My Mom Passed Away and I’m Paying Her Old Credit Card Bill


“Dear Steve, My mom recently passed away and she has a credit card in her name on which I was an authorized user. My Dad who is still living was not on the account and did not know she had the card. I have been paying the bill for the last few months as my Mom was ill before her ... Read More »

    My Husband Passed Away and I’m a Chapter 13 Bankruptcy. – Alicia


    “Dear Damon, My husband passed away Febuary 16 of this year and was very sickly all of 2012 with leukemia and when he got sick lost his job 2 month after finding out he was sick. Money situation got bad he was able to get long term disability insurance it helped with some of the bills but it was not ... Read More »

      I Have Been Diagnosed With Terminal Prostate Cancer. What About My Debts? – Dave

      middle age couple

      “Dear Steve, I have been diagnosed with advanced prostate cancer which is terminal. What will happen to my debts after my death, would it be better to make myself bankrupt before this happens as I have no assets whatever? Dave” Dear Dave, First off I’d like to send you out a big virtual hug and wish you a peaceful journey ... Read More »

        My Father Died Recently. Is My Mother Responsible for His Credit Card Debt?

        Isolated wings

        “Dear Steve, Dad recently passed away. He had one credit card in his name, with mom as an authorized user. Balance on the card is approx 10K. They live in WA state, which is generally a community property state, however they legally disolved the community property agreement and all assets were put in moms name months ago in case she ... Read More »

          My Husband Passed Away and Now I’m Trying to Make It On My Own. – Barb

          Isolated wings

          “Dear Steve, Since my husband passed away several weeks ago, I no longer have his income to count on for our bills. I’m already fighting foreclosure so it’s no surprise that I’m having a tough time trying to carry the load alone. I’m working on plans to grow my small business as well as some other sources of income but ... Read More »

            My Mother Passed Away and It Was Devastating. She left a Couple of Homes. – Nancy

            Isolated wings

            “Dear Steve, I desperately need advice. My mother passed away just over 2 years ago, which was devastating for myself and 3 siblings. She owned a house in america (Florida to be exact), which was in negative equity, none of us were financially able to manage this property and therefore have just left it, which I’m sure was the wrong ... Read More »

              My Husband Just Died and Now I Have an Unaffordable Mortgage and Bills. – Phyllis

              Isolated wings

              “Dear Steve, Four years ago my husband had a stroke and was unable to work. we have gone thru all our money to stay in the house. my husband just died and now no soc sec check. tried loan mod and was turned down and said I did not send in what was ask for .I told amber that was ... Read More »

                My Husband Died Owing Medical Bills. Can They Take Our Tax Return? – Theresa

                Isolated wings

                “Dear Steve, My husband passed away in July. He didn’t have an estate or life insurance. He has 2 outstanding medical bills. Will they be able to take any of our tax return. The bills have not gone to collections yet. Help!!!!!!!!!!!!!!!!!!!!! Theresa” Dear Theresa, Creditors can only look to his estate for collection of his debts. If you have ... Read More »

                  My Life Partner Died Suddenly and Left Me Sinking in Foreclosure. – Barb

                  Young stress woman

                  “Dear Steve, My question is regarding avoiding foreclosure but the nature of my circumstance is rather unusual. Let me start by explaining that I just recently learned that my life partner of 20 years was over a year behind on our mortgage payments when, about 2 months ago I answered the door to a foreclosure notice from the bank. There ... Read More »

                    My Mother Passed Away Owing a Judgment to Capital One. – Matthew

                    closeup of a gavel on cash, from above

                    “Dear Steve, My mother passed away from cancer this year and she had a judgement against her for a credit card debt from capital one for like 8 grand. She did not have much money and a lot of medical bills and we do not want to spend all the estates money on a judgement from a stupid credit card ... Read More »

                      I’m Unable to Pay My Debts After the Death of My Husband. – Lula

                      Ready to Collapse

                      “Dear Steve, Unable to pay all debts after death of husband. Since my husbands death in 2009 I struggled to pay the debts. Finally had to stop paying on four of them. Now, Capital One is taking me to court next week. Will they be able to freeze my bank account since only Soc Sec is my only income and ... Read More »

                        My Father Passed Away Leaving Bills and No Will. What Now? – Lynn

                        Ready to Collapse

                        “Dear Steve, Father recently passed leaving aroung 7000.00 in personal debt, no will , no assets ,no one in charge, only life insurance to cover services with me as survivor. Who becomes resonsible for these bills. All in his name only. I was however on his checking accout to pay his bills, He deposited Just enough each month to cover ... Read More »

                          I was widowed and left with small children and big debts. – Luen

                          Ready to Collapse

                          My husband died and I borrowed against the family home. My son was terminally ill, i had a 12 month old as well so couldn’t work. The bank forclosed, sold the house and couldn’t get all that was owed. It turned out I only owned a third share as husband died intestate. I recieved one letter stating I owed the ... Read More »

                            What is “payment of intent” in regard to collecting a debt? – Jeri

                            Ready to Collapse

                            My husband passed away this month and he had a Sam’s Club account in his name that they are trying to collect on. The collector said I could settle for 85% of the balance OR make a “payment of intent” but they don’t say how much that is. There is no estate as our only income was from social security. ... Read More »

                              I Was Widowed a Few Weeks Ago and Left With Debt. – Jerry

                              Ready to Collapse

                              “Dear Steve, I was widowed just a few weeks ago and we were living on Social Security with no retirement income. Now I will only have my husband’s Social Security and not mine so will be trying to make it with less income. I have balances of $5200, $6200, and $7500 on three credit cards and know I will never ... Read More »

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