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Debt Settlement

Is Vortex Debt Group a Total Fraud? – Dan

“Dear Michael, I recently entered into an agreement with Vortex Debt Group. I was in the process of signing and returning the “Authorization to Communicate with Creditors and Collection Agencies”. My wife thought the proposal to settle approx. $13,500.of unsecured debt for approx.$6,000.was simply too good to be true. I assured her that Vortex had answered all my very specific ... Read More »

    I’ve Already Been Sued by a Debt Buyer. Would It Make Sense to File Bankruptcy? – Joshua

    “Dear Michael, When I was in college, I couldn’t find a job in the summer of 2008. I was unable to make any of the payments on my credit cards and my auto loan. I buried my head in the sand and ignored everything. The car got repossessed and the collection calls started with the credit cards and the repossession ... Read More »

      I Was Building a New House But the Bank Won’t Give Us What it Appraised For So I Put the Rest on My Credit Cards. – John

      “Dear Damon, Was building a new house.. Went to close on long term loan.. The bank would not give us what it was appraised for. I had to you all saving to not lose the house.. I put the rest on credit cards. I could not keep up with card and all other expenses. I went to debt services company. ... Read More »

        Our Constructions Business is Failing. Is Debt Settlement a Scam? – Sherry

        “Dear Damon, We had a good construction business for many years. The last couple of years we had a few contractors who did not pay us. We have gone into debt trying to stay in business and care for our family who has experianced an inordinate amount of personal tragedy this last year. We still have work but alot of ... Read More »

          How Do I Get My Money Back From Legal Helpers Debt Resolution? LHDR Will Not Return Our Calls. – Tiffany

          “Dear Damon, We currently are in a debt program with LHDR whom from your website I see have a class action suit against them….which doesn’t surprise me. They will not return our calls or our creditors whom they are suppose to be negotiating with calls. They have taken $6500 from us and have done nothing with our accts. Meanwhile, our ... Read More »

            After 14 Months With the Lloyd Ward Debt Settlement Program the Balances Have Only Grown. – Eli

            Ready to Collapse

            My parents are retired, and my mom has allot of debt. Too much debt for my dad to pay for, because he’s living on social security. They own a home outright though. They live in Greece now, and I’m living in there house, because my life isn’t much better. I feel resposible for recommending lloyd Ward @ Associates. so I’m ... Read More »

              I Am a Client of Lifeguard Financial And Most of My Unemployment Check Goes to Pay Them. – Galen

              “Dear Damon, I am a client of Lifeguard Financial, started in January 16, 2009. The period of which debts were to be is a 36 month program. Total debt involved $28,382.00. Activation fee $4,257.30, maintenance fee is $49.00 per month. Each month the amount of $483.00 is withdrawn from my checking account. Back in December 2010 I was able to ... Read More »

                Johnson Law Group in Florida Took My Money But Did Nothing. How Do I Get My Money Back? – Laura

                JLG1

                “Dear Steve, What Johnson Law Group did to Patrick and Danny, they have done to me. It’s the one in FL. I just closed my checking account so that can’t debit anymore. I’ve given them over $4k in 2 years and they’ve kept over $2k for themselves as fees, $2k is in a trust, but they have paid nothing to ... Read More »

                  Should I Go With The Oliver Law Group for Debt Help? – Shirley

                  “Dear Damon, Cannot pay credit cards I’m determining if I should go with The Oliver Law Group, P.A. Can’t find very much info on them. Shirley” Hello Shirley, The decision about who to hire for assistance to resolve a debt issue, is based on much more than just the company itself. We first need to take a look at your ... Read More »

                    My Debt Relief Company Did Nothing But Get Me Sued and Lower My Credit Score. – John

                    “Dear Michael, had 730 credit score 1 year ago now about 550 now being sued considering chapter 7 as only option 1. How do I know whether or not my settlement company fulfilled their contractual obligations to me or not? – They said they offered settlements to my cc companies that were refused. Based upon that can I compel them ... Read More »

                      Where Can I Get Funding to Let Me Settle My Defaulted Student Loans? – Ben

                      “Dear Michael, I have a student loan that is in default and they want to settle for a lump sum. Only i don’t have the money to do so. If I don’t come up with the money they are going to take me to court to try and collect. Is there anywhere to get money to pay my lump sum ... Read More »

                        I Am a Disabled Vet That Needs Help With Debt Forgiveness and Debt Settlement – Paul

                        “Dear Michael, I borrowed $6103 and defaulted on the loan. With interest and penalties the total came up over $20000. I have paid back $9500 with icome taxes and garnishments. They say i still owe them $14501. I wanted to settle and the said they would settle for a lump sum of $9000 or $120 a month for 9 months ... Read More »

                          Debt Relief Company Said We Could Not Sign Agreement Because the Rules Change a Lot. – JDS

                          “Dear Damon, Moved to another town and built a home when things were good. Income is not the same as before and use our cc to cover things like insurance auto & home, advance for paying property taxes ( we still have property that we got back from a LC where we use to live). Used cc for living expenses ... Read More »

                            Macy, Aleman, Hyslip & Searns and Legal Helpers Debt Resolution Said They Could Settle My Debt. Now They Won’t Give Me a Refund. – Tony

                            “Dear Damon, i had over 88,000.00 in unsecured credit card dept and i got a letter from an orginization called legal helpers dept resolution that knew about my situation and how much i owed and they said they could cut the dept in half.i checked them out by their law firm name macy,aleman,hyslip & searns and they had a B ... Read More »

                              Can My Wife and I Independently Go Into a Debt Relief Program? – Paul

                              “Dear Damon, My Wife just closed her business and the outstanding unsecured debt is about 100K. My personal debt is about 38K. I want to go on a debt relief program where a company negotiates a reduced amount and interest. She does not want to do this for her debt load. Can we independently arrange for debt relief? I want ... Read More »

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