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Debt Collector

Zwicker and Associates is Suing Us for Chase. We are 74 And Don’t Know What to Do. – Nilda

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“Dear Steve, My husband received summons to appear in court from Zwicker and Associates representing Chase Card. My husband is 74 and does not know what to do. I’ve read a lot of questions and answers from your website. I know we have to respond to the summons with in 20 days. Do we have to send a discovery letter ... Read More »

    Am I Safe Paying Leading Edge Recovery Solutions With My Debit Card? – Nancy

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    “Dear Steve, Leading Edge Recovery Solutions is the CA that bought my Sears account. They offered to settle for $867 but I do not have the money. They now offered to set up 12 monthly payments of $123. I do not have a problem paying since this is my debt. The only problem is that they want my bank account ... Read More »

      Midland Funding Sued Me For My Target Visa and The Issued Me a 1099. – Charlenia

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      “Dear Steve, In 2006, Midland Funding started mailing me letter about a dept Visa from Target, I advised them another Dept collection had agreed to a pay off and that the Dept was paid. Letter in 2007 they begain sending me bills again, I did not respond. Then I was served to by them for the same Dept. On July ... Read More »

        Can I Request a Bill From the Cable Company to Show What I Owe? – Brittany

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        “Dear Steve, I moved to Kansas(2005) and got married and set up an account with the cable company. I moved back to california(2007) due to getting a divorce but before i made the move i returned the equipment to the cable company. I also could’ve sworn they were paid off but i recently received a call from a collection agency. ... Read More »

          The Lender is Threatening to Arrest My Son Because He Sold the Collateral For the Loan. – Pat

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          “Dear Steve, My son got a loan from Security Financial and used several items as collateral. He recently lost his job, fell behind on payments, and they came to the house to tell him that they would be taking him to court to get the collateral since he couldn’t pay. He told them he sold the collateral to make previous ... Read More »

            I Can’t Pay My Old Ambulance Bill.

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            “Dear Steve, I have 3 year overdue ambulance bill that was sent to collections. Two months ago the debt collector called my place of employment for job verification. Then she called my home and left me a message to call her. When I contacted them I offered to pay 35.00 monthly and she refused and asked for 75.00 I agreed ... Read More »

              Capital One is Only Suing Me On One of My Cards. – Angela

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              “Dear Steve, I live in Illinois and have been summons to court for debt to capital one.My question is why is capital one suing me only for one card I have defaulted on when there are two? I’m being sued for 1800 on a card that had a 500 limit I stopped paying june of 2009 and I also have ... Read More »

                My Divorce Lawyer is Coming After Me for an Old Legal Bill. – Katy

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                “Dear Steve, I signed a retainer for divorce attorney in 1995. Made many payments for 7 years until 2002. They also received thousands in fees from my ex-spouse. Now out of the blue they are suing me for an outrageous sum (hollywood divorce level). It was a simple divorce, no custody and they have run up a sum of 52,000 ... Read More »

                  My 76 Year Old Mother Was Working With Allegro Law But Debt Collectors Are Calling. – Zinnia

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                  “Dear Steve, Hi, I am writing on behalf og my 76 year old mother who used Allegro for debt counseling about close to 2 years ago. She then lived in NYC and now resides in Virginia beach. Allegro NEVER sent her any documentation on any of her debts, there was no contract, it was ll over the phone talking to ... Read More »

                    Is There Any Hope For Me for a Life After Debt? – Tammy

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                    “Dear Steve, I short sold my house last year..hours at work got cut in july…moved into an apartment … i’ve already retained an atty…to file bankruptcy…owe her fee $1700(which i can’t afford) before i can file in Dec 2010…i filed 8 years ago in december and can’t do it again until then…sued by creditor and lost and now wages to ... Read More »

                      We Don’t Think We Owe All The Money On Our Credit Cards. – Andrea

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                      “Dear Steve, We are seriously in credit card debt. We don’t believe we owe $42,000.00 on 3 credit cards. We haven’t been getting any of our statements, made payments and they call us at home constantly, call us at our jobs, and say that they haven’t recieved any payments from us. We need help and don’t know what to do. ... Read More »

                        I Sent a Dispute Letter About a Debt And Have Not Heard Back. – Dave

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                        “Dear Steve, Medical bill; my insurance company’s statement shows my wife doesn’t owe the money. Finally received a Lawyer Letter, requiring payment. I sent a certified letter, return receipt, disputing a debt. I have USPS proof they received my letter. I have not received a response from the recipient. It has been just shy of 60 day since I sent ... Read More »

                          Midland Credit is Trying to Collect an Old Debt. – Tina

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                          “Dear Steve, Midland credit trying to collect on an old account that I think is over 6yrs old. Also I live in TN. Since the acct is old how can I find out the details about it? I haven’t heard a thing about this acct is several yrs until today. They clam I owe 9k on a 2k limit cc ... Read More »

                            Frederick Hannah & Associates Keeps Contacting Me. – Tammy

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                            “Dear Steve, Frederick Hannah & Asso. P.C. have contacted me per phone and state they are representing a certain credit card company. They are unable to prove they are indeed representing this credit card company as their client. I have contacted the credit card company several times and they state that this acct. has a zero balance and is closed. ... Read More »

                              Payday Lender Won’t Tell Me What I Owe Them. – Monica

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                              “Dear Steve, I have four payday loans that have been sent to a collection agency they are all with the same agency I called to pay them off and the agecny refused to give me the balance owed on them so I contacted the FTC filed a complaint and also pulled my credit report as advised by the FTC that ... Read More »

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