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Debt Settlement

Is Christian Debt Relief Something That We Should Do?

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“Dear Steve, Owe over $60K in credit card bills. Like some Americans, we were effected by the downturn in the economy. Our household salary has been cut in half and it’s been a struggle. The priority is the mortgage and utilities. The credit card bills are paid last. Nevertheless we are behind on the credit card payments. We were thinking ... Read More »

    We Are in Search of a Good Debt Settlement Company. – Lori

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    “Dear Steve, We are in search of a “for real” good debt settlement company. Each time I think I might have located one….I find negative information thru BBB or blogs or reports. Are there reputable ones out there? Also I am considering writing letters to the Credit Card companies and trying to start negotiations on my own…how difficult can this ... Read More »

      National Debt Cures Scammed Me Out of $1,300 While I Was in the Hospital. – Jack

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      “Dear Steve, National debt cures has scammed me out of $1,300 by withdrawing $ from my bank account without any permission, written or verbal. There is no contract or anything that gives permission. I was in the hospital for 5 months for a bone marrow transplant when this began and I had no way of knowing what was going on ... Read More »

        Is Integrity Debt Resolution a Scam and Can They Really Eliminate My Student Loan Debts? – Jared

        “Dear Steve, I have spoken with a company called Integrity Debt Resolution (www.integritydebtresolution.com) and I am concerned with some of the information I was given and the promises made. They claim that they have a “unique” way to dissolve my gov’t student loans and my credit card debt in just 18 months. This sounds terrific and is exactly what I’m ... Read More »

          Our Expenses are High and So We Are in Debt. What Should We Do? – Scott

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          “Dear Steve, We have around $37,000 in credit card debit that is becoming unmanageable – day care is a high cost but we have no other choices for that. We don’t want to use our 401k or 403 B and have a mini van with lots of miles that will not last much longer. We’ve been looking at debt settlements ... Read More »

            I Am Unable to Make All My Bank of America Debt Settlement Payments

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            “Dear Steve, I entered a debt settlement a couple months back that allows for 4 payments, each increasing incrementally. I am having trouble making the full 3rd payment. Does anyone know what will happen if I only make a partial payment? The settlement terms letter indicated any inability to make a payment would result in BoA rescinding the settlement and ... Read More »

              Are There Any Legitimate Debt Consolidation Programs. Consumer Debt Resolution Initiative Looks Like a Scam. – Ruth

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              “Dear Steve, Owe $19,000 in credit card debt, plus medical bills of $3000, car loan $1500, timeshare loan $4000. Are there any legitimate debt consolidation programs ? They all seem like scams…got one today from “Consumer Debt Resolution Initiative”….looked official but how stupid do they think I am ? Or is desperate a better word? Ruth” Dear Ruth, There are ... Read More »

                I Have $100,000 of Credit Card Debt and Thinking About Debt Settlement and Bankruptcy. – James

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                “Dear Steve, My credit card debt has reached $100,000. I was able to keep up with the payments, but due to pay cuts and such, I can no longer afford even the minimum payments. It appears the only options I have are bankruptcy or debt settlement. Debt settlement seems like a viable option, but there are so many variables with ... Read More »

                  I Got a Sales Call From U.S. Consumer Support. Have You Heard of Them? – Michele

                  “Dear Steve, Ever heard of “US Consumer Support”? I received a phone call on my cell phone from a number in Wyoming, from someone claiming to be from “US Consumer Support”. Her voicemail said that she was contacted “on my behalf” about possible debt settlement and that I was listed as “preapproved” for some amount around $31k. She left 866 ... Read More »

                    Genisis Financial Sent Us to CNI for Debt Settlement. I’m Worried About Student Loans. – Gregory

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                    “Dear Steve, 25 years at Boeing, owned house but sold it two years ago. Broke even but was left with 30, 000 in debts. Went on strike with Boeing that year and enrolled with Genisis Financial. The payments were more than we could handle and they recommended that we do debt settlement with CNI. Have been with them for 1 ... Read More »

                      I Got a Mailer From the Payment Relief Center Initiative Saying I’m Eligible. – Dolores

                      Payment Relief Center

                      “Dear Steve, I’m currently in debt 50K which is more then I make on an annual basis. Payments are to the point that I have no extra money all going to pay CC bills. I feel horrible for allowing this to happen and while I know I have learned never to let this happen again I am being eaten alive ... Read More »

                        Should I Go With Fast Track Debt Relief? I’m Scared. – Crystal

                        Fast Track Debt Relief, Yippie

                        “Dear Steve, My name is Crystal. I accidentally find your website, and feel it offer very helpful information about debts. I have five credit cards, Chase-19%, Macy’s Visa and Revolving-24.50%, two American Express were 12.24% and 16.24%. I am been paying for three years, but interests get higher and higher each year. After three years, my balances still the same. ... Read More »

                          I Am Convinced Debt Settlement is the Way to Go. – Gus

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                          “Dear Steve, I have 6 cards with debt of about $57,000 I do not want bankruptcy. I am convinced Settlement is the best choice. I read some of your helpful articles! You make good sense. What are the consequences,if I make $10 payments on each card. I would make them on time. Just short of minimum requirement. Do I show ... Read More »

                            Can I Trust Lloyd Ward to Cut My Debt in Half With Debt Settlement? – Amy

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                            “Dear Steve, I lost my job last October. I am a single parent. I have not found employment. I am selling my house, so once I have sold it I will have the equity in hand to pay off what I owe, but until then I am not making ends meet. Lloyd Ward offered to help me with my debt ... Read More »

                              Is There Anyway to Get My $7,000 Back From J Hass Group? They Did Nothing. – Cheryl

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                              “Dear Steve, Currently climbing out of debt with absolutely no assistance from J. Hass. They have mislead me the entire way. Is there any way to recoup the $7000 I have paid into J. Hass? They have done nothing. In the 15 months that I have been signed up with them, they have done nothing. I just found out that ... Read More »

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