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Debt Collector

Capital One Collector is Threatening to Sue Me. – Becky


“Dear Steve, I have a credit card debt with capital one. I havent heard from them in over 8 yrs…a Collection agency called today and asked Me questions…if i worked last yr…am i Getting a refund. Etc. He said he is going For a judgement against me. Can the garnish my wages? Can they take Money from cking acct? I ... Read More »

    My Citi Debt Was Split Between Two Debt Collectors. – Max


    “Dear Steve, I’m back again. This time I talked to Citi about getting a higher limit because they offered me 18 months of no APR again on the same account. They said no because I had an account in collections. What do you do when you hear this? You freak out. Was my ID stolen? Did I forget something I ... Read More »

      A Collection Company Bought an Old Payday Loan I Owed. They Are Threatening Me. – Ian

      angry caller

      “Dear Steve, an old pay day loan of 600.00 which i did not pay was bougth by a 3rd party collection bcm they called me and said they had court papers to delive but icould pay them 1200.00 and they would cancel them they taped me saying that i owed the debt and to pay payments to them if i ... Read More »

        I Owed RC Willey But Had to Quit Paying Them. – John


        “Dear Steve, I owed R.C.Wiley $12k + had a medical situation happen and quite paying them and paid the medical . Big mistake ! Anyway they turned it over to collection law firm. I have been making quaterly payments on the $12K for 2 years and have paid the law firm over . The original amount was $8,950 but the ... Read More »

          Can a Debt Collector Send a 1099-C on a Debt That Charged Off 5 Years Ago? – Regina

          Help - Red Button

          “Dear Steve, I defaulted on a credit card account in 2005. I was in a really bad situation. I didn’t even have enough money to eat, let alone pay this bill. I got calls about it for about a year. Then nothing. Occasionally I would get a letter or phone call, but that was it. Today I got a call ... Read More »

            The Collection Company Says They Will Clean Up My Credit Report if I Pay. – John

            "Credit rating" handwritten with white chalk on a blackboard

            “Dear Steve, I had a Doctors bill in 2010 I did not pay. Had several financial problems and were not able to get them paid. The collection company contacted me and stated that if I paid the bill in full they would send a letter to the credit burea’s removing the derogatories on my report and send me a copy ... Read More »

              Old Payday Loan People Are Threatening to Turn Me Over to Local Authorities. – Shemeka

              angry caller

              “Dear Steve, Over 5years ago I took out went to a check cashing place n got a pay day loan n forgot about it so i didnt pay them off now about 2months ago a collection agency has been calling for repayment of check for about 520.00 and on top of that lawyer and court fees. I’ve asked them to ... Read More »

                A Guy Keeps Calling And Says He Has a Summons for Me About Some Debt. – Stefannie

                White Collar Criminal

                “Dear Steve, Private number keeps calling saying there has been a summons for me. He states I can call the company at 866-239-0475 and settle out of court. He also claims he as on e was to my work. I didnt call back BC when I Google the number it led to a scam. The guy also called my work ... Read More »

                  I Left the U.S. With Debt and Now Collectors Are Calling My Mom. – Kathleen


                  “Dear Steve, My name is Kathleen and I’m sure you’ve heard every story under the sun by now. My life has been a downward financial spiral. I’ve been living off of odd jobs and my credit cards to survive. In October, I left LA and moved to Asia, where I am now. Hopefully, I’ll find better work with my resident ... Read More »

                    A Lawyer Office Says They Will Garnish My Wages and Take My Tax Return If I Don’t Pay By Tomorrow. – Annette

                    angry caller

                    “Dear Steve, Someone called from a lawyers office claiming i have credit card debt from 2004, they said that is when my last payment was. Now they are threatening if i dont make an arrangement by tomorrow morning that the guy is coming to collect my paperwork and turn it in to the IRS with a 1099C and they can ... Read More »

                      Cash America Says They Are Going to Arrest Me for an Old Loan. – Melissa

                      Screen Shot 2012-12-03 at 5.29.46 PM

                      “Dear Steve, I got a phone call from a number in New York Claiming I owe money to Cash America and I am being suied and will lose my job and be arrested. I have not taken a loan from cash america and the number is 516 302 1077. They really scared me, cause they knew the last four digits ... Read More »

                        I’m Divorced, Disabled, and Being Chased for an Old Car Loan. – Angelica

                        angry caller

                        “Dear Steve, Over ten years ago maybe more I got divorced, lost my job and was pretty much homeless then my car was repossessed and want I found out is that Collection agencies have been reselling my loan keeping it for about 30 days then reselling it again I was told that is illegal they call then a month or ... Read More »

                          CACH and Velocity Investments Lists a Debt on My Credit Report But They Can’t Verify It. – Wayne


                          “Dear Steve, We have had some written off debts in the past. Some were picked up by third party debt collectors and some we settled either by paying them off or through attorneys for the companies we owed debt to. Recently (a few months ago) I decide to pull a credit report. There is an account listed from a third ... Read More »

                            I’m Getting Ready to be a Nurse in Wyoming But Got a Big Collection Notice I Can’t Pay. – Kristie

                            Ready to Collapse

                            “Dear Steve, Hi my name is kristie I got a collections paper in the mail todayfor $3800. I’m a new mother and just finished my can schooling and took my state boards and now am waiting to be added to the wyoming state boards of nursing registry so I ca find a job at a hospital. I work a minimum ... Read More »

                              This Company Said They Can Settle My Debt For Me. – David

                              Screen Shot 2012-10-04 at 3.52.34 PM

                              “Dear Steve, Due to divorce, I had a foreclosed mortgage 2 years ago. Was going through a short sale for about a year before the foreclosure. Was relieved on the first. After about 5 months during the short sale process the second lender turned it over to the PMI company. They have sent me letters for about a year. Now ... Read More »

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