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Debt Settlement

I’m Unemployed and in a Debt Settlement Plan With Freedom Debt Relief. – Cheryl

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“Dear Steve, Due to job loss and severe health problems over the last 2 years, I have over $75K in credit card debt. My unemployment payments recently stopped and I got scared – so I contacted Freedom Debt Relief. Some of the comments you put up have made me nervous – especially about being sued. I am only a couple ... Read More »

    Freedom Debt Relief Said Debt Settlement is Looking Like a Good Option for Us. – DeDe

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    “Dear Steve, My husband and I have nearley 100k in unsecured credit card debt. Our creditors are AMEX (55k), Chase, Capital One, Barclays Bank, JCPenney, and Bank of America. We alos owe the IRS about 10K. Due to the troubled economy, I recently lost my job and cannot seem to find another one. Due to the recent credit card law ... Read More »

      I Have Entered Into an Agreement With Settlement Corporation of America. I’m Concerned. – Scott

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      “Dear Steve, I have entered into agreement with Settlement Corporation of America. No monies have yet changed hands. 1st payment due the 15th. I may well not be able to make it. Background: Divorced, finalized 15 March, 2010. Equitable split. House, joint tenants, $125,000 left on note, for sale since Feb., asking $320,000. Owe $21,000 on ’06 GMC, for sale ... Read More »

        The Debt Settlement Sales Person Said His Plan Was Better Than My Wisconsin Chapter 128 Option. – Steve

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        “Dear Steve, Primary mortage, second mortgage to pay off previous CC debt, $65.000 of other non secured loans and CC debt. We are struggling check to check with some late payments. About $35000 equity in our house once second mortgage is paid off in Oct. Combined income of around $85000 We are struggling to make our monthly payments. In October ... Read More »

          Should I Default on My Payments Like Pathway Financial Management Says I Should Do? – Roxanne

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          “Dear Steve, I have 50K in debt. I heard radio commercial for Pathway Financial Management. The guy insisted that I can pay off all debt in 2-3 months and restore good credit in 1-2 years with excellent behavior. He said they can negotiate to have my debt reduced to at least 57% of what I currently owe. So – I ... Read More »

            What is Your Position on Debt Settlement? – Rich


            “Dear Steve, I think what you have created is brilliant. Your Web site is a dynamic assortment of good and honest truths. You exert a lot of common sense and provide a copious amount of opinion-based responses. Most of which, I’m sure, is from your own battle with debt. I have a specific question that is merely frank: What is ... Read More »

              What Do You Think of Core Financial Solutions? – Pedro

              “Dear Steve, i ve read your articles: i wonder if you have encountered the debt relief co. called core financial services llc. they directed my funds to global client solutions too. don’t know wether to continue paying or put a stop to my payments…GCS told me that they are a reliable company…please take tome to let me now if they ... Read More »

                What Do You Think of Legal Helpers Debt Resolution? – Janet

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                “Dear Steve, My husband and I find ourselves in an unfortunate financial situation (as do many!) and are considering a debt consolidation company. I have done some on-line research and it appears as Legal Helpers Debt Resolution, LLC is one of the more reliable. My are looking for consolidate and reduce credit card and medical bills. My husband was without ... Read More »

                  Express Debt Settlement Didn’t Settle My Debt But Kept The Fees. – Scott

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                  “Dear Steve, I signed up with express debt about 1 1/2 years ago with a 2 year program. I am in Indiana and had about $18,000 worth of debt that I was asking for their help with. I received a summons from one of the creditors at which time I contacted the lawyer for express debt, Jon Simon, and he ... Read More »

                    Clear Your Debt and Swift Rock Financial Services Get F Ratings From BBB for Bad Service

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                    The Better Business Bureau has issued an “F” rating on two Austin-based businesses, Clear Your Debt and Swift Rock Financial Services, due to allegations from consumers that promises of a solution to their mounting debt were unfulfilled. Consumers complain to BBB they contact Clear Your Debt and Swift Rock Financial Services and are offered assistance in settling their debt for ... Read More »

                      I’m Working With Reliance, Inc on Debt Settlement But Worried About Being Sued. – Deb

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                      “Dear Steve, I am praying you can advise me. Like the rest of the fine people in this country I have lost $30 in wages last year. I had emergency surgery and had to go on 13 weeks FMLA. I have spoke with a BR attorney due to our $35,000 in debt from living on credit and retained him. I ... Read More »

                        HSBC Withdraws Settlement Offer. What Can We Do About It? – Scott

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                        “Dear Steve, My wife’s HSBC credit card balance was about $4,600.00. She received a letter in early February, 2010, saying that if she made a payment of $2721.00 (about 60%) they would write off the remaining $1900.00 (about 40%). The letter stated they needed the payment by February 17, 2010. My wife called HSBC and told them she would like ... Read More »

                          I Called Johnson Law Group But Their Number Is Disconnected. – Danny

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                          “Dear Steve, I have a question. I signed up with the Johnson Law Group since June of 09 they promise me they can settle my debt and help me get out of debt in 18 month however they say it takes 5-6 month for credit card company to accept the offer. I paid them 8 month now however im still ... Read More »

                            Is Preferred Financial Services a Scam? – Darryl

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                            “Dear Steve, I live in California. What do you know about Preferred Financial Services at http://www.pfsdebtrelief.com/? Do you recommend or not recommend them? Thank you for your time. Darryl” Dear Darryl I think I’ll let the review of Preferred Financial Services I just did for you do the talking for me. Read it and let me know what you decide ... Read More »

                              How Can I Get My Money Back From Impact Debt Relief Debt Settlement Company. – Kristie

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                              “Dear Steve, I tried using one of these debut relief companies you spoke of called Impact Debut in San Diego (it appers they also go by Impact Debt Relief and a couple other names) but I was referred to this Impact Debut company by trying to do a loan modification and was outright lied to about the fees. I was ... Read More »

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