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Debt Collector

How to Respond to Junk Debt Buyer. – Cherilyn

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My husband and I have a large credit card debt. We stopped making payments in early 2010. He is a 63 year-old disabled veteran with a small monthly pension from the government. He is also receiving $435 in Social Security per month. I am a 55 year-old independent contractor. I make money on a per-job basis, and due to layoffs ... Read More »

    My Sears Card Was Purchased by a Debt Collector And Then Sent to Another Debt Collector. – Jo

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    I had a debt with Sears store card and the debt was bought by a third party. This company (debt collector) send me several settlement offers until I accept one for half what I own to them. I started to make payments as promised and by the very last payment they did not take it and weeks after that I ... Read More »

      Does a Collection Company Have to Accept Small Payments? – Sue

      “Dear Michael, “Working with a debt relief company recommended by the bank. Have a visa credit card, was behind in payments because of job loss. Bank sold my debt to a collection agency (just received the letter). Sent the letter to my debt relief company. Prior to this, we have set up a budget. I am job hunting and want ... Read More »

        Frederick J. Hanna is Trying to Collect on My Capital one Bill. – Cynthia

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        “Dear Steve, I am trying to get a bill paid to capital one and they have engaged Frederick J. Hanna. to collection. I am retired and don’t have a lot of money I have been paying the bill but this month I had to have a plumber out that took the payment. I have written them and called and left ... Read More »

          Primary Investment Services and Investment Retrievers Are Looking for Payment. – Paul

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          “Dear Steve, I was the owner of an LLC, secured 2 loans (LOC and term loan) and a VISA card from a big nationally known bank. I personally guaranteed the loans and VISA account. My business dried up and I stopped paying in 2010-05. I spoke to “Primary Financial Services” in 2010 and tried to make arrangements for monthly payments ... Read More »

            Debt Collector Wants Money I Already Paid. – Larry

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            “Dear Steve, I had Aetna medical insurance through December of 2008 and enrolled in Kaiser beginning with my 2009 health insurance. I just received (dated Nov 2) a collection notice from the bill collector, RMS, representing Aetna stating that I owe the Aetna Mail Order Pharmacy for two prescriptions in 2008. They give no information of what the medications were, ... Read More »

              Discover Card Says They Will Sue Me. How Should I Handle This? – Catherine

              “Dear Mitch, I live in Florida & about 6 months ago I had to stop paying on several of my credit cards because of an increase in medical expenses for my partner. I just received a notice from discover card stating that unless I begin payments today on my balance ($2915.00), they will send my account to an attorney & ... Read More »

                I Was Making Payments to American Express and They Are Now Threatening to Sue Me. – Gracie

                “Dear Mitch, My financial life is too horrible to go into, has been since 2001 and as a result, what once I could pay I now can’t. I had 2 American Express cards that I have been making good faith payments on each month and have been for some time. Now I’m being sued by American Express because of ‘failure ... Read More »

                  Three Collection Agencies Are Trying to Collect on the Same Old Debt. – Michele

                  “Dear Mitch, An old Washington Mutual account went to collection with a balance around $7k. When my situation improved I started paying the collection agency, and got about half of the debt paid off so the balance was a little over $3k. Unfortunately I had to stop payments again, and the collection agency sold the account. I haven’t paid on ... Read More »

                    An Online Payday Loan Company Collector is Threatening Me With Jail

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                    “Dear Steve, I would like to know if it is illegal for a company to call and threathen jail and that the case is a felony. Which I know neither one of those are correct, however, I have a tape recording of a conversation I had with a company that said I did not pay an online payday loan back ... Read More »

                      Midland Funding Froze My Bank Account. – Dennis

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                      “Dear Steve, Court order ignored My bank funds were frozen by midland funding and the small claims court in ct overturned the decision because the funds were exempt.The court ordered funds to be returned to my acct.but midland funding has ignored the court order now i am out of $1,300 + bank fees etc. what recourse do i have? Dennis” ... Read More »

                        Glasser & Glasser Just Served Us With a Warrant About Our Debt. – Jody

                        “Dear Damon, Drowning in cc debt (62K). Just served with a warrant in debt (Glasser & Glasser). Want to contact cc companies with an offer of settlement though our cash is minimal and would ask for a significant reduction in the settlement amount. Scared to even talk with them b/c of reputations they have! Own a mortage and am current. ... Read More »

                          Fred Hanna Lied That I Was Personally Served. – Tulley

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                          “Dear Steve, I used to be a GA resident but not anymore, however I usually check the court records online due to a case I’m helping my mother handle, I discovered that Fred Hanna took me to courts and lied that I was personally served, which I wasn’t and they filed that I was served 3 weeks prior to entering ... Read More »

                            GE Took Over My CITI Financial Loan But Mailed My Statements to the Wrong Address. – Steve

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                            “Dear Steve, I’m 55 years old and use to have great credit, until the economic breakdown. Now all my credit cards have raised my interest, and dropped my limits. I have never missed any payments since the early 80’s First of all I had a CITI Finacial loan, which I always paid on time. I started getting harrassing calls at ... Read More »

                              County Filing Services Says They Have a Summons for Me. – Jo

                              “Dear Steve, Old debt with Washington Mutual (Now Chase Bank) somebody is contact some friends and relatives saying that I have a legal summons and they want me to contact them for more info. When they called my friends thay saying that are calling from my county court. False, I called the toll free number and it is not the ... Read More »

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