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Debt Collector

How Can I Get the Debt Collector to Stop Bothering Me?

Debtstar

Question: Dear Steve, I’m getting really tired of being hassled for an old debt I don’t owe. I keep trying to explain to the debt collectors that I don’t owe the bill they keep trying to say I need to pay. What can I do? Mary Answer: Dear Mary, Being chased for a debt you don’t owe is not fun. ... Read More »

    The Hospital Turned Me Over to Collections. Can They Do That?

    debt1

    I recently had procedure at hospital. Insurance paid their part. I have my part to three different people. I tried making arrangements with hospital of $100/month – they said that’s not enough for it to be paid in 6 months. I said what’s the deal with 6 months? She replied that if I don’t have them paid in full in ... Read More »

      My Ex Was Supposed to Pay the Debt in the Divorce But They Are Coming After Me

      Divorce

      “Dear Steve, I was divorced in 2007. It was an amicable split and, as stipulated in the divorce decree, I took some of our combined debt and she took one of our debts in the form of a bank credit card. She remarried and together she and her new spouse decided not to pay on the debt that she assumed ... Read More »

        Her Husband Died and the Lawyer Threatened to Take the House

        hiding

        “Dear Steve, Friends husband died from cancer and failed to show up at court hearing for collection suit on credit cards. After his death, collection agency(said they were an attorney) threatened to take her house if she didn’t pay off his debt. This debt was incurred before they got married and he carried into the marriage without telling her about ... Read More »

          The Debt Collector Said I Will Be Arrested So I Paid a Debt I Didn’t Owe

          afraid alone

          “Dear Steve, “I was called about a debt that supposedly I owe I was in a consolidation payday debt agreement and I thought all of them had gotten paid got called about sending the police to arrest me at work. Did not want the embarrassment nor the file on my teaching record, therefore, I paid the debt $1200.00 in two ... Read More »

            Can I Take Advantage of a Debt Collector Settlement Offer Error?

            hiding-1

            “Dear Steve, A debt collector mailed me a bill for the total amount of $308.00. It stated in the letter that they are offering me a settlement of 75% on the past due amount. It then stated two times on the letter that the settlement amount will only be $2.31….yes $2.31. I called them to pay the $2.31 and the ... Read More »

              I’m Being Sued Over an Old Debt I Don’t Recognize. What Do I Do?

              Fight Back - Red Button

              “Dear Steve, Some debt collector has been contacting me by phone about an old debt I know nothing about and saying I am going to miss my court date in a state I have not lived in for 10 yrs. Can they file a law suit if you are not notified in person? Donna” The Answer Dear Donna, I don’t ... Read More »

                How Do I Get My Old Sears Account Off My Credit Report? – Priscilla

                puzzle

                “Dear Steve, I had a credit card with Sears back in 1996 and due to job layoff’s I fell behind in payments and the account was sold to a collection agency. Well over time I used other credit cards and I was out of control that I used a credit counseling agency to help me pay down my debt. Well ... Read More »

                  Can I Get Macy’s and Capital One to Please Charge Off My Credit Cards? – Brigitte

                  End of stress.

                  “Dear Steve, I live in California, I’m 55yrs old woman, my 3 daughters just finished college, last month I lost my job, I have 2 credit cards, one is Macy’s for $5,000 and the other Capital one for $5,000, do you think if I call them and let them know I’m unemployed they will charge off my cards? is it ... Read More »

                    It’s Been So Many Years But First Card Visa Collection Company Contacted Me. – Sally

                    hiding-1

                    “Dear Steve, I was contacted by a collection agency regarding a First Card Visa that was opened in 1991 and closed as a charge off in 2006. They just contacted me yesterday and it’s 2013! Can they still collect from me even though it was a charge off? I am aware that collections is big business and they coming out ... Read More »

                      A Directv Collection Agency Took Our Money. – Georgia

                      Money puzzle piece

                      “Dear Steve, MY QUESTION TO YOU STEVE,IS MY HUSBAND AND I PAID OFF A DEBT OVER A YEAR AGO, AND WE STILL HAVE THESE COLLECTION AGENCY CALLING US. IS THERE ANYTHING WE CAN DO ABOUT THAT? ALSO WE HAVE JUST MOVED IN TO A NEW PLACE AND WE CALL DIRECT TV FOR SERVICES THEY TOOK ALL OF OUR INFO AND ... Read More »

                        Can the Original Creditor and Debt Collector Report the Same Account Twice on My Credit Report? – John

                        money

                        “Dear Steve, Can the original debt grantor continue to report your debt to credit bureau’s after they have turned the debt over to a collection law firm. They show one balance the debt grantor and the collection company shows a larger balance. John” The Answer Dear John, There are a number of issues here. The first is if the collection ... Read More »

                          The NCO Debt Collector Lied That I Could Settle My Private Student Loan Debt. – Matt

                          crime scene

                          “Dear Steve, The background information is something like this: I went delinquent on a student loan (private) after a period of financial hardship. It defaulted and went over to NCO Financial for debt collections. I wasn’t sure how the whole process worked at the time, and I started a payment plan. My agent at NCO was named John and would ... Read More »

                            How Do I Get Midland Credit Management to Stop Calling Me?

                            blank screen mobile in woman hands

                            “Dear Steve, Calls started mid October 10/12. Always let unknown calls go directly to VM. Multiple calls – never a message. Sent Cease & Desist letters via certified/return receipt to both of the published California addresses on 11/16/12. Received both return receipts. Calls started again n 11/26/12 – 19 calls to date. I have NEVER spoken with a representative of ... Read More »

                              My Friend Asked the Collection Company to Validate a Debt But They Are Still Contacting Them. – Edward

                              404 error

                              “Dear Steve, A friend of mine told me that after an 8+ year association with a cell phone carrier, when changing to another carrier, the prior said she owes @ $500.00. When contacting the carrier, she was told there was a change on her account in 2012 that made a “new agreement.” But this “change” could not be verified. Shortly ... Read More »

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