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Debt Settlement

I Am Skeptical About Faxing My 16 Page Contract to Freedom Debt Relief Since We Originally Contacted Debtmerica

“Dear Steve, WE ARE NO LONGER ABLE TO KEEP UP WITH OUR CREDIT CARD BILLS’ HUSBAND RECIEVED A 50% CUT IN SALARY. WE SEEKED OUT THE HELP OF DEBT RELIEF WITH A COMPANY CALLED DEBTMERICA,HOWEVER THE CONTRACT THAT I RECIEVED HAD THE LETTERHEAD 0F A COMPANY CALLED FREEDOM DEBT RELIEF. VERY SKEPTICAL ABOUT FAXING THEM MY SIGNED 16 PAGE CONTRACT ... Read More »

    It Seems Like Morgan Drexen Has Done Nothing for Me. – Adriana

    Ready to Collapse

    “Dear Steve, I am currently dealing with Morgan Drexen and it just seems like the haven’t done much to help me reduced my credit card debt. Who can I trust? What companies or law firms are honest and willing to help out? What are some honest and reliable companies or law firms that can help me get out of debt? ... Read More »

      I Want to Settle My Own Debts But What Should I Do? – Danny

      Ready to Collapse

      “Dear Steve, Married, mortgage, 2 kids, wife lost job September 2008, returned January 2009, however with reduced hours (office admin for Real Estate Appraiser). Now works about 1 day per month for same office and has returned back to college for Business Degree, graduates December 2010. Mortgage is current but with 8.25 interest rate and unable to refinance due to ... Read More »

        I Am Public Official and So Confused in Looking for a Reputable Debt Settlement Company. – Bori

        Ready to Collapse

        “Dear Steve, I am being sued by Citi. I have $48,000 in debt. I got in this mess because my husband had no work for a while. So I was just paying my mortgage and utilities. He is now working but most accounts have gone to collections and collections agencies do not want to accept monthly payment plans. I cannot ... Read More »

          I Fell for a Debt Settlement Company, Pathway Financial Management. They are Asking Me to Sign a Waiver. – Kimberly

          Ready to Collapse

          “Dear Steve, I Fell for a debt settlement company (Pathway Financial Management). They of course did not keep their end of agreement and I ended up almost having wages garnished, having to go to court to stop, etc… In hind site I realize this was a very bad choice on my part however I feel they should reimberse all of ... Read More »

            Should I Work With Rapid Debt Settlement Since I Don’t Live in the United States? – Rajesh

            Ready to Collapse

            “Dear Steve, I owe three cerdit card companies a total of $25,000. I am not in the US since Sept 2008 but have been paying the mimimum balance consistently because I do not intend to cheat the creditors. However, the reason I left the US in the first place is because I did not have a job (since I am ... Read More »

              The Debt Collectors Say I Was an Idiot for Signing Up With Simon & Bocksch for Debt Settlement. – Joe

              Ready to Collapse

              “Dear Steve, I have about 90k in cc debt. I signed up with Simon and bocksch ( the debt answer) back in January and have made 4 payments. The collectors keep calling and say I am an idiot for enrolling in this scam of a program. Should I do this on my own? Should I talk to a bankruptcy attorney? ... Read More »

                I’m in a Debt Settlement Program With J Hass and I’m Being Sued. – Paul

                Ready to Collapse

                “Dear Steve, Bankruptcy vs Debt Settlement. I have enrolled in a debt settlement program and have been paying as requested for the past year. The company I am with is J Hass based in Arizona. I have been paying $457 a month and started in May of last year. I currently have a little over $1800 in my notelworld account. ... Read More »

                  Is Global Debt Management Backed By the Government Under the Obama Debt Stimulus Plan to Reduce Debt? – Lynne

                  Global Debt Management Site

                  “Dear Steve, My sister , against my advice, enrolled in a plan called Global Debt Management. She says it’s backed by the current federal administration to help people with too much credit card debt. She’s currently collecting worker’s compenation for an on the job injury and cannot pay her bills. Is Global Debt Management a legitimate company or a ripoff? ... Read More »

                    Who Can I Trust to Help Me Out of Debt? – PSD

                    Ready to Collapse

                    “Dear Steve, I currently have a lot of cc debt. I am making the money to pay it if i could consolidate it & lessen the interest rates. But, I dont know who I can trust to help me. Who can i trust? PSD” Dear PSD, That’s an excellent question. I know who I trust for credit counseling and debt ... Read More »

                      SwiftRock Financial is Settling My Debts. They Said They Took Care of It. I Just Got My Wages Garnished. – Peggy

                      Ready to Collapse

                      “Dear Steve, Swithrock Financial has supposedly been working on my debts for over a year. I was subpoenaed to court for one debtor and Swiftrock stated that they had taken care of it. I got a notice today (taped to my front door when I got home from work) that my paycheck is being garnished. Swiftrock currently is getting $523.00 ... Read More »

                        I’m Unemployed and in a Debt Settlement Plan With Freedom Debt Relief. – Cheryl

                        Ready to Collapse

                        “Dear Steve, Due to job loss and severe health problems over the last 2 years, I have over $75K in credit card debt. My unemployment payments recently stopped and I got scared – so I contacted Freedom Debt Relief. Some of the comments you put up have made me nervous – especially about being sued. I am only a couple ... Read More »

                          Freedom Debt Relief Said Debt Settlement is Looking Like a Good Option for Us. – DeDe

                          Ready to Collapse

                          “Dear Steve, My husband and I have nearley 100k in unsecured credit card debt. Our creditors are AMEX (55k), Chase, Capital One, Barclays Bank, JCPenney, and Bank of America. We alos owe the IRS about 10K. Due to the troubled economy, I recently lost my job and cannot seem to find another one. Due to the recent credit card law ... Read More »

                            I Have Entered Into an Agreement With Settlement Corporation of America. I’m Concerned. – Scott

                            Ready to Collapse

                            “Dear Steve, I have entered into agreement with Settlement Corporation of America. No monies have yet changed hands. 1st payment due the 15th. I may well not be able to make it. Background: Divorced, finalized 15 March, 2010. Equitable split. House, joint tenants, $125,000 left on note, for sale since Feb., asking $320,000. Owe $21,000 on ’06 GMC, for sale ... Read More »

                              The Debt Settlement Sales Person Said His Plan Was Better Than My Wisconsin Chapter 128 Option. – Steve

                              Ready to Collapse

                              “Dear Steve, Primary mortage, second mortgage to pay off previous CC debt, $65.000 of other non secured loans and CC debt. We are struggling check to check with some late payments. About $35000 equity in our house once second mortgage is paid off in Oct. Combined income of around $85000 We are struggling to make our monthly payments. In October ... Read More »

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