The debt collector can seem like a scary person but debt collection is like any other business and the debt collector is just trying to do a job and get paid.
“Dear Steve, Asset Acceptance LLC called me recently and said they were collecting on an old Bank of America debt. They told me it was from a period of time when I lived in California (1993-1994). I told them I did not believe I owed this debt and to please send me a statement or …
“Dear Steve, Been hastled by weltman weinberg and reis co. They now have a judgement against me for an old credit card. They are now trying for writ of execution. I have recently had a judgement against me for 5,000. This is for a debt owed to a credit card that was charged 3,000. I …
“Dear Steve, I signed contract with ad agency for reduced rate advertising that cost $2400. I had to cancel and they sent final invoice for $2400. I couldn’t pay and the collection agency is asking for $3600. . I have now paid $2400 and just realized the difference. I made payment arrangements and can’t make …
“Dear Steve, I owe $17,000 in credit cards. I am going through financial hardhsip. I owe 17K to NFCU for credit card. I have spoken to their collections dept. several times. We have been unable to come up with a payment plan that fits my situation. They want 250.00. Can only afford 50 per mo. …
“Dear Steve, I recently got a letter that makes me wonder if this is something I should do. 1050 Connecticut Ave. Washington, DC 20036 United states Of America RE: HR 5140 Consumer Debt Hardship Initiative They said I was eligible for hardship programs created in conjuntion with the Consumer Debt Hardship Initiative of 2009 and …
“Dear Steve, I owe $5,500 to Capital one. I have not paid in 8 months and it went to collection. They said they are going to sue me. I dont have the money to pay on this for another few months. What do I do? Hi, I am 24 and I have a credit card …
“Dear Steve, I have a zombie debt from 1997 that a company is calling about now. It was from a large retailer and while I’m pretty sure it was paid (Only a couple hundred dollars) I won’t swear to it, it’s just too far back to be sure of. Texas law says soL has ran …
“Dear Steve, Unemployed, pregnant, and cant afford the payments demanded by the debt collectors. I am trying to make the demanded payments by the debt collectors, with out defaulting on my car payment, insurance, and medical bills. Do I have to send the collection agency the payment they are demanding, or can I send what …
“Dear Steve, I was hospitalized in 2004 and paid out-of-pocket the balance that my insurance did not cover. I payed off and settled all debts at the beginning of 2005 with the hospital. They told me that I was clear and owed nothing else. This was almost 5 yrs ago and have not heard or …
“Dear Steve, I owe a collection agency for a debt that i owe to the college I graduated from. They will not make payment arrangements with me and I do not want my wages garnished. Dee” Dear Dee, There is nothing that requires a collector to make payment arrangements with you. The collector also can’t …