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Debt Collector

I Sent a Dispute Letter About a Debt And Have Not Heard Back. – Dave

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“Dear Steve, Medical bill; my insurance company’s statement shows my wife doesn’t owe the money. Finally received a Lawyer Letter, requiring payment. I sent a certified letter, return receipt, disputing a debt. I have USPS proof they received my letter. I have not received a response from the recipient. It has been just shy of 60 day since I sent ... Read More »

    Midland Credit is Trying to Collect an Old Debt. – Tina

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    “Dear Steve, Midland credit trying to collect on an old account that I think is over 6yrs old. Also I live in TN. Since the acct is old how can I find out the details about it? I haven’t heard a thing about this acct is several yrs until today. They clam I owe 9k on a 2k limit cc ... Read More »

      Frederick Hannah & Associates Keeps Contacting Me. – Tammy

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      “Dear Steve, Frederick Hannah & Asso. P.C. have contacted me per phone and state they are representing a certain credit card company. They are unable to prove they are indeed representing this credit card company as their client. I have contacted the credit card company several times and they state that this acct. has a zero balance and is closed. ... Read More »

        Payday Lender Won’t Tell Me What I Owe Them. – Monica

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        “Dear Steve, I have four payday loans that have been sent to a collection agency they are all with the same agency I called to pay them off and the agecny refused to give me the balance owed on them so I contacted the FTC filed a complaint and also pulled my credit report as advised by the FTC that ... Read More »

          An Ex-Girlfriend and I Ran Up Some Bills. – Jon

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          “Dear Steve, An ex-girlfriend and I ran up some bills that were being paid but with the economy being as it is now,none of them are now being paid. We broke up two an a half years ago and somehow those bills followed me!,I am 100% disabled and living month to month on SSI. She has a job at the ... Read More »

            Redline Recovery Services is Making Me Mad. – Adam

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            “Dear Steve, I have a debt to Bank of America, and Redline Recovery Services has been calling non stop. It is very frustrating and irritationg that they will not listen to what I say. They have tried to give me 3 different settlement options, yet non of them will put the offer in writting. I am bvery concerned that once ... Read More »

              HFC Wants a Copy of My Paystub. I’m Not Going to Give It to Them. – Teri

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              “Dear Steve, 3 months late on a signature loan. Now they want payment in full. Can a company (HFC) or thier debt collector tell you that they will only accept payments from you if you send them a copy of your pay stub along with a list of all of your debts. I’m not about to give anyone that isn’t ... Read More »

                I’m Living on Social Security and Being Threatened with Arrest for a Debt. – Jeanne

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                “Dear Steve, I am on social security and cannot pay certain debts. I owe some money in utah and am being harassed by a collection agency. they say they will get a judgment against me and then have me arrested. i’m pretty sure this is a lie. (the arrest part) right? Jeanne” Dear Jeanne, I am assuming you don’t have ... Read More »

                  Zwicker and Associates Sued Me Over an American Express Debt. – Dan

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                  “Dear Steve, Sued and judgement obtained by Zwicker and Associates over an overdue American express account. They have placed a judgement on my residence and have scheduled a court appearance for me to do interrogatories on Feb. 1st 2010 (They originally had a date in November but I could not appear). If I do not appear on Feb 1st the ... Read More »

                    An Account in Collections With MRS Associates. – Patty

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                    “Dear Steve, My nephew has credit card debt which has gone to collection with MRS Associates. Who should he contact in order to set up a payment schedule. The credit card company or the collection agency (I’ve heard horror stories about this one). Where should he start? Patty” Dear Patty, Have your nephew call the credit card company using the ... Read More »

                      I Got a Call From Hoffman Schwartz & Associates Saying I Owe a Debt. – SAG

                      “Dear Steve, I got a call today on my cell phone from phone #404-893-4113 with the message”This is so and so with Hoffman (?) and (?). I am calling in regards to a compliant from Bank of America regarding check fraud. Please call me or have your legal representation contact me within 24 hours or I will have to file ... Read More »

                        I Think I’m Getting Calls From a Phony Debt Collector With Pay Day Yes. – Cindy

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                        “Dear Steve, Hi Steve … I’ve written to you previously regarding a different matter with the Cash Store. I had another pay day loan a few months ago (maybe 6 months) and had to default on it due to unforeseen household repairs. I made payment arrangements to pay them a reduced amount every 2 weeks and once my balance reached ... Read More »

                          What Can We Do to Force Chase Bank to Give Us Realistic Repayment Terms? – David

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                          “Dear Steve, My wife Shantell has two unsecured credit cards from Chase Bank. Her debt on the cards totals about $23,000.00. They are threatening to sue her on January 14 if she does not pay almost $2400 on the largest debt upfront to have the debt removed from the hands of the attorneys so she can deal directly with Chase. ... Read More »

                            My Mother Buried Three Kids on Credit. – Theresa

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                            “Dear Steve, My mother is being sued by Chase Bank. She’s 80 Jan. 2010, works full time 7.78hr-14 yrs. same employment dishwasher. Raised 5 kids, buried 3 on her credit. Did get small ssa from dead dad 1894-1965 (so he didn’t pay much in) No public asssistance i.e. food stamps, welfare. Just worked & payed bills her entire life. She ... Read More »

                              Frederick J. Hanna & Associates is Trying to Collect an Old Capital One Debt From Me. – Ann

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                              “Dear Steve, I am in debt with Capital One credit card company. I’ve been unable to pay them for the past year. I just recived a letter from FREDERICK J. HANNA & ASSOCIATES, P.C. ATTORNEYS AT LAW. It states I need to contact them to make arrangements to pay the unpaid balance. If I don’t notify the office within 30 ... Read More »

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