Articles and posts about consumer bankruptcy can be found here. Chapter 7 bankruptcy and chapter 13 bankruptcy are the most common topics covered.
“Dear Steve, Live in NY Wife only credit card debt 40K (her credit score is 640) My credit card debt 9K (my credit score is 735) House in my name only (both deed and mortgage) I live in New York State and in May of this year I was lost my job. Luckily I was …
“Dear Steve, Like a lot of people on this site I am in a difficult situation. I wrote to you about my case a few days ago. I got an answer and I am a little confused because from what I have read for other people, it looks like the answer is most of the …
“Dear Steve, Always had great credit, but know can’t make the credit card payments. We have 45,000.00 in credit card debt. I was layed off my the company I worked for 30 years. It took me a year and a half to find another job, not make much less than before (1,588.00 bring home a …
“Dear Mitch, Currently In Chapt 13 status. The entire debt is 941 from a business that went under. My chapter 13 pay out is 50% of my salary. After I make my car payment and insurance and gas, I have less then $500 a month for food, rent utilities clothing etc. How in the world …
“Dear Mitch, In 2006, I co-signed on a loan for my sister. I really didn’t want to do it but it helped keep her out of jail. Needless to say, a debt collection agency is after me now to repay the loan. I filed bankruptcy in April of this year and it was discharged at …
“Dear Steve, i have 65000 in credit and installment debt we lost one third of our income in last year signed with debt settlement law firm in april initial fee 2895 they have settled 2 accts. which they receive 20% of money saved we have pd 7195 in 7 months . for one acct. they …
“Dear Mitch, I received sallie Mae student loans to go to school. After going to school, my disability became worse and I am now unemployable due to having seizures. There is a debt of over 20 thousand and my social security income of $720 a month. I have informed them multiple times of my situation …
“Dear Mitch, trying to purchase a motorcycle I am trying to buy a motorcycle that has a lien on it from Household Retail Services, the guy tells me they have been bought out, he tells me the bike is payed off, but he cant find out how to get the lien released, if i buy …
“Dear Mitch, have been unable to pay on cc debt for approx 12-13months due to family crisis and work loss combined with rising costs just to buy groceries and pay essentials(electric, etc.). At this point most are in collections, one is actually suing me. My medical bills take up a big chunk of my money …
“Dear Mitch, Used car. I started out July 2007 paying over 30% interest. Car is Mazda RX-8, 2004. I signed a contract for 7 years with some bank to pay $440.00 a month for 7 years. Now car payment is in collections since April or May of 2011. I’m retired disabled Air Force Veteran. I’m …