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Debt Collector

How Do I Get Midland Credit Management to Stop Calling Me?

blank screen mobile in woman hands

“Dear Steve, Calls started mid October 10/12. Always let unknown calls go directly to VM. Multiple calls – never a message. Sent Cease & Desist letters via certified/return receipt to both of the published California addresses on 11/16/12. Received both return receipts. Calls started again n 11/26/12 – 19 calls to date. I have NEVER spoken with a representative of ... Read More »

    My Friend Asked the Collection Company to Validate a Debt But They Are Still Contacting Them. – Edward

    404 error

    “Dear Steve, A friend of mine told me that after an 8+ year association with a cell phone carrier, when changing to another carrier, the prior said she owes @ $500.00. When contacting the carrier, she was told there was a change on her account in 2012 that made a “new agreement.” But this “change” could not be verified. Shortly ... Read More »

      Account Corp is Collecting a Debt From Me But Can’t Clarify the Balance Due. – John

      calculator

      “Dear Steve, Debt with R.C.Willey ,that due to emergency health situation ,it went to Acct Corp of Nevada as collection. Per Account Corp principal of debt was $8,881.48 , Contractual collection fees of $2,960.49 of which RCWilley has reduced to $2,018.52.contracual interest of $5,230.78 which there client R.C.Willy has agreed to reduce to 0. I have R.C.Willy’s transaction history on ... Read More »

        I Want to Make Money Fast by Buying Discharged Debt and Tax Liens. – Mc C

        crime scene

        “Dear Steve, I just got out of debt by a thrid party company purchasing my debt. So of course….now, I want to buy a debt package that can yield about $25k for $350 bucks. Steve??? Is it even worth it? I’m fearful about buying debt with BK attached, especially Chap#7. It’s either buy debt or buy tax lien certificates? Which ... Read More »

          I’m Losing Sleep Over Debt Collector Threats. – David

          don't give up

          “Dear Steve, On April 10,2013 My wife got a call from someone with a forgin accent who told her that they have criminal papers with my name on them breach of contract/fraud for a payday loan that I supposed to have taken out sometime in 2008, I have not got any paper work on this I don’t know where the ... Read More »

            Comcast Claims We Didn’t Return a Cable Box Six Years Ago. Now What? – Sheryl

            pain

            “Dear Steve, I was a comcast customer Years ago. I returned all of my gear and i just received a bill for almost $1100. They are saying that I did not turn in my gear. Remote Control and Cable Box. It has been almost 6 years since I canceled my service with them. This is crazy. It is going to ... Read More »

              Can I Settle My Old Debt With the Debt Collector? – Josh

              No problem

              “Dear Steve, I am 23, almost 24 years old and moved states about 2-3 years ago for a new job. I have owned a credit card since I was 18. I have always paid my balances on time and never had any problems, ever. I now have a debt that I owe of 6,208. With about 4,000 of what I ... Read More »

                It’s Not Fair That I’m Paying Back Really Old Debt. – C

                money down the drain

                “Dear Steve, A divorce in 2005 caused a significant nose dive to my credit. I am now financially secure to pay my creditors (department cards, one revolving bank card, student loans). 2005 seems to continues to haunt me. I had two major credit cards default. Both card account are no longer on my credit report. Card #1 I have made ... Read More »

                  Bank of America Sold My Debt to North Star. What Now? – Jane

                  contemplate

                  “Dear Steve, Bad credit due to financial hardship/reduction in my income. My Bank of America was charged off and sold to North Star last Feb. 28, 2013. North Star has called but I have not answered. My question is should I contact them and pay this debt or just not contact them at all. I want to work on getting ... Read More »

                    Portfolio Recovery Associates Sued My Wife on Disability. – Frank

                    closeup of a gavel on cash, from above

                    “Dear Steve, My wife and I both became disabled and she had to go on Social Security Disability in 2008 and I had to go on Retirement/Disability from the US Department of Defense Civil Service in 2004. Needless to say our incomes dropped substantially and we could no longer afford our credit card debts. My wife received a letter from ... Read More »

                      We Paid Our Lowe’s Credit Card Debt and Got Our Bank Account Frozen Anyway

                      punched-in-face

                      “Dear Steve, I had a Lowe’s credit card balance 700. I was late paying, do to some financial challenges. I borrwoed money to get caught up on debts, went to store and paid balance. Several years later (4) a collection agency sent a letter asking for 1800 dollars, to shelter me and thinking he was helpful, my husband setup arrangements ... Read More »

                        A Guy With an Indian Accent Says I Will be Arrested for an Old Payday Loan. – Cha

                        scam

                        “Dear Steve, I had a pay day loan that i default after a few payments because of personal situation that i had very little control on. Now i am getting calles from an indian accent person threating that cops will be sent to my house or work place to arrest me on felony charges and that I will need a ... Read More »

                          My Elderly Neighbor is Getting Debited by a Debt Collection Company. – Ann

                          Elder Care

                          “Dear Steve, I am helping a 78 year old neighbor with diminished capacity get settled into an extended-care facility, and noticed that there is an amount of $99.02 starting to come out of her bank account paid to a JJD Collections LLC in California. Her social security is $675 a month, and her section 8 rent amount is $515.15, and ... Read More »

                            Capital One Collector is Threatening to Sue Me. – Becky

                            medical-bills

                            “Dear Steve, I have a credit card debt with capital one. I havent heard from them in over 8 yrs…a Collection agency called today and asked Me questions…if i worked last yr…am i Getting a refund. Etc. He said he is going For a judgement against me. Can the garnish my wages? Can they take Money from cking acct? I ... Read More »

                              My Citi Debt Was Split Between Two Debt Collectors. – Max

                              mysterious

                              “Dear Steve, I’m back again. This time I talked to Citi about getting a higher limit because they offered me 18 months of no APR again on the same account. They said no because I had an account in collections. What do you do when you hear this? You freak out. Was my ID stolen? Did I forget something I ... Read More »

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