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Debt Settlement

I’m Thinking of Using Impact Debt Relief or Freedom Debt Relief. – Bob

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“Dear Steve, I’m self employed with about $70,000.00 in credit card debt a large a large part of which came about from marketing expenses over a period of years. I have been in contact with two companies, Impact Debt Relief and Freedom Debt Relief and have discussed their debt reduction programs with each. Impact quoted a 10 percent fee (they ... Read More »

    Bankruptcy is Out of The Question and We Want to Pursue Debt Settlements. – Sandy

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    “Dear Steve, DROWNING in CC DEBT! To give backround we have been looking at many options including Bankrutpcy even though we have not consulted an attorney yet and from what we read we make too much for Chapter 7 and 13 would be impossible since we owe 100,000 in CC and in Chapter 13 he has to be paid back ... Read More »

      I Was Researching Cyrus Global and Have Some Questions. – Debra

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      “Dear Steve, I found your website when I was researching cyrus global .I was going to sign up with them but after reading what you posted I dcided against it so thanks for the information. So my question is I am carring around alot of debt roughly 7,000 in student loans 10,000 in a car loan 5,000 on a regualr ... Read More »

        ESP Software and P&E Solutions Stopped Putting Money in Our NoteWorld Account And Now It’s Empty. What Do We Do Now? – David

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        “Dear Steve, In February 2010 my wife and I enrolled in a ESP software program from P&E solutions for a period of three years. Three payments of $468.97 each were made to a Noteworld bank account in March, April and May. Then in June 2010 no money was taken. We called them and found out that the Noteworld account had ... Read More »

          I’m Enrolled in The Debt Answer and Concerned. – Andrea

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          “Dear Steve, I’m currently enrolled in a debt settlement program “the debt answer”, i read a few things about which concerns me a lot. I live in California. Please tell me who i can go to find the best settlement company, an attorney who I can trust, an agency to represent me. I need someone now. I appreciate your help. ... Read More »

            Have You Ever Heard of Diamond Financial Group? – Barton

            “Dear Steve, $38,000 in debt; never late; strong income; want to get rid of debt completely. Have you ever heard of Diamond Financial Group? What do you think about debt settlement companies? Is this a good way to get out of debt? Barton” Dear Barton, I have not looked at the Diamond Financial Group site before. But here are my ... Read More »

              I Got a Letter From Credit Relief Today Claiming to Be Able to Eliminate My Debt Under the National Debt Relief Stimulus Plan. – Veronica

              “Dear Steve, I am currently involved in debt reduction on two of my 4 credit cards. We have been burned before with financial advice and people seeking us out , claiming to be on our side. I am looking for some good adivice. I received a letter from the company Credit Relief Today. It has a case number and and ... Read More »

                I Can’t Get in Touch With Ram Financial. – Melissa

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                “Dear Steve, ram took my money and said they would help me get out of debt and now I cant get a hold of them. what do I do to contact them now? I just received a judgment! how do I get a hold of ram financial? do i have to call an attorney? Melissa” Dear Melissa, Commenters on this ... Read More »

                  We Are Not Happy With Debt Settlement Group and Debt Rx. – Jer

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                  “Dear Steve, My husband and I went with a debt settlement group several years ago(2006). Debt Settlement Group(DSG), Inc also known as DebtRx, http://www.debtrx.com/ at 13017 Wisteria Dr. #443 Germantown, MD 20874 800-395-5353 They sounded too good to be true. That should have been the first red flag…but we went with them, hindsight is 20/20. In spring of 2010, with ... Read More »

                    We Are Pulling Out of Our Debt Settlement Program. We Settled Our Debts on Our Own. – Jennifer

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                    “Dear Steve, My husband signed up with a debt settlement program but we are pulling out after only 4 months in the program and have negotiated our debt with our creditors directly. The settlements are done…by me, not our debt settlement company. Is it better from a credit perspective to settle on your own debt with your creditor, or since ... Read More »

                      I Want to Cancel Out of Morgan Drexen But They Say I Still Have to Pay The Fee

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                      “Dear Steve, I have been with Morgan Drexen for a couple of months now . I have a contract with them. so far they haven’t paid anything to my credit cards at all. they said they won’t start getting paid until about 7 or 8 months until my engagement fee is paid off with them which totals about 900.00 and ... Read More »

                        Can My Wife Get Out of Her Legal Helpers Debt Settlement Contract? – Jim

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                        “Dear Steve, Ex wife has $18,000 in credit card debt and entered into a contract with Legal Helpers on 7/31. I believe she could try on her own to settle this debt. as she has not defaulted yet and is current on her bill. They want a $500 dollar retainer up front and $2500 over the next 30 months or ... Read More »

                          We Went with The Debt Answer and They Are Not What We Hoped For And We’ve Been Sued. – David

                          ABCDebtRelief.com Lloyd Ward

                          “Dear Steve, We have a lot of unsecured debt and look for a way to get out of them because my busisness work flow is about a third of what it use to be, So we went with The Debt Answer, and now am worried that they are not what we hope for. We are in to seven months paid ... Read More »

                            I Want Out from the Trinity Financial Mission Program and a Refund. – Noelene

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                            “Dear Steve, My husband and I are trying to get back on our feet after a medical illness I had in 2008. My teenage daughters have just moved out and we were struggling to keep our home and we signed on with Trinity financial Mission for debt settlement. they had a B+ rating on the bbb and seemed to be ... Read More »

                              I Am With Lifeguard Financial And Now Being Sued. – Jami

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                              “Dear Steve, I have made a Huge mistake and don’t know how to get out of it! I racked up some debt in college, and could make payments until all the credit card companies jacked my interest rate to 29.99%. I then had a baby three months early and was unable to work and have even more debt form his ... Read More »

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