am in default for my mortgage for 6 months due to disability. My lender called me 3x for update status. I informed my atty. and he advise me i can call them back BUT not to mention I have an atty. for BK. Should I tell the lender I am ... Read More »

                I Want to Avoid Bankruptcy for Fear of a Background Check? – Monse

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                My business failed after 17 years. I Will not bore you with the details. This was my family main source of income. I guaranteed all business loans for the business including two SBA loans. I have just received a Summons from AMEX for one of the accounts, expecting several others to follow, as I am unable to make payments (any) ... Read More »

                  I Filed Bankruptcy Myself But Not Clear if My Student Loans Were Discharged? – Michael

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                  I was discharged through chapter 7 in Oct. 2011. I have two loans in question. One from Wells Fargo and one with the University of California, Davis. I want to know if either were discharged. The loan from UC Davis was issued from the University. They deposited money into my account after I submitted an application for a short term ... Read More »

                    Can I Accept Responsibility and Pay Off My Debts Without My Husband’s Assistance? – Debt

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                    I am 47 years old with credit card debts totally about 15K and Student Loans in excess of 30K. I married my husband 2 years ago in order to provide health insurance for him and his son due to employment changes. Shortly after our marriage, my employer decided to close the doors where I was working – leaving me with ... Read More »

                      Should I File Bankruptcy After My Divorce? – Marie

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                      I was married for 11 years. My credit was always in good standing and I paid my bills on time. My now ex-husband and I kept all of our banking and credit card accounts separate. Reason being is that his credit was really bad. Due to helping bail him out of financial disasters over the years and having to use ... Read More »

                        I Can’t Afford My Chapter 13 Payments And Worried About Foreclosure Deficiency. – Lars

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                        I am recently divorced and due to hardship filed for chapter 13 bankruptcy. After 5 months of negotiations with the trustee; it has now become questionable if I am able to do the chapter 13 and still make monthly ends meet. Based on the latest proposal from the trustee; I would need to pay approximately 1000 per month to the ... Read More »

                          Should We File Bankruptcy? – Rosi

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                          Currently, my husband and I are down to 1 income after I was laid off 3 years ago. We live in Southern california…where cost of living is high. Our annual salary is approx $45K. Due to my lack of work, and some bad spending choices over the years, we have accrued 50K in unsecured credit card debt. We at this ... Read More »

                            How Can I Find a Pro Bono Bankruptcy Lawyer in Massachusetts? – Fran

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                            I had a high credit rating(785) and then hardship hit, wife lost job then eventually benefits, medical issues in the family, I had only savings left and had 1 big credit card bill for about 20k, I called the company (BoA) and told them my situation and was willing to pay 50% settelment and they refused, asked for better rates ... Read More »

                              Will Their Chapter 13 Payment Go Up? – Mike

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                              “Dear Steve, My personal “definition” of bankruptcy goes something like this: you have fewer assets than liabilities and you contract with an attorney to negotiate payment/payoff options with your debtors, the plan is then presented to a judge for concurrence, and you begin making monthly payments to someone to satisfy your obligation. I thought, perhaps erroneously, that the bankruptcy decree ... Read More »

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