Consumer credit counseling subjects and topics can be found here. A discussion of consumer credit counseling and the impact and benefits it may have are discussed here.
“Dear Steve, I have constant mail about my finances as I have never contacted anyone. I recieved a letter from U. S. Council for Consumer Debt Relief saying I had qualified to participate in this Mon Profit 501c-3 creditor sponsored program. It says they are not affiliated with debt settlement and NO COST to enroll …
“Dear Steve, I am contemplating whenter or not I should sign up with MMI–Our credit is in the crapper, due to over 4 years of underearning. I finally got a job, my husband’s job is also steady and still we cannot manage. I had to take a long look at things and realize that we …
“Dear Steve, I have trying pay off my credit cards for some time and tired of not paying them off. I looked into Clearpoint debt management but I’m worried. I have good credit 740. I have a total of 4 cards with most close to maxed out. Clearpoint says they can lower interest on cards …
“Dear Steve, i’m a single disabled sick mom making only 1842 monthly on disability and in 2 yrs. i lose my son’s portion which will bring me down to an income of about 1200; i have a house with an 8.5 interest rate and about 28,000 in credit debt and some medical bills and ongoing …
“Dear Steve, I just finished paying off my credit cards thru credit counseling, bought a house. I then applied for credit card, got denied due to being in credit couseling. How long should I wait to re-apply again? In the mean time, what could i do to erased the credit counseling on my report? Lyna” …
“Dear Steve, I would like to consolidate my credit card debt into one payment to lower my payments and can see a end date. What is the best way to do this and what company can help? I don’t have extra money to pay down. Michelle” Dear Michelle, That’s hard to tell just based on …
“Dear Steve, Trying to consolidate credit cards need advice on a consolidation company. My husband and I are trying to consolidate his credit cards to lessen the interest rates and hopefully pay off the credit cards a lot sooner then by paying each credit card company individually. We are looking into In Charge Debt Solutions …
“Dear Steve, I had been a client of A New Horizon Credit Counseling Services for 4.5 yrs. I would have paid off all my debt in February. About a month ago we got word that they were turning over their accounts to Consolidated Credit Counseling. I filled out the Docu-Sign document to transfer the account …
“Dear Steve, Can I trust Take Charge America? I had read a little bit about Take Charge America on your site. I noticed they had filed a lawsuit with the IRS and laid off employees, but my creditor Wells Fargo referred me to them, so I completed what they call a financial assessment. I gave …
“Dear Steve, My cousin has a credit card with Best Buy, it has a very high interest rate and she wants to lower it. She has gone to one of her church meetings and this company (Trinity Debt Management ) was recommended to her. Is this a reliable business? It seems to me that they …