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Debt Settlement

I Am Skeptical About World Law Debt for My Sister. – Amada

“Dear Damon, I am trying to help my sister after I talked to her and her involvement with World Law Debt. She has $36K in unsecured debt. She is desperate and has answered a mailer from World Law Debt. I am skeptical about the company and after reading many comments about it, I hope you can assist my sister find ... Read More »

    Solid Ground Financial Says They Can Help. I Recently Lost My Job and Have 5 Payday Loans. – Bushra

    “Dear Steve, I most recently lost my job, I had taken 5 payday loans and now i have nothing to pay them with. Worried I might be dragged to court because of this , I contacted Solid grounds and asked for help, they quoted me with the payment arrangement that will end in 9 months and that the very first ... Read More »

      I Just Spent an Hour Talking to Nationwide Debt Direct. – Yohanes

      “Dear Steve, I’m in debt for $42k+. I have been transferring the balances (0% 12 months) from one card to the other, but it’s catching up with me now. Just talked to debt settlement company for more than an hour called Nationwide Debt Direct. Googled it and your website mentioned about this company. Same address for formerly F-rated BBB company. ... Read More »

        World Law Debt Contacted Me and Their Legal Fees Are Huge. – Joe

        Ready to Collapse

        “Dear Steve, I am really at the end of my wit at this point. I have had creditors and debt collection companies call and harass me for months on end and recently the phone calls died down. My fear now is that I am being, or will be, legally served with papers… which I wish to avoid. My wife and ... Read More »

          I Signed Up With Next Generation And Want a Refund. – LeeAnn

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          “Dear Steve, I signed up with Next Generation in April of this year, and have unfortunatly have pretty much figured out we have been scammed. I did try a couple of times to talk with someone there about concerns, & phone calls I was getting from creditors. I was always told the would submit a claim, & someone would call. ... Read More »

            A Debt Settlement Company Paid a Creditor and They Now Say the Debt is Still Owed. – Ken

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            “Dear Steve, have contract with debt settlement firm i have asked you things before was very pleased with your detailed answers have you ever heard of a debt settlement firm paying a creditor acct. for a client and now they show i owe them Ken” Dear Ken, I have seen the situation before. This can arise from one of two ... Read More »

              Why Are You Against Debt Settlement? – Nick

              Ready to Collapse

              “Dear Steve, Why do you insinuate to people that they live in fear and always be cautious to people contacting them to provide them a service. Where are your statistics on the advise you give. Debt settlement is real and constantly I see people putting there trust into you to make there decisions for them and I have never seen ... Read More »

                The Collection Company Did Not Send Me My AMEX Settlement Offer in Writing. – Sage

                Ready to Collapse

                “Dear Steve, I had an American Express card with no more than a $500 limit. I fell off on paying and am now trying to straighten my credit. Amex has reported on my credit report that I owe $945. In July I got a phone call from Nationwide Credit wanting to collect on this account. We made an agreement over ... Read More »

                  Debt Smart America Signed Me Up With Fingo Group and Now Their Gone. – Kenneth

                  debtsmartcontract_page9

                  “Dear Steve, I am in debt for around 27,000 and i had surgery total knee replacement and was out of work for 8 months.I am having trouble keeping my head above water. I signed up for the atlas group on september 2011 so i am into it for 2 months now and after seeing what you are saying it sounds ... Read More »

                    I’m With Persels & Associates But Have Questions. – Sandy

                    Ready to Collapse

                    “Dear Steve, Two years ago, I was maintaining my credit cards and had excellent credit with them, then all of a sudden every single one of them raised their interest rates so high that if I paid anything on the cards themselves, I had no money left over for necessities. I called each and every one of them to ask ... Read More »

                      How Can I Get American Financial Services to Stop Calling Me? – Bill

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                      “Dear Steve, Situation * I am in serious deep debt due to medical expenses, long periods of unrmployment, and now much reduced income. While searching for possible options, i submitted some information through a link on Clark Howard’s web site which turned out to be American Financial Services. How can i get AFS to stop their nonstop calling to my ... Read More »

                        We Fell Behind in Car Payments. Can We Settle the Debt and Keep the Car? – Patti

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                        “Dear Steve, Purchased a car in 2006 for son in college. Made payments until last year and fell behind. Still have car and need to settle balance. We purchased a car for our son in college and fell behind in the payments. We owe 3980.00 total. After checking our credit report I see that they have refered it to a ... Read More »

                          Should I Settle My Repo Vehicle Debt? – Jackie

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                          “Dear Steve, In November of 2009, I had a vehicle repo-ed. After auction, I owe $15,000. Other than that my credit is ok, I have 1 CC that has recently gone down to about $3500 balance which will be paid off in about 2 more months. I have 1 financed vehicle that is in good standing. I also have student ... Read More »

                            I’m Confused About Bankruptcy or Debt Settlement. – Nathalie

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                            “Dear Steve, Like a lot of people on this site I am in a difficult situation. I wrote to you about my case a few days ago. I got an answer and I am a little confused because from what I have read for other people, it looks like the answer is most of the time to go to bankruptcy. ... Read More »

                              Can I Ask My Credit Card Companies to Settle My Debt? – Tim

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                              “Dear Steve, credit card debt, owe 30k can I ask the credit card companies to settlement my debt if I pay them a large some,,,, I owe about 30k ( 2 different companies) can I give them lets say 18k and clear the books………….or with this impact my credit if they agree to partial settlement? Tim” Dear Tim, You can ... Read More »

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