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Debt Collector

Old Payday Loan People Are Threatening to Turn Me Over to Local Authorities. – Shemeka

angry caller

“Dear Steve, Over 5years ago I took out went to a check cashing place n got a pay day loan n forgot about it so i didnt pay them off now about 2months ago a collection agency has been calling for repayment of check for about 520.00 and on top of that lawyer and court fees. I’ve asked them to ... Read More »

    A Guy Keeps Calling And Says He Has a Summons for Me About Some Debt. – Stefannie

    White Collar Criminal

    “Dear Steve, Private number keeps calling saying there has been a summons for me. He states I can call the company at 866-239-0475 and settle out of court. He also claims he as on e was to my work. I didnt call back BC when I Google the number it led to a scam. The guy also called my work ... Read More »

      I Left the U.S. With Debt and Now Collectors Are Calling My Mom. – Kathleen

      moving

      “Dear Steve, My name is Kathleen and I’m sure you’ve heard every story under the sun by now. My life has been a downward financial spiral. I’ve been living off of odd jobs and my credit cards to survive. In October, I left LA and moved to Asia, where I am now. Hopefully, I’ll find better work with my resident ... Read More »

        A Lawyer Office Says They Will Garnish My Wages and Take My Tax Return If I Don’t Pay By Tomorrow. – Annette

        angry caller

        “Dear Steve, Someone called from a lawyers office claiming i have credit card debt from 2004, they said that is when my last payment was. Now they are threatening if i dont make an arrangement by tomorrow morning that the guy is coming to collect my paperwork and turn it in to the IRS with a 1099C and they can ... Read More »

          Cash America Says They Are Going to Arrest Me for an Old Loan. – Melissa

          Screen Shot 2012-12-03 at 5.29.46 PM

          “Dear Steve, I got a phone call from a number in New York Claiming I owe money to Cash America and I am being suied and will lose my job and be arrested. I have not taken a loan from cash america and the number is 516 302 1077. They really scared me, cause they knew the last four digits ... Read More »

            I’m Divorced, Disabled, and Being Chased for an Old Car Loan. – Angelica

            angry caller

            “Dear Steve, Over ten years ago maybe more I got divorced, lost my job and was pretty much homeless then my car was repossessed and want I found out is that Collection agencies have been reselling my loan keeping it for about 30 days then reselling it again I was told that is illegal they call then a month or ... Read More »

              CACH and Velocity Investments Lists a Debt on My Credit Report But They Can’t Verify It. – Wayne

              Salesman

              “Dear Steve, We have had some written off debts in the past. Some were picked up by third party debt collectors and some we settled either by paying them off or through attorneys for the companies we owed debt to. Recently (a few months ago) I decide to pull a credit report. There is an account listed from a third ... Read More »

                I’m Getting Ready to be a Nurse in Wyoming But Got a Big Collection Notice I Can’t Pay. – Kristie

                Ready to Collapse

                “Dear Steve, Hi my name is kristie I got a collections paper in the mail todayfor $3800. I’m a new mother and just finished my can schooling and took my state boards and now am waiting to be added to the wyoming state boards of nursing registry so I ca find a job at a hospital. I work a minimum ... Read More »

                  This Company Said They Can Settle My Debt For Me. – David

                  Screen Shot 2012-10-04 at 3.52.34 PM

                  “Dear Steve, Due to divorce, I had a foreclosed mortgage 2 years ago. Was going through a short sale for about a year before the foreclosure. Was relieved on the first. After about 5 months during the short sale process the second lender turned it over to the PMI company. They have sent me letters for about a year. Now ... Read More »

                    Can a Debt Collector Change the Default Date on My Account to Report It On My Credit Report? – Elizabeth

                    Ready to Collapse

                    “Dear Steve, Got into financial trouble with ex-husband 12 years ago. Some joint accounts were not closed prior to divorce and as a result did not get paid. I am receiving collection notices for accounts that have fallen off my credit report and over 10 years old. Can these “new” collection people report this on my credit report? If any ... Read More »

                      Most Lawsuits for Credit Card Debt Are Flawed and Defective. Fight Back And You Could Win.

                      standup

                      Thanks to Jessica Silver-Greenberg from the New York Times we get a great look inside the credit card lawsuits that are rolling out today, and they reek. Judges interviewed for the piece say that if consumers actually appeared in court, they might actually win many of these suits because the debt buyers suing can’t actually prove the debt is valid. ... Read More »

                        FBCS Sent Me a Printout On My Account and Says It’s Verified

                        Ready to Collapse

                        “Dear Steve, I have a charge off credit card account on my credit from 3 years ago. It then went to a collector in which I disputed the debt against, but had no luck of getting it deleted from my credit. Now I got a letter from FBCS stating they were authorized by the previous debt collector to accept a ... Read More »

                          Machol & Johannes is Calling to Collect on a Capital One Debt. – Cheryl

                          Ready to Collapse

                          “Dear Steve, Got behind on CC, due to a home base business and tried to make payment plans and they were withdrawing till end of March, got calls from them and life happened and was unable to return calls. June 9,2012–went to ‘different dept.” have a Capital one Credit Card that was recently charged-off. Amount around $16,500. Called them and ... Read More »

                            Zwicker and Associates is a Pain to Work With. – Tommy

                            Ready to Collapse

                            “Dear Steve, As with most of the folks I’ve seen on multiple sites, I’m dealing with Zwicker and Associates. The feedback is VERY contradicting, some saying they are not a true law firm and can be ignored. I chose the opposite route and am paying them monthly, however, I am very skeptical that my money is even bringing the ‘balance’ ... Read More »

                              The Creditor Could Not Validate My Debt and Dropped The Suit. Will They Sue Again? – Beth

                              Ready to Collapse

                              “Dear Steve, I was married for 17 years and we always had awful credit scores/debts. I basically “robbed Peter to pay Paul.” I got divorced in 2002, left with just what I could haul. Continuing my survival strategy, I used my credit cards (none with more than $2000 limit) to purchase necessities. I fell into the old paying-the-minimum-but-the-late-fees-put-me-over-my-limit, which in ... Read More »

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