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How Do I Get My Title Back from Title Loan Company After Bankruptcy?

Question: Dear Steve, We had a title loan at TitleMax on a 2005 Olds Alero. We filed bankruptcy & it was discharged. We need the title so we can get rid of the car. John Answer: Dear John, First, let me be 100 percent clear, I am not an attorney. I can’t give you legal … Read more

How Can I Get Legal Help to File Bankruptcy For Free?

Question: Dear Steve, Had accident last July 2018. Hospitalized from July to August. Transferred to rehab from Aug to Oct 2018. Lost mobility in legs .. could not walk until Sept. Therefore have not been able to work. Still had debts I’m responsible for but no income at the moment. Living with Son and his … Read more

Can I Really Eliminate My Private Student Loans With Earnest in Bankruptcy?

Question: Dear Steve, I have good credit and was able to refinance my $180k student loans with a company called Earnest – a student loan refinance company. Now that the student loans are with Earnest, can those loans be included in bankruptcy like any other loan or are they still protected from bankruptcy like typical … Read more

I Got the Courage to File Bankruptcy and Now I Want to Rebuild My Credit While Living Outside the U.S.

Question: Dear Steve, I just started the process of declaring bankruptcy and man, it’s taken a few years for me to even work up the courage to get to this point. For me, bankruptcy is a chance for me to really start over, and focus on my financial future, as I have been barely able … Read more

Our Chapter 13 Bankruptcy Will Be Over Soon But I’m Worried We Suck at Money Management

Question: Dear Steve, Hi! My husband Dave and I have been married since 2005 and It is our second marriage. We are soulmates and have a very strong relationship. He has no children of his own and I have two ages 19 and 26 years. we were financially stable and built a brand new home … Read more

Railroad Retirement Income Is Less Than My Husband Estimated Before He Passed

Question: Dear Steve, Dec. 19, 2016 my husband died after a 6 year battle with Stage 4 Colon Cancer. Railroad Retirement did not pay anything close to what my husband told me to expect and since he was so sure it was so good he never considered an Insurance Policy, as he also insisted he … Read more

I’m Drowning in CashCall and CashNet Loans and Should I Consider Bankruptcy?

Question: Dear Steve, I’m currently living with my mom and sharing half the rent for a 1 bedroom apartment. I work full time as a security officer for [ ] San Francisco. Age 33. My mother is 68 yrs of age. I have taken out money loans from lenders such as CashCall, CashnetUSA, and 3 … Read more