Latest Posts
Home > Ask The Get Out of Debt Experts > Debt Settlement (page 32)

Debt Settlement

I Called Johnson Law Group But Their Number Is Disconnected. – Danny

Ready to Collapse

“Dear Steve, I have a question. I signed up with the Johnson Law Group since June of 09 they promise me they can settle my debt and help me get out of debt in 18 month however they say it takes 5-6 month for credit card company to accept the offer. I paid them 8 month now however im still ... Read More »

    Is Preferred Financial Services a Scam? – Darryl

    Ready to Collapse

    “Dear Steve, I live in California. What do you know about Preferred Financial Services at http://www.pfsdebtrelief.com/? Do you recommend or not recommend them? Thank you for your time. Darryl” Dear Darryl I think I’ll let the review of Preferred Financial Services I just did for you do the talking for me. Read it and let me know what you decide ... Read More »

      How Can I Get My Money Back From Impact Debt Relief Debt Settlement Company. – Kristie

      Ready to Collapse

      “Dear Steve, I tried using one of these debut relief companies you spoke of called Impact Debut in San Diego (it appers they also go by Impact Debt Relief and a couple other names) but I was referred to this Impact Debut company by trying to do a loan modification and was outright lied to about the fees. I was ... Read More »

        I Signed Up With Morgan Drexen for Debt Settlement. Should I Stick With Them? – John

        Ready to Collapse

        “Dear Steve, I signed up with Morgan Drexen. Paying $599 /month. Paid 4 times. Have debts totalling $40,000. Some back to June 2009. Carry on with Morgan Drexen? Or pay off indivdually @ 50%? John” Dear John, Morgan Drexen sure has been in the news a lot in the past year and not for really good stuff. Without looking at ... Read More »

          I’m Thinking of Using Lloyd Ward & Associates for Debt Settlement. – Sid

          Ready to Collapse

          “Dear Steve, I am using the services of Llyod Ward & assocate to negotiate a deal with me creditors on my behalf. They operate under the name best debt option company. How reliable are they. They have offered me a four year time frame and promised me to settle the debt with Chase Bank of america and discover card at ... Read More »

            I Was Scammed by Express Debt Settlement Holdings, Coastal Credit Solutions, Simon and Bocksch, and Noteworld. – Kevin

            Ready to Collapse

            “Dear Steve, My wife signed me up for Express Debt Settlement Holdings Inc without my signature or knowledge in Sept.. By the time I found out it was past the 30 days to cancel. I started expressing concerns to the number she had for the person who claimed to be in charge of our account but he was just a ... Read More »

              I’m a Good Christian and Being in Debt Settlement is Extremely Stressful to Me. – Sue

              Ready to Collapse

              “Dear Steve, I’m so pleased to find your site and I thank you in advance for the help you’re giving people. I’m an honest Christian person who serves my church and community with dedication. However, I have a severe problem due to having been a victim of downsizing, losing a position of 22 years and everything that went with it, ... Read More »

                I Contacted Debtmerica for Debt Settlement Services but Got a Contract Saying CNI Century Negotiations. – Stephanie

                Ready to Collapse

                “Dear Steve, I want to consolidate/settle 3 credit cards. All equal less than 10k. I have been recommended to go through debtmerica and contacted a representitive. I just gave him the information, and the next day, I got a quote. It seems too good to be true. I would be paying 200/month for approx 25 months and then be debt ... Read More »

                  I Am Trying to Decide Between Debtmerica and Debt Harmony for Debt Settlement Services. – Stephanie

                  Ready to Collapse

                  “Dear Steve, My name is Stephanie. I have about 7200 dollars in cc debt. I spoke with 2 people from 2 different comanies. They want 200 for 25 mos and the other wants 207 for 20 mos. I don’t know what other factors to consider since they are roughly the same amount. I know debt settlement is the route I ... Read More »

                    I Was Looking at The Debt Answer Instead of Impact Debt Relief for Debt Settlement. – Oscar

                    Ready to Collapse

                    “Steve, I have unsecured debt of about $20,500.00 and have been looking at debt relief via a debt settlement company. I’ve been doing some online research on a few companies and I’d like to get your opinion on the company The Debt Answer. I read your review on Impact Relief and it just keeps getting worse for this option. Is ... Read More »

                      I Was Just About to Sign a Debt Settlement Contract With Lloyd Ward & Associates. – Paula

                      Ready to Collapse

                      “Dear Steve, Just found your site in the nick of time as I was about to sign a debt settlement contract with Lloyd Ward and Associates. My husband and I are self employed and our businesses had a hard time since 2005, but then bit the dust in 2009. We went from staying current with everything, including large credit card ... Read More »

                        What Do You Think of Impact Debt Relief and CreditAnswers? – Shel

                        Ready to Collapse

                        “Dear Steve, My wife and I are Realtors. Enough said? Our income has diminished by 80% over the past three years, thus we have incurred credit card debts in excess of $105,000. (7 different cards) I am 73 years old and my wife is is 65. We have a small income from pension and SS in the amount of $3,600. ... Read More »

                          I Just Signed Up For J Hass Group Debt Settlement Services And I’m Worried. – Jamie

                          Ready to Collapse

                          “Dear Steve, I just signed up for debt negotiation with consumer debt counseling group/J. Hass. Then I read the BBB report, including a grade of “F” and 81 (resolved) complaints. Have you any knoowledge of these groups? I’m thinking I should call my credit card companies and tell them what I’m planning…since I can’t afford to save for settlement and ... Read More »

                            Should I Go Bankrupt or Do Debt Settlement? – Endeudado

                            Ready to Collapse

                            “Dear Steve, I am 29 years old and 2 children and my wife. I am into too much debt that I am considering filing for chapter 7 bankruptcy. I owe 30,000 dollars in credit card debt. I have a mortgage of 98,000, a car loan, and a student loan. I am not behind on payments for anything, but I am ... Read More »

                              I’m Working With Craig Zimmerman and His Debt Relief Group and Want Out. – Anna

                              Ready to Collapse

                              “Dear Steve, I’ve been paying into an escrow acct. for the past year with craig zimmerman’s debt relief company – after paying $1400 as an attorney fee, they told me I would be called when a settlement was reached (and after I had accumulated more in the acct. towards the principle). I have been basically getting harassed by them over ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.