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Debt Settlement

I Have One Credit Card I Want to Settle. Who Should I Use to Do This? – Rene

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“Dear Steve, I am recently employed again after 19 months of unemployment after a corporate downsize. Somehow I managed to keep my house and not fall terribly behind in most of my payments… but I subsequently used up all of my savings, CDs, 401k and money market accounts. I also have a significant amount of credit card debt, but only ... Read More »

    Is it Wise to Consider the Debt Settlement Company Financial Solutions Consumer Center? – Judy

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    “Dear Steve, Hello, I stumbled across your website just in time. I am currently in the process of trying to find the best solution to my cc debt problems. Me and myhusband have approximately $54,000.00 in cc debt. We are current, credit is decent (just too much of it). For years now we just make our payments and are not ... Read More »

      How Trustworthy are Some of the Companies Featured on the ABC Debt Relief Plan? – Suzette

      ABC Debt Relief 20100827

      “Dear Steve, How trust worthy are some of the companies featured on the ABC debt relief plan, and why when we clicked on this site several people from various companies across US have called with plans and options. If you go for a plan even if it is free eventually you pay for it somewhere where it gets added in ... Read More »

        How Do Non-Profit Debt Settlement Companies Make Money and Charge Fees? – Kevin

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        “Dear Steve, I spoke to a BK attorney and he advised me that bankruptcy would not be a viable option for me. I have about $29,000 in credit card debt and do not want to enroll with the traditional debt settlement company where they charge huge up front fees. How do non profit debt settlement companies make money and how ... Read More »

          What Do You Know About Real Solutions Consumer Counsel? – D

          Real Solutions Consumer Counsel

          “Dear Steve, I am looking for a real solution- and this shows up in the mail. D” Click image for larger view. Dear D, Before this I had not heard of Real Solutions Consumer Counsel. Let me review the letter you sent in with your email. It appears that the data used to generate the letter may have come from ... Read More »

            Can I Trust a For-Profit Debt Relief Provider? – Eric

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            “Dear Steve, Large amount of unsecured debt. There are so many options, all of them for profit. How do I know that I am choosing a reputable provider and that they have my best option in mind when they are all for-profit? Eric” Dear Eric, I think any argument of concern you could make about a for-profit company you could ... Read More »

              I Joined a Debt Settlement Program and Now I’m Being Sued by Target

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              “Dear Steve, I have joined Lloyds law firm, a debt settlement company, I thought it was the best thing to do at the time,I was under to much stress at the time when I did this. $274.00 per month for 4 years. However target is sueing me now. How did this happen? I thought since it was a law firm ... Read More »

                I’m Thinking of Using Impact Debt Relief or Freedom Debt Relief. – Bob

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                “Dear Steve, I’m self employed with about $70,000.00 in credit card debt a large a large part of which came about from marketing expenses over a period of years. I have been in contact with two companies, Impact Debt Relief and Freedom Debt Relief and have discussed their debt reduction programs with each. Impact quoted a 10 percent fee (they ... Read More »

                  Bankruptcy is Out of The Question and We Want to Pursue Debt Settlements. – Sandy

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                  “Dear Steve, DROWNING in CC DEBT! To give backround we have been looking at many options including Bankrutpcy even though we have not consulted an attorney yet and from what we read we make too much for Chapter 7 and 13 would be impossible since we owe 100,000 in CC and in Chapter 13 he has to be paid back ... Read More »

                    I Was Researching Cyrus Global and Have Some Questions. – Debra

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                    “Dear Steve, I found your website when I was researching cyrus global .I was going to sign up with them but after reading what you posted I dcided against it so thanks for the information. So my question is I am carring around alot of debt roughly 7,000 in student loans 10,000 in a car loan 5,000 on a regualr ... Read More »

                      ESP Software and P&E Solutions Stopped Putting Money in Our NoteWorld Account And Now It’s Empty. What Do We Do Now? – David

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                      “Dear Steve, In February 2010 my wife and I enrolled in a ESP software program from P&E solutions for a period of three years. Three payments of $468.97 each were made to a Noteworld bank account in March, April and May. Then in June 2010 no money was taken. We called them and found out that the Noteworld account had ... Read More »

                        I’m Enrolled in The Debt Answer and Concerned. – Andrea

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                        “Dear Steve, I’m currently enrolled in a debt settlement program “the debt answer”, i read a few things about which concerns me a lot. I live in California. Please tell me who i can go to find the best settlement company, an attorney who I can trust, an agency to represent me. I need someone now. I appreciate your help. ... Read More »

                          Have You Ever Heard of Diamond Financial Group? – Barton

                          “Dear Steve, $38,000 in debt; never late; strong income; want to get rid of debt completely. Have you ever heard of Diamond Financial Group? What do you think about debt settlement companies? Is this a good way to get out of debt? Barton” Dear Barton, I have not looked at the Diamond Financial Group site before. But here are my ... Read More »

                            I Got a Letter From Credit Relief Today Claiming to Be Able to Eliminate My Debt Under the National Debt Relief Stimulus Plan. – Veronica

                            “Dear Steve, I am currently involved in debt reduction on two of my 4 credit cards. We have been burned before with financial advice and people seeking us out , claiming to be on our side. I am looking for some good adivice. I received a letter from the company Credit Relief Today. It has a case number and and ... Read More »

                              I Can’t Get in Touch With Ram Financial. – Melissa

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                              “Dear Steve, ram took my money and said they would help me get out of debt and now I cant get a hold of them. what do I do to contact them now? I just received a judgment! how do I get a hold of ram financial? do i have to call an attorney? Melissa” Dear Melissa, Commenters on this ... Read More »

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