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Debt Settlement

My Second Mortgage Was Going to Settle So They Got a Judgment. – Din

closeup of a gavel on cash, from above

“Dear Jared, I had to short sale one of my investment condos in 2010. We thought the 2nd lien was settling at closing and then they pursued me for the full amount owed and have now place a judgement against me. They refused to settle for less than 75% of what was owed. I also have a promissory to Wells ... Read More »

    Our Income Dropped. Is Debt Settlement The Way to Go? – Kim

    black-hole

    “Dear Steve, Our financial situation has totally changed in the last 3 years. We are making 15-20K less a year and our expenses have increased. We currently have about 39k in credit card debt. We are no longer able to pay even our minimum payments as well as all other househould bills. We are thinking of doing debt settlement, but ... Read More »

      Davenport Law Vanished On Me. What Do I Do Now? – Alex

      detective

      “Dear Steve, I have been using davenport law for almost 2 years now making a monthly payment of 148.79 to them. As per my contract it says that my payments are for 48 months in order to settle my 9,880.00 in debt. Recently I have not been able to get a hold of them, and I am starting to wonder ... Read More »

        Bank of America Says I Can Opt Out of My Debt Settlement. – Eric

        emergency exit

        “Dear Steve, I am in an debt settlement program and have negotiated a settlement with a creditor Band of America. I have a question for you concerning a settlement agreement that I have with BOA. In the Settlement letter is says “As required by federal law we will honor you opt out request with in 30 days.” Does this mean ... Read More »

          Are New Vision Relief Center and New Horizon Debt Solutions Legitimate Companies? – Jannina

          Loan Modification Green Road Sign with dramatic clouds and sky.

          “Dear Steve, Trying to get a modification on my present home and also to settle 30k on credit cards debts. I am the only one working in my household my 67 yr husband can not find a job after he was forced retirement and my 18 yrs son who just graduate from high school are not able to find a ... Read More »

            How Do I Begin to Negotiate Debt Settlements With Allied Interstate for Student Loans?

            signing

            “Dear Steve, Defaulted student loans. 5 in all dating back to 1988. have consolidated before but took out 3 while attending ASU between 2003-2005. I only have borrowed approx. 25,000 total with my student loans. With the consolidations it doesnt show this but says my principle is 42000 and total owed is 72000 with 10000 coming from allied interstate. My ... Read More »

              We Went With Fast Track Debt Relief, Also Known as Credit Advocates. – Suzanne

              worried

              “Dear Steve, Awhile back I was doing research for a debt solution program. I found your website and if I’m not mistaken you gave a good review of Fast Track Debt Relief. I was so happy to read this. So I spoke to my husband about it and I called this company and enrolled in their program. Since enrolled in ... Read More »

                I Paid Miller Law Group to Handle My Debt and I Got Sued. – Raul

                aged latino man smiling at camera

                “Dear Steve, I am a Latina who makes two in a radio ad here in Northern California on a debt reduction company to which I enrolled in a 19-month contract by paying the amount of 334.00 dls. by month companioa MILLER LAW GROUP called the address is 385 av lemon. # E 235 walnut ca. 91,789, they offered me a ... Read More »

                  Debt Restructure Group and Next Generation Debt Settlement Have Vanished on Me. – James

                  radar

                  “Dear Steve, I have been paying money to a company Called Debt Restructure Group/Next Generation Debt Settlement Since August 2011. 20 Truman Street Suite 109 Irvine California 92620. I come to find out that their phone number has been disconnected 18778070312 and their Internet Site is down. I have not one credit card company settle with these folks. I settled ... Read More »

                    Amex is Refusing My Settlement Offer. What Now? – Jenie

                    credit card verification

                    “Dear Steve, Amex balance of $15,000. Originally, my monthly payments were $400 and then out of nowhere, they closed my account, but funny how my statements always reflected “open spending account”. A few months later, they raised my interest rate. I stopped paying because the payment was too high. I have been summoned, and called their attorney last week, and ... Read More »

                      What Do You Know About Family Financial Care? Are They a Scam? – Stacy

                      Woman in home office with computer and paperwork frowning

                      “Dear Steve, I have incurred alot of credit card debt that is associated with a small business that I own and I am faced with closing the business. I have been told that I will held personally responsible for the debt since it is credit card debt and not directly owed to vendors. I don’t want to file bankruptcy but ... Read More »

                        I Was Working With New Horizon to Settle My Debt. Can I Do It Myself? – Joann

                        black-hole

                        “Dear Steve, I am working with a debt relief companyNew Horizon out of Florida. One of the credit card companies offerd me by mail a great payoff much less than I owe.Can I work independently to pay this off? Their contract is a bit threatening about they only dealing my credit issue. Can I pay off that account on my ... Read More »

                          I Went With Freedom Debt Relief and World Law Debt But Got Sued. – Kara

                          tired working woman

                          “Dear Steve, I made 2 huge mistakes regarding my credit. The first one was to call and find out about debt settlement companies. I had about $32,000 in credit card debt mostly from financing 2 direct selling businesses that went nowhere except in debt. I am working full-time as an RN in a hospital setting and was making payments on ... Read More »

                            I Went With Thomassen Law Group But Afraid I Made the Wrong Decision. – Judie

                            heart

                            “Dear Steve, I have credit card debt and lost my job and then my husband lost his job. He had 2 heart attacks and cannot find a job. I contacted Thomassen Law Group and I thought I understood their process, but I am not sure now. They have been taking app. $600 a month out of my checking and put ... Read More »

                              I Am a Washington State Client of Lloyd Ward Group. – Dave

                              Searching-right

                              “Dear Steve, I used Lloyd Ward Group to settle 6 unsecured credit card debts. I was charged approximently $4,500 for a $15,000 debt settlement. I live in Washington State. Are there any rules for the amount I should have been charged by the firm? I am unable to locate any information. I am refering to the article you published about ... Read More »

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